{"id":12571,"date":"2026-06-23T03:02:28","date_gmt":"2026-06-22T18:02:28","guid":{"rendered":"https:\/\/readtrends.com\/ko\/youth-future-savings\/"},"modified":"2026-06-23T03:02:28","modified_gmt":"2026-06-22T18:02:28","slug":"youth-future-savings","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/youth-future-savings\/","title":{"rendered":"\ucd5c\ub300 19.4% \uae08\ub9ac &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217; \uc624\ub298\ubd80\ud130 \uac00\uc785 \uc2e0\uccad\u2026\uccab \uc8fc 5\ubd80\uc81c &#8211; \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551"},"content":{"rendered":"<article>\n<p><strong>\ud575\uc2ec \uc694\uc57d<\/strong><br \/>\uccad\ub144\ubbf8\ub798\uc801\uae08 \uac00\uc785\uc2e0\uccad\uc774 6\uc6d4 22\uc77c\ubd80\ud130 7\uc6d4 3\uc77c\uae4c\uc9c0(\ud1a0\u00b7\uc77c \uc81c\uc678) 2\uc8fc\uac04 \uc9c4\ud589\ub41c\ub2e4. \uccab \uc601\uc5c5\uc8fc\uac04\uc778 6\uc6d4 22~26\uc77c\uc740 \ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac \uae30\uc900 5\ubd80\uc81c\ub85c \uc6b4\uc601\ub418\uba70, 6\uc6d4 29\uc77c\ubd80\ud130\ub294 \uc5f0\ub839\uacfc \uad00\uacc4\uc5c6\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4. \uac00\uc785\ub300\uc0c1\uc740 1991\ub144 1\uc6d4 1\uc77c\uc0dd\ubd80\ud130 2007\ub144 8\uc6d4 7\uc77c\uc0dd \uc0ac\uc774\uc758 \ub9cc 19~34\uc138\ub85c, \uc815\ubd80 \ub9e4\uce6d\uae30\uc5ec\uae08\uacfc \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ud3ec\ud568\ud558\uba74 \uc6b0\ub300\ud615 \uae30\uc900 \uc2e4\uc9c8 \uc218\uc775\ub960 \ucd5c\ub300 19.4% \uc218\uc900\uc774 \uac00\ub2a5\ud558\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>\uac00\uc785\uae30\uac04: 2026\ub144 6\uc6d4 22\uc77c(\ud654)\ubd80\ud130 7\uc6d4 3\uc77c(\uae08)\uae4c\uc9c0, \uc8fc\ub9d0(\ud1a0\u00b7\uc77c) \uc81c\uc678\ud55c \uc601\uc5c5\uc77c\uc5d0 \uc811\uc218.<\/li>\n<li>\uac00\uc785\ubc29\uc2dd: \ucde8\uae09\uae30\uad00 \uc571\uc744 \ud1b5\ud55c \ube44\ub300\uba74 \uc2e0\uccad\uc73c\ub85c \ubcc4\ub3c4 \uc11c\ub958 \uc81c\ucd9c \ubd88\ud544\uc694.<\/li>\n<li>\ub300\uc0c1 \uc5f0\ub839: 1991\ub144 1\uc6d4 1\uc77c\uc0dd\ubd80\ud130 2007\ub144 8\uc6d4 7\uc77c\uc0dd\uae4c\uc9c0\uc758 \ub9cc 19~34\uc138 \uccad\ub144(\ub2e8, \ubcd1\uc5ed \uc774\ud589\uc790\ub294 \ubcd1\uc5ed\uae30\uac04 \ucd5c\ub300 6\ub144\uc744 \uc5f0\ub839 \uc0b0\uc785\uc5d0\uc11c \uc81c\uc678).<\/li>\n<li>\uc0c1\ud488\uad6c\uc870: 3\ub144 \ub9cc\uae30 \uc790\uc720\uc801\ub9bd\uc2dd, \uc6d4 \ub0a9\uc785 \ud55c\ub3c4 50\ub9cc\uc6d0, \uc815\ubd80\uac00 \ub0a9\uc785\uc561\uc5d0 \ub300\ud574 6% \ub610\ub294 \uc6b0\ub300\ud615 12% \uae30\uc5ec\uae08 \ub9e4\uce6d.<\/li>\n<li>\uc138\uc81c \ud61c\ud0dd: \uc774\uc790\uc18c\ub4dd\uc138 \uba74\uc81c\ub85c \uc2e4\uc218\ub839 \ud6a8\uacfc \uc99d\ub300(\uc77c\ubc18\ud615 \uc2e4\uc9c8 13.2~14.4%, \uc6b0\ub300\ud615 18.2~19.4% \uc218\uc900).<\/li>\n<li>\uac00\uc785\uc77c \uae30\uc900\u00b7\uc18c\ub4dd\uc2ec\uc0ac: 2025\ub144 \uc18c\ub4dd\ud655\uc815 \uc804 \uac00\uc785\uc2e0\uccad\uc744 \ubc1b\uc544 \ubaa8\ub450 7\uc6d4 1\uc77c \uc2e0\uccad\uc73c\ub85c \uac04\uc8fc\ud574 2025\ub144 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \uc2ec\uc0ac.<\/li>\n<li>\uc6b0\ub300\ud615 \ub300\uc0c1: \uc77c\uc815 \uc694\uac74 \ucda9\uc871 \uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\uc790\u00b7\uc911\uc18c\uae30\uc5c5 \uc2e0\uaddc\ucde8\uc5c5\uc790\u00b7\uc18c\uc0c1\uacf5\uc778 \ub4f1\uc740 \uae30\uc5ec\uae08 12%\uc758 \uc6b0\ub300\ud615 \uac00\uc785 \uac00\ub2a5.<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\uccad\ub144\uce35\uc758 \uc790\uc0b0 \ud615\uc131\uacfc \uc8fc\uac70\u00b7\uc0dd\ud65c\uc790\uae08 \ub9c8\ub828\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uc815\ucc45\uc801 \ud544\uc694\uc131\uc740 \ucd5c\uadfc \uc218\ub144\uac04 \uc9c0\uc18d\uc801\uc73c\ub85c \uc81c\uae30\ub3fc \uc654\ub2e4. \uc800\uae08\ub9ac \uae30\uc870\uac00 \uc7a5\uae30\ud654\ud558\ub294 \uac00\uc6b4\ub370 \uccad\ub144\ub4e4\uc774 \ubaa9\ub3c8\uc744 \ub9c8\ub828\ud558\uae30 \uc5b4\ub824\uc6b4 \ud604\uc2e4\uc744 \ubcf4\uc644\ud558\uae30 \uc704\ud574 \uc815\ubd80\ub294 \uae08\ub9ac\u00b7\uae30\uc5ec\uae08\u00b7\ube44\uacfc\uc138\ub97c \uacb0\ud569\ud55c \uc778\uc13c\ud2f0\ube0c\ud615 \uc801\uae08 \uc0c1\ud488\uc744 \uc124\uacc4\ud588\ub2e4. \uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \ub9cc\uae30 3\ub144\uc758 \uc790\uc720\uc801\ub9bd\uc2dd \uad6c\uc870\ub85c, \uc6d4 50\ub9cc\uc6d0 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uc790\uc728\uc801\uc73c\ub85c \ub0a9\uc785\ud558\ub3c4\ub85d \ud574 \uae08\uc735\uc811\uadfc\uc131\uc744 \ub192\uc774\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucdc4\ub2e4. \uc815\ubd80\ub294 \uc7ac\uc6d0 \ud22c\uc785\uc744 \ud1b5\ud574 \uae30\uc5ec\uae08\uc744 \ub9e4\uce6d\ud558\uace0, \uc774\uc790\uc18c\ub4dd\uc138\ub97c \uba74\uc81c\ud568\uc73c\ub85c\uc368 \uc2e4\ud6a8\uc131 \uc788\ub294 \uc2e4\uc218\uc775\ub960\uc744 \ud655\ubcf4\ud574 \uccad\ub144\uc758 \uac00\uc785 \uc720\uc778\uc744 \ub192\uc774\ub824\ub294 \uc758\ub3c4\ub97c \ubd84\uba85\ud788 \ud588\ub2e4.<\/p>\n<p>\uc815\ucc45 \uc9d1\ud589 \uacfc\uc815\uc5d0\uc11c\ub294 \uc2e0\uc18d\ud55c \uac00\uc785\uacfc \uc18c\ub4dd\uc2ec\uc0ac \ubcd1\ud589\uc774 \uacfc\uc81c\ub85c \ub0a8\ub294\ub2e4. \uc815\ubd80\ub294 2025\ub144 \uc18c\ub4dd\ud655\uc815 \uc804\uc774\ub77c\ub3c4 \uac00\uc785\uc2e0\uccad\uc744 \uba3c\uc800 \ubc1b\uc544 7\uc6d4 1\uc77c\ub85c \uc77c\uad04 \ucc98\ub9ac\ud568\uc73c\ub85c\uc368 \ud589\uc815 \uc9c0\uc5f0\uc744 \ucd5c\uc18c\ud654\ud558\ub824 \ud588\ub2e4. \ub2e4\ub9cc \uc5f0\ub9d0\uae4c\uc9c0 \uc608\uc815\ub41c \ucd94\uac00 \uac00\uc785\uae30\uac04 \uc0ac\uc774\uc5d0 \ub9cc 35\uc138\uac00 \ub418\ub294 \uc77c\ubd80 \uccad\ub144\uc758 \uacbd\uc6b0 \ucd94\uac00 \uac00\uc785 \uae30\ud68c\uac00 \uc81c\ud55c\ub420 \uc218 \uc788\ub2e4\ub294 \uc810 \ub54c\ubb38\uc5d0 \ucd5c\ucd08 \uae30\uac04 \ub0b4 \uc2e0\uccad\uc744 \uad8c\uace0\ud558\uace0 \uc788\ub2e4. \ucde8\uae09\uae30\uad00\uc758 \ube44\ub300\uba74 \uc571 \uc811\uc218\ub85c \uc808\ucc28\ub294 \uac04\uc18c\ud654\ub418\uc9c0\ub9cc, \uc2e4\uc81c \uc18c\ub4dd\uc99d\ube59\u00b7\uc2ec\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub77c \uac00\uc785 \uc720\ud615(\uc77c\ubc18\ud615\u00b7\uc6b0\ub300\ud615)\uc774 \ud655\uc815\ub418\ubbc0\ub85c \uc2e0\uccad \uc2dc\uc810\uacfc \ucd5c\uc885 \uc2b9\uc778 \uc694\uac74\uc740 \uad6c\ubcc4\ud574 \uc774\ud574\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74<\/h2>\n<p>6\uc6d4 22\uc77c \uac00\uc785 \uccab\ub0a0, \uae08\uc735\uc704\uc6d0\ud68c\ub294 \ud604\uc7a5 \ud64d\ubcf4\ub97c \ubcd1\ud589\ud588\ub2e4. \uc774\uc5b5\uc6d0 \uae08\uc735\uc704\uc6d0\uc7a5\uc740 \uc11c\uc6b8 \uc131\uc218\ub3d9 \ucd9c\uadfc\uae38\uc5d0\uc11c \uccad\ub144\ub4e4\uc5d0\uac8c \uc9c1\uc811 \ucee4\ud53c\ub97c \uc81c\uacf5\ud558\uba70 \uc81c\ub3c4 \ud65c\uc6a9\uc744 \ub3c5\ub824\ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc600\uace0, \uad00\uacc4\uae30\uad00\uc740 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud55c \uc6d0\uc2a4\ud1b1 \uc2e0\uccad\uc744 \uac15\uc870\ud588\ub2e4. \uccab \uc8fc(6\uc6d4 22~26\uc77c)\ub294 \ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac\ub97c \uae30\uc900\uc73c\ub85c 5\ubd80\uc81c\uac00 \uc801\uc6a9\ub3fc \uc2e0\uccad \ud63c\uc7a1\uc744 \uc644\ud654\ud558\ub824\ub294 \uc6b4\uc601 \ubc29\uce68\uc774 \uc2dc\ud589\ub410\ub2e4.<\/p>\n<p>\uc774\ud6c4 6\uc6d4 29\uc77c\ubd80\ud130 7\uc6d4 3\uc77c\uae4c\uc9c0\uc758 \ub458\uc9f8 \uc8fc\uc5d0\ub294 \ucd9c\uc0dd\uc5f0\ub3c4 \uad6c\ubd84 \uc5c6\uc774 \ub204\uad6c\ub098 \uc2e0\uccad\ud560 \uc218 \uc788\uc5b4 \uc2e0\uccad \ud3b8\uc758\uc131\uc774 \ud655\ub300\ub41c\ub2e4. \uac00\uc785 \uc2e0\uccad\uc740 \ucde8\uae09\uae30\uad00 \uc571\uc5d0\uc11c \uc11c\ub958 \uc81c\ucd9c \uc5c6\uc774 \ube44\ub300\uba74\uc73c\ub85c \uc9c4\ud589\ub418\uba70, \uc2e0\uccad\uc790\ub294 7\uc6d4 1\uc77c \uae30\uc900\uc73c\ub85c 2025\ub144 \uc18c\ub4dd\uc2ec\uc0ac\ub97c \ubc1b\uac8c \ub41c\ub2e4. \uac00\uc785 \ub300\uc0c1 \uac00\uc6b4\ub370 \uc77c\uc815 \uc694\uac74\uc744 \ub9cc\uc871\ud558\ub294 \uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\uc790\u00b7\uc2e0\uaddc \ucde8\uc5c5\uc790 \ubc0f \uc18c\uc0c1\uacf5\uc778\uc740 \uc6b0\ub300\ud615(\uae30\uc5ec\uae08 12%) \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc5f0\ub839 \uc0b0\uc815\uacfc \uc608\uc678 \uaddc\uc815\ub3c4 \uba85\ud655\ud788 \uc548\ub0b4\ub410\ub2e4. \ubcd1\uc5ed \uc774\ud589\uc790\uc758 \uacbd\uc6b0 \ubcd1\uc5ed \uae30\uac04 \uc911 \ucd5c\ub300 6\ub144\uc740 \uc5f0\ub839 \uc0b0\uc815\uc5d0\uc11c \uc81c\uc678\ub418\uba70, \uc774\ubc88 \uac00\uc785\uae30\ud68c\ub97c \ub193\uce5c \uc77c\ubd80(1991\ub144 8\uc6d4 8\uc77c~1991\ub144 12\uc6d4 31\uc77c \ucd9c\uc0dd\uc790)\ub294 \uc5f0\ub9d0 \uc608\uc815\ub41c 2\ucc28 \uae30\uac04 \uc0ac\uc774\uc5d0 \ub9cc 35\uc138\uac00 \ub3fc \ucd94\uac00 \uac00\uc785 \uae30\ud68c\uc5d0 \uc81c\ud55c\uc744 \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \uc788\uc5b4 \uc8fc\uc758\uac00 \uc694\uad6c\ub41c\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \uae08\ub9ac \uc778\uc13c\ud2f0\ube0c(\uc6b0\ub300\ud615 \uae30\uc900 \uae30\uc5ec\uae08 12%)\uc640 \ube44\uacfc\uc138 \ud6a8\uacfc\ub97c \uacb0\ud569\ud574 \uccad\ub144\uc758 \uc800\ucd95 \uc720\uc778\uc744 \ub192\uc774\ub294 \uc218\ub2e8\uc73c\ub85c \uc124\uacc4\ub410\ub2e4. \uc2e4\uc9c8 \uc218\uc775\ub960\uc774 \ub2e8\ub9ac\ud615 \uc801\uae08 \ub300\ube44 \uc720\uc758\ubbf8\ud558\uac8c \ub192\uc544 \uc18c\uc561\uc774\uc9c0\ub9cc \uafb8\uc900\ud55c \uc800\ucd95\uc744 \ud1b5\ud574 \uc911\uae30\uc801 \uc790\uc0b0\ud615\uc131\uc5d0 \uae30\uc5ec\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \ud2b9\ud788 \uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\uc790 \ub4f1 \uc6b0\ub300\ud615 \ub300\uc0c1\uc5d0\uac8c\ub294 \uae08\uc735 \ud61c\ud0dd\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc9d1\uc911\ub418\uba70 \uc774\ub294 \ucde8\uc5c5 \uc720\uc778\uacfc \uc5f0\uacc4\ub420 \uc5ec\uc9c0\uac00 \uc788\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \ub2e8\uae30\uc801 \uc7ac\uc815\uc9c0\ucd9c\uacfc \ud589\uc815\ube44\uc6a9, \uadf8\ub9ac\uace0 \uc18c\ub4dd\uc2ec\uc0ac \uacfc\uc815\uc5d0\uc11c\uc758 \ubd88\ud655\uc2e4\uc131\uc740 \uc815\ucc45\uc6b4\uc601\uc758 \ub9ac\uc2a4\ud06c\ub2e4. \uc815\ubd80\ub294 \uc2e0\uccad\uc744 \uc6b0\uc120\ubc1b\uc544 \uc77c\uad04\uc801\uc73c\ub85c 7\uc6d4 1\uc77c \uc2ec\uc0ac \uae30\uc900\uc744 \uc801\uc6a9\ud568\uc73c\ub85c\uc368 \ud589\uc815\ucc98\ub9ac\ub97c \uac04\uc18c\ud654\ud588\uc9c0\ub9cc, \ucd5c\uc885 \ud310\uc815\uc5d0\uc11c \uc6b0\ub300\ud615\u00b7\uc77c\ubc18\ud615 \ubd84\ub958\uac00 \ubcc0\uacbd\ub420 \uacbd\uc6b0 \uac00\uc785\uc790\uc758 \uae30\ub300\uc640 \uc2e4\uc81c \ud61c\ud0dd \uc0ac\uc774\uc5d0 \uad34\ub9ac\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4. \ub610\ud55c \ub300\uaddc\ubaa8 \uac00\uc785\uc774 \uc608\uc0c1\ub420 \uacbd\uc6b0 \ucde8\uae09\uae30\uad00\uc758 \uc2dc\uc2a4\ud15c \uc548\uc815\uc131 \ubb38\uc81c\uc640 \uace0\uac1d \ub300\uc751 \ubd80\ub2f4\uc774 \ucee4\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc911\uc7a5\uae30\uc801 \uad00\uc810\uc5d0\uc11c\ub294 \uccad\ub144 \uc790\uc0b0\ud615\uc131 \uc9c0\uc6d0\uc774 \uc18c\ube44\u00b7\uc8fc\uac70\u00b7\uad50\uc721 \ub4f1 \uad11\ubc94\uc704\ud55c \uacbd\uc81c\uc801 \uc120\ud0dd\uc5d0 \ubbf8\uce58\ub294 \ud30c\uae09\uc744 \uc8fc\uc758 \uae4a\uac8c \uad00\ucc30\ud574\uc57c \ud55c\ub2e4. \uc801\ub9bd\uc2dd \uc800\ucd95\uc774 \ud655\ub300\ub418\uba74 \uccad\ub144\uc758 \uc720\ub3d9\uc131 \ube44\uc911\uc774 \ubcc0\ud654\ud558\uace0, \uc774\ub294 \uc18c\ube44\ud328\ud134\uc774\ub098 \uc8fc\uac70\ub9c8\ub828 \ud589\ud0dc\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\ub2e4. \uc815\ucc45 \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\ub824\uba74 \uac00\uc785\uc790 \uad50\uc721, \uc790\ub3d9\uc774\uccb4 \uc720\ub3c4, \ub0a9\uc785 \uc720\uc5f0\uc131 \ubcf4\uc644 \ub4f1 \ud6c4\uc18d \uc870\uce58\uac00 \ud568\uaed8 \ucd94\uc9c4\ub3fc\uc57c \ud55c\ub2e4.<\/p>\n<h2>\ube44\uad50 \ubc0f \ub370\uc774\ud130<\/h2>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc815\ubd80\uae30\uc5ec\uc728<\/th>\n<th>\uacf5\uc2dc\uc0c1 \uc2e4\uc9c8(\uc548)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc77c\ubc18\ud615<\/td>\n<td>6%<\/td>\n<td>\uc57d 13.2%~14.4% \uc2e4\uc9c8 \ud6a8\uacfc(\ub2e8\ub9ac \ube44\uad50 \uae30\uc900)<\/td>\n<\/tr>\n<tr>\n<td>\uc6b0\ub300\ud615<\/td>\n<td>12%<\/td>\n<td>\uc57d 18.2%~19.4% \uc2e4\uc9c8 \ud6a8\uacfc(\ub2e8\ub9ac \ube44\uad50 \uae30\uc900)<\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc758 \uc815\ubd80\uae30\uc5ec\uc728\uacfc \uacf5\uc2dc\uc0c1 \uc2e4\uc9c8 \ud6a8\uacfc(\uc790\ub8cc: \uae08\uc735\uc704\uc6d0\ud68c)<\/figcaption><\/figure>\n<p>\uc704 \ud45c\ub294 \uc815\ubd80\uac00 \uc81c\uc2dc\ud55c \uae30\uc5ec\uc728\uacfc \uacf5\uc2dc\ub41c \uc2e4\uc9c8 \ud6a8\uacfc \ubc94\uc704\ub97c \ub2e8\ub9ac \uae30\uc900\uc73c\ub85c \ub2e8\uc21c \ube44\uad50\ud55c \uac83\uc774\ub2e4. \uc2e4\uc81c \uc218\uc775\ub960\uc740 \uac00\uc785 \uae30\uac04, \ub0a9\uc785 \ube48\ub3c4, \uc138\uc81c \uc801\uc6a9 \ubc94\uc704 \ubc0f \uc2dc\uc7a5 \uae08\ub9ac \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4. \ud45c\uc758 \uc218\uce58\ub294 \uc815\ubd80 \uc548\ub0b4 \uc790\ub8cc\ub97c \ubc14\ud0d5\uc73c\ub85c \ud55c \ube44\uad50 \uc218\uce58\uc774\uba70, \ucd5c\uc885 \uc218\uc775\uc740 \uac01 \uac1c\uc778\uc758 \ub0a9\uc785 \ub0b4\uc5ed \ubc0f \uc2ec\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub77c \ud655\uc815\ub41c\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<blockquote>\n<p>\uad00\uacc4\uae30\uad00\uc740 &#8220;\uccad\ub144\uc758 \uc790\uc0b0 \ud615\uc131\uc744 \uc2e4\uc9c8\uc801\uc73c\ub85c \ub3d5\uae30 \uc704\ud55c \uc870\uce58&#8221;\ub77c\uace0 \uc124\uba85\ud558\uba70 \ud604\uc7a5 \ud64d\ubcf4\ub97c \ubcd1\ud589\ud588\ub2e4.<\/p>\n<p><cite>\uae08\uc735\uc704\uc6d0\ud68c(\uacf5\uc2dd \ubc1c\ud45c)<\/cite><\/p><\/blockquote>\n<blockquote>\n<p>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc740 &#8220;\ube44\ub300\uba74 \uc571 \uac00\uc785\uc73c\ub85c \uc811\uadfc\uc131\uc774 \uac1c\uc120\ub410\ub2e4&#8221;\uace0 \uc548\ub0b4\ud558\uba70 \ubb38\uc758\ucc3d\uad6c(1397\ubc88)\ub97c \ud1b5\ud574 \uc138\ubd80 \uc548\ub0b4\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p><cite>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0(\uae30\uad00 \uc548\ub0b4)<\/cite><\/p><\/blockquote>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \uc6d4 \ub0a9\uc785 \ud55c\ub3c4 50\ub9cc\uc6d0\uc758 \uc790\uc720\uc801\ub9bd\uc2dd \uc801\uae08\uc73c\ub85c, \uc815\ubd80\uac00 \ub0a9\uc785\uc561\uc758 \uc77c\uc815 \ube44\uc728\uc744 \uae30\uc5ec\uae08\uc73c\ub85c \ub9e4\uce6d\ud574 \uc8fc\ub294 \uad6c\uc870\ub2e4. \uc77c\ubc18\ud615(6% \uae30\uc5ec)\uacfc \uc6b0\ub300\ud615(12% \uae30\uc5ec)\uc73c\ub85c \ub098\ub258\uba70, \uc774\uc790\uc18c\ub4dd\uc5d0 \ub300\ud55c \uacfc\uc138\ub97c \uba74\uc81c\ud574 \uc2e4\uc218\ub839 \ud6a8\uacfc\ub97c \ub192\uc600\ub2e4. \uc6b0\ub300\ud615\uc740 \uc911\uc18c\uae30\uc5c5 \uc7ac\uc9c1\uc790 \ub4f1 \uc77c\ubd80 \uc694\uac74\uc744 \ucda9\uc871\ud558\ub294 \uac00\uc785\uc790\uc5d0\uac8c \uc81c\uacf5\ub41c\ub2e4. \uc774\ubc88 \uc811\uc218\ub294 \ube44\ub300\uba74 \uc571\uc744 \ud1b5\ud574 \uc11c\ub958 \uc5c6\uc774 \uc2e0\uccad\uc744 \ubc1b\uace0, 7\uc6d4 1\uc77c \uae30\uc900\uc73c\ub85c 2025\ub144 \uc18c\ub4dd\uc744 \uc2ec\uc0ac\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub41c\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84<\/h2>\n<ul>\n<li>1991\ub144 8\uc6d4 8\uc77c~1991\ub144 12\uc6d4 31\uc77c \ucd9c\uc0dd\uc790\uc5d0 \ub300\ud55c 2\ucc28 \uac00\uc785\uae30\ud68c \uc81c\ud55c \uc5ec\ubd80\uc640 \uad6c\uccb4\uc801 \uc608\uc678 \uc870\uce58\uc758 \uc138\ubd80 \ub0b4\uc6a9\uc740 \ucd94\uac00 \uc548\ub0b4\ub97c \ud1b5\ud574 \ud655\uc778\ub3fc\uc57c \ud55c\ub2e4.<\/li>\n<li>\ub300\uaddc\ubaa8 \ub3d9\uc2dc \uc811\uc218 \uc2dc \uc77c\ubd80 \ucde8\uae09\uae30\uad00\uc758 \uc2dc\uc2a4\ud15c \uacfc\ubd80\ud558 \uac00\ub2a5\uc131\uacfc \uadf8\uc5d0 \ub530\ub978 \uc811\uc218 \uc9c0\uc5f0 \ubc1c\uc0dd \uc5ec\ubd80\ub294 \uc2e4\uc81c \uccab\ub0a0 \uc6b4\uc601 \uacb0\uacfc\ub97c \ud1b5\ud574 \ud655\uc778\uc774 \ud544\uc694\ud558\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \uc815\ubd80\uc758 \uc7ac\uc815 \uc9c0\uc6d0\uc744 \ud1b5\ud574 \uccad\ub144\uc758 \uc800\ucd95 \uc720\uc778\uc744 \ub192\uc774\uace0 \uc790\uc0b0 \ud615\uc131\uc5d0 \uae30\uc5ec\ud560 \uc218 \uc788\ub294 \uc81c\ub3c4\ub85c \uc124\uacc4\ub410\ub2e4. \ube44\ub300\uba74 \uac00\uc785\uacfc \ub9e4\uce6d\uae30\uc5ec\uae08\u00b7\ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \uacb0\ud569\ud55c \uc810\uc740 \uccad\ub144\uce35\uc758 \uc811\uadfc\uc131 \ubc0f \uc2e4\uc9c8 \uc218\uc775\uc744 \ubaa8\ub450 \uace0\ub824\ud55c \uc815\ucc45\uc774\ub77c\ub294 \ud3c9\uac00\uac00 \uac00\ub2a5\ud558\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc2e0\uccad\u00b7\uc2ec\uc0ac \uacfc\uc815\uc758 \ud589\uc815 \ucc98\ub9ac, \uc6b0\ub300\ud615 \ub300\uc0c1 \ud310\uc815\uc758 \ud22c\uba85\uc131, \uc2dc\uc2a4\ud15c \uc548\uc815\uc131 \ub4f1 \uc6b4\uc601\uc0c1 \uc7c1\uc810\uc740 \ub0a8\uc544 \uc788\ub2e4. \uc815\ubd80\uc640 \ucde8\uae09\uae30\uad00\uc758 \uc138\ubd80 \uc9c0\uce68 \uacf5\uac1c\uc640 \uc2e4\uc2dc\uac04 \uc548\ub0b4, \uc774\uc6a9\uc790 \uad50\uc721\uc774 \ubcd1\ud589\ub3fc\uc57c \uc815\ucc45\ud6a8\uacfc\ub97c \uc628\uc804\ud788 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4.<\/p>\n<h2>\ucd9c\ucc98<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.korea.kr\/news\/policyNewsView.do?newsId=148966909\" target=\"_blank\" rel=\"noopener\">\ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551(\uacf5\uc2dd \uc815\ubd80 \ubc1c\ud45c)<\/a><\/li>\n<li><a href=\"https:\/\/fill4young.kinfa.or.kr\/yfs\/\" target=\"_blank\" rel=\"noopener\">\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uccad\ub144\ubbf8\ub798\uc801\uae08 \uc548\ub0b4 \ud398\uc774\uc9c0(\uae30\uad00 \uc548\ub0b4)<\/a><\/li>\n<li><a href=\"https:\/\/www.fsc.go.kr\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uc704\uc6d0\ud68c \ubcf4\ub3c4\uc790\ub8cc \ubc0f \uc548\ub0b4(\uacf5\uc2dd)<\/a><\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d\uccad\ub144\ubbf8\ub798\uc801\uae08 \uac00\uc785\uc2e0\uccad\uc774 6\uc6d4 22\uc77c\ubd80\ud130 7\uc6d4 3\uc77c\uae4c\uc9c0(\ud1a0\u00b7\uc77c \uc81c\uc678) 2\uc8fc\uac04 \uc9c4\ud589\ub41c\ub2e4. \uccab \uc601\uc5c5\uc8fc\uac04\uc778 6\uc6d4 22~26\uc77c\uc740 \ucd9c\uc0dd\uc5f0\ub3c4 \ub05d\uc790\ub9ac \uae30\uc900 5\ubd80\uc81c\ub85c \uc6b4\uc601\ub418\uba70, 6\uc6d4 29\uc77c\ubd80\ud130\ub294 \uc5f0\ub839\uacfc \uad00\uacc4\uc5c6\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\ub2e4. \uac00\uc785\ub300\uc0c1\uc740 1991\ub144 1\uc6d4 1\uc77c\uc0dd\ubd80\ud130 2007\ub144 8\uc6d4 7\uc77c\uc0dd \uc0ac\uc774\uc758 \ub9cc 19~34\uc138\ub85c, \uc815\ubd80 \ub9e4\uce6d\uae30\uc5ec\uae08\uacfc \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ud3ec\ud568\ud558\uba74 \uc6b0\ub300\ud615 \uae30\uc900 \uc2e4\uc9c8 \uc218\uc775\ub960 \ucd5c\ub300 19.4% \uc218\uc900\uc774 \uac00\ub2a5\ud558\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 \uac00\uc785\uae30\uac04: 2026\ub144 6\uc6d4 22\uc77c(\ud654)\ubd80\ud130 &#8230; <a title=\"\ucd5c\ub300 19.4% \uae08\ub9ac &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217; \uc624\ub298\ubd80\ud130 \uac00\uc785 \uc2e0\uccad\u2026\uccab \uc8fc 5\ubd80\uc81c &#8211; \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/youth-future-savings\/\" aria-label=\"\ucd5c\ub300 19.4% \uae08\ub9ac &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217; \uc624\ub298\ubd80\ud130 \uac00\uc785 \uc2e0\uccad\u2026\uccab \uc8fc 5\ubd80\uc81c &#8211; \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":12570,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\ucd5c\ub300 19.4% '\uccad\ub144\ubbf8\ub798\uc801\uae08' \uc624\ub298\ubd80\ud130 \uac00\uc785 \uc2dc\uc791 \u2014 \ub300\ud55c\ubbfc\uad6d\uc815\ucc45\ube0c\ub9ac\ud551","rank_math_description":"\uccad\ub144\ubbf8\ub798\uc801\uae08 \uac00\uc785\uc2e0\uccad\uc774 6\uc6d4 22\uc77c \uc2dc\uc791\ub410\ub2e4. \uccab \uc8fc\ub294 \ucd9c\uc0dd\uc5f0\ub3c4 5\ubd80\uc81c, 6\uc6d4 29\uc77c\ubd80\ud130 \uc804 \uc5f0\ub839 \uc2e0\uccad \uac00\ub2a5\ud558\uba70 \uc6b0\ub300\ud615\uc740 \uc2e4\uc9c8 \ucd5c\ub300 19.4% \uc218\uc900\uc774\ub2e4. \ube44\ub300\uba74 \uc571\uc73c\ub85c \uc11c\ub958 \uc5c6\uc774 \uc2e0\uccad \uac00\ub2a5.","rank_math_focus_keyword":"\uccad\ub144\ubbf8\ub798\uc801\uae08,\uac00\uc785\uc2e0\uccad,\uae08\ub9ac,\uc6b0\ub300\ud615,\uc18c\ub4dd\uc2ec\uc0ac","footnotes":""},"categories":[2],"tags":[],"class_list":["post-12571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/12571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=12571"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/12571\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/12570"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=12571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=12571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=12571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}