{"id":5815,"date":"2025-12-31T10:05:52","date_gmt":"2025-12-31T01:05:52","guid":{"rendered":"https:\/\/readtrends.com\/ko\/arts-tuition-tax-credit-youth-savings\/"},"modified":"2025-12-31T10:05:52","modified_gmt":"2025-12-31T01:05:52","slug":"arts-tuition-tax-credit-youth-savings","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/arts-tuition-tax-credit-youth-savings\/","title":{"rendered":"\uc0c8\ud574\ubd80\ud130 \ucd08\ub4f1 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \uc138\uc561\uacf5\uc81c\u00b7\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2dc\ud589"},"content":{"rendered":"<article>\n<h2>\ud575\uc2ec \uc694\uc57d<\/h2>\n<p>2026\ub144\ubd80\ud130 \uad50\uc721\u00b7\uccad\ub144\u00b7\ub178\ub3d9\u00b7\uc9c0\ubc29 \uc815\ucc45\uc758 \ubcc0\ud654\uac00 \ubcf8\uaca9 \uc2dc\ud589\ub41c\ub2e4. \ucd08\ub4f1\ud559\uad50 1~2\ud559\ub144(\ub9cc 9\uc138 \ubbf8\ub9cc)\uc758 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uac00 \uad50\uc721\ube44 \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc5d0 \uc0c8\ub85c \ud3ec\ud568\ub418\uace0, \uac00\uc785\uae30\uac04 3\ub144\u00b7\uc815\ubd80\uae30\uc5ec\uae08 \uc77c\ubc18\ud615 6%\u00b7\uc6b0\ub300\ud615 12%\uc758 &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217;\uc774 \uc2e0\uc124\ub41c\ub2e4. \ucd5c\uc800\uc784\uae08\uc740 \uc2dc\uac04\ub2f9 1\ub9cc320\uc6d0(\uc6d4 215\ub9cc6,880\uc6d0)\uc73c\ub85c 2.9% \uc778\uc0c1\ub418\uba70, \ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138 \ub4f1 \uc138\uc81c \uac1c\ud3b8\ub3c4 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>\uae30\ud68d\uc7ac\uc815\ubd80\ub294 2026\ub144 \uc2dc\ud589\u00b7\ubcc0\uacbd \uc815\ucc45 280\uac74\uc744 \uc815\ub9ac\ud55c \uc548\ub0b4 \ucc45\uc790\ub97c 12\uc6d4 31\uc77c \ubc1c\uac04\ud588\ub2e4.<\/li>\n<li>\ucd08\ub4f1\ud559\uad50 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uac00 \uad50\uc721\ube44 \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\uba70, \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc18c\ub4dd\uacf5\uc81c \uae30\ubcf8\ud55c\ub3c4\ub294 \uc790\ub140\ub2f9 50\ub9cc\uc6d0 \uc0c1\ud5a5\ub41c\ub2e4. \ucd1d\uae09\uc5ec 7,000\ub9cc\uc6d0 \ucd08\uacfc \uadfc\ub85c\uc790\ub294 \uc790\ub140\ub2f9 25\ub9cc\uc6d0 \uc0c1\ud5a5 \uc801\uc6a9\ub41c\ub2e4.<\/li>\n<li>\uc720\uc544 \ubb34\uc0c1\uad50\uc721\u00b7\ubcf4\uc721\ube44 \uc9c0\uc6d0 \ub300\uc0c1\uc774 5\uc138\uc5d0\uc11c 4\uc138\uae4c\uc9c0 \ud655\ub300\ub418\uba70, \uadfc\ub85c\uc790 \ubcf4\uc721\uc218\ub2f9 \ube44\uacfc\uc138 \ud55c\ub3c4\ub294 \uadfc\ub85c\uc790 1\uc778\ub2f9 \uc6d4 20\ub9cc\uc6d0\uc5d0\uc11c \uc790\ub140 1\uc778\ub2f9 \uc6d4 20\ub9cc\uc6d0\uc73c\ub85c \ubc14\ub010\ub2e4.<\/li>\n<li>&#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217;\uc740 \uac00\uc785\uae30\uac04\uc744 3\ub144\uc73c\ub85c \ub2e8\ucd95\ud558\uace0 \uc815\ubd80\uae30\uc5ec\uae08 \ube44\uc728\uc744 \uc77c\ubc18\ud615 6%, \uc6b0\ub300\ud615 12%\ub85c \uc6b4\uc601\ud55c\ub2e4.<\/li>\n<li>\ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138\uac00 \ub3c4\uc785\ub3fc \uace0\ubc30\ub2f9 \uc0c1\uc7a5\ubc95\uc778 \ubc30\ub2f9\uc740 \uc885\ud569\uc18c\ub4dd\uc5d0\uc11c \uc81c\uc678\ub418\uba70, \uad6c\uac04\ubcc4 \uc138\uc728\uc740 2,000\ub9cc\uc6d0 \uc774\ud558 14%, 2,000\ub9cc\uc6d0 \ucd08\uacfc~3\uc5b5\uc6d0 \uc774\ud558 20%, 3\uc5b5\uc6d0 \ucd08\uacfc~50\uc5b5\uc6d0 \uc774\ud558 25%, 50\uc5b5\uc6d0 \ucd08\uacfc 30%\ub2e4.<\/li>\n<li>\ucd5c\uc800\uc784\uae08\uc740 \uc2dc\uac04\ub2f9 1\ub9cc320\uc6d0\uc73c\ub85c 2.9% \uc778\uc0c1\ub418\uba70 \uc6d4 \ud658\uc0b0\uc561\uc740 215\ub9cc6,880\uc6d0\uc774\ub2e4.<\/li>\n<li>\ub18d\uc5b4\ucd0c \uae30\ubcf8\uc18c\ub4dd\uc740 \uc778\uad6c\uac10\uc18c\uc9c0\uc5ed 10\uac1c \uad70 \uac70\uc8fc\uc790\uc5d0\uac8c 1\uc778\ub2f9 \uc6d4 15\ub9cc\uc6d0\uc758 \uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c\uc744 \uc9c0\uae09\ud55c\ub2e4. \uc5ec\ud589\uacbd\ube44\uc758 50%\ub97c \uc9c0\uc5ed\ud654\ud3d0\ub85c \ud658\uae09\ud558\ub294 \uc81c\ub3c4\ub3c4 \ub3c4\uc785\ub41c\ub2e4.<\/li>\n<li>\ub178\ub3d9\ubc95 \uac1c\uc815(\uc77c\uba85 \ub178\ub780\ubd09\ud22c\ubc95)\uc740 3\uc6d4\ubd80\ud130 \uc2dc\ud589\ub3fc \ud558\uccad \ub178\ub3d9\uc790\uc5d0 \ub300\ud55c \uc6d0\uccad \ucc45\uc784 \ubc94\uc704\uac00 \ud655\ub300\ub418\uace0 \uc7c1\uc758\ud589\uc704 \uc190\ud574\ubc30\uc0c1 \ubc94\uc704\uac00 \uc81c\ud55c\ub41c\ub2e4.<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\uc774\ubc88 \ubcc0\ud654\ub294 \uae30\ud68d\uc7ac\uc815\ubd80\uac00 37\uac1c \uae30\uad00\uc73c\ub85c\ubd80\ud130 \ucde8\ud569\ud55c 280\uac74\uc758 \uc815\ucc45\uc744 \ubb36\uc5b4 \uacf5\uac1c\ud55c \uacb0\uacfc\ub2e4. \uc815\ubd80\ub294 \ucf54\ub85c\ub098 \uc774\ud6c4 \uc774\uc5b4\uc9c4 \uac00\uacc4 \ubd80\ub2f4 \uc644\ud654\uc640 \uccad\ub144\u00b7\ub18d\uc5b4\ucd0c \uc9c0\uc6d0 \uac15\ud654\ub97c \ubaa9\ud45c\ub85c \uc5ec\ub7ec \ubcf5\uc9c0\u00b7\uc138\uc81c\u00b7\uc9c0\uc5ed \uc815\ucc45\uc744 \ubcd1\ud589\uc801\uc73c\ub85c \uc124\uacc4\ud588\ub2e4. \uad50\uc721\u00b7\ubcf4\uc721 \uce21\uba74\uc5d0\uc11c\ub294 \ucde8\uc57d\uacc4\uce35 \ubcf4\uc721 \ud655\ub300\uc640 \ud559\ubd80\ubaa8\uc758 \uad50\uc721\ube44 \ubd80\ub2f4 \uacbd\uac10\uc744 \ud575\uc2ec \ubaa9\ud45c\ub85c \uc0bc\uc558\ub2e4. \ub610\ud55c \uc778\uad6c\uac10\uc18c \uc9c0\uc5ed\uc758 \uacbd\uc81c \ud65c\uc131\ud654\ub97c \uc704\ud574 \uc9c0\uc5ed\ud654\ud3d0 \ud658\uae09\uacfc \uae30\ubcf8\uc18c\ub4dd \uc131\uaca9\uc758 \uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c \uc9c0\uae09\uc744 \ud3ec\ud568\ud55c \ud328\ud0a4\uc9c0 \uc815\ucc45\uc744 \ub9c8\ub828\ud588\ub2e4.<\/p>\n<p>\uc138\uc81c\u00b7\uae08\uc735 \ubd84\uc57c\uc758 \uac1c\ud3b8\uc740 \uc7a5\uae30\uc801 \uc7ac\uc815\uad6c\uc870\u00b7\uc790\ubcf8\uc2dc\uc7a5 \uaddc\uce59 \ubcc0\ud654\ub97c \ubc18\uc601\ud55c\ub2e4. \ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138 \ub3c4\uc785\uacfc \uc99d\uad8c\uac70\ub798\uc138 \ud658\uc6d0\uc740 \uc8fc\uc2dd\uc2dc\uc7a5\uacfc \uace0\uc561\ubc30\ub2f9\uc744 \ubc1b\ub294 \ud22c\uc790\uc790\uc5d0\uac8c \uc9c1\uac04\uc811\uc801 \uc601\ud5a5\uc744 \uc900\ub2e4. \uccad\ub144\uce35 \uc790\uc0b0\ud615\uc131 \ud655\ub300\ub294 \uae30\uc874\uc758 \uc7a5\ub824\uc131 \uc608\u00b7\uc801\uae08\uacfc \ubcc4\uac1c\ub85c \uc815\ubd80 \uae30\uc5ec\ub97c \uba85\ud655\ud788 \ud574 \ucc38\uac00 \uc720\uc778\uc744 \ub192\uc774\ub294 \ubc29\ud5a5\uc73c\ub85c \uc124\uacc4\ub410\ub2e4. \ub178\ub3d9 \ubd80\ubb38 \ubcc0\ud654\ub294 \ucd5c\uc800\uc784\uae08 \uc778\uc0c1\uc5d0 \ub354\ud574 \uadfc\ub85c\uc2dc\uac04\u00b7\ud734\uac00\uc81c\ub3c4 \uac1c\uc120, \ub178\uc0ac \uad00\uacc4 \uaddc\ubc94 \uc7ac\uc815\ube44\ub97c \ud3ec\ud568\ud55c\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74<\/h2>\n<p>\uae30\ud68d\uc7ac\uc815\ubd80\ub294 12\uc6d4 31\uc77c \ubc1c\uac04\ud55c \ucc45\uc790\uc5d0\uc11c 2026\ub144 \uc2dc\ud589\uc0ac\ud56d\uc744 \uc815\ub9ac\ud574 \uc804\uad6d \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uc640 \uacf5\uacf5\ub3c4\uc11c\uad00 \ub4f1\uc5d0 \ubc30\ud3ec\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ucc45\uc790\ub294 \uc804\uc790\ucc45\uacfc \uc804\uc6a9 \uc6f9\ud398\uc774\uc9c0\ub97c \ud1b5\ud574\uc11c\ub3c4 \uacf5\uac1c\ub420 \uc608\uc815\uc774\uba70, \uc815\ucc45\ubcc4 \uc2dc\ud589 \uc2dc\uae30\uc640 \uc801\uc6a9 \ub300\uc0c1\uc744 \uba85\ud655\ud788 \ud45c\uae30\ud588\ub2e4. \uad50\uc721 \ubd84\uc57c\uc5d0\uc11c\ub294 \uae30\uc874\uc758 \ucde8\ud559 \uc804 \uc544\ub3d9 \ud559\uc6d0\ube44\uc640 \ucd08\ub4f1 \uc785\ud559\uae08\u00b7\uc218\uc5c5\ub8cc \uc911\uc2ec\uc758 \uacf5\uc81c \ub300\uc0c1\uc744 \ud655\ub300\ud574, \ucd08\ub4f1 1~2\ud559\ub144\uc758 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \uc8fc\uae30\ub85c \ud588\ub2e4.<\/p>\n<p>\uccad\ub144\uce35 \uc9c0\uc6d0\uc73c\ub85c \ub3c4\uc785\ub418\ub294 &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217;\uc740 \uac00\uc785\uae30\uac04 3\ub144, \uc815\ubd80\uae30\uc5ec\uae08 \ube44\uc728\uc744 \uc77c\ubc18\ud615 6%, \uc6b0\ub300\ud615 12%\ub85c \uc124\uc815\ud588\ub2e4. \uc774\ub97c \ud1b5\ud574 \uccad\ub144\uc758 \ucd08\uae30 \uc790\uc0b0 \ud615\uc131\uc744 \ucd09\uc9c4\ud558\ub824\ub294 \ubaa9\uc801\uc774 \uba85\uc2dc\ub410\ub2e4. \ub18d\uc5b4\ucd0c\u00b7\uc9c0\ubc29 \uc18c\uba78 \ub300\uc751\ucc45\uc740 \uc778\uad6c\uac10\uc18c\uc9c0\uc5ed 10\uac1c \uad70 \uc8fc\ubbfc\uc5d0 \ub300\ud55c \uc6d4 15\ub9cc\uc6d0 \uc9c0\uc5ed\ud654\ud3d0 \uc9c0\uae09, \uc5ec\ud589\uacbd\ube44 \ud658\uae09 50% \ub4f1 \uc9c0\uc5ed \uc218\uc694\ub97c \ub298\ub9ac\ub294 \ubc29\uc2dd\uc73c\ub85c \uc124\uacc4\ub410\ub2e4.<\/p>\n<p>\uc138\uc81c \uac1c\ud3b8\uc5d0\uc11c\ub294 \ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138 \uc81c\ub3c4\uac00 \uc2e0\uc124\ub41c\ub2e4. \uace0\ubc30\ub2f9 \uc0c1\uc7a5\ubc95\uc778\uc73c\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud55c \ubc30\ub2f9\uc18c\ub4dd\uc740 \uc885\ud569\uc18c\ub4dd\uc5d0\uc11c \uc81c\uc678\ub418\uba70, \uad6c\uac04\ubcc4 \uc138\uc728\uc774 \uc801\uc6a9\ub41c\ub2e4. \ub610\ud55c \uc99d\uad8c\uac70\ub798\uc138\ub294 \uae08\uc735\ud22c\uc790\uc18c\ub4dd\uc138 \ub3c4\uc785\uc744 \uc804\uc81c\ub85c \uc778\ud558\ub410\ub358 \uc218\uc900\uc5d0\uc11c 2023\ub144 \uc218\uc900\uc73c\ub85c \ud658\uc6d0\ub41c\ub2e4. \ub178\ub3d9 \uad00\ub828\ud574\uc120 3\uc6d4\ubd80\ud130 \ub178\ub780\ubd09\ud22c\ubc95 \uc2dc\ud589\uc73c\ub85c \uc6d0\uccad \ucc45\uc784 \uac15\ud654\uc640 \uc190\ud574\ubc30\uc0c1 \ubc94\uc704 \uc81c\ud55c\uc774 \uc774\ub904\uc9c0\uace0, \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5 \ub300\uc0c1 \ub2e8\ucd95\uadfc\ub85c\uc790 \uc9c0\uc6d0 \uc0ac\uc5c5 \ub4f1\uc774 \uc7ac\uac1c\ub41c\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uad50\uc721\ube44 \uc138\uc561\uacf5\uc81c \ub300\uc0c1 \ud655\ub300\ub85c \uc608\uccb4\ub2a5 \uacc4\uc5f4 \ud559\uc6d0\uc744 \ub2e4\ub2c8\ub294 \ucd08\ub4f1 \uc800\ud559\ub144 \uac00\uad6c\uc758 \uc138\ubd80\ub2f4\uc774 \uc9c1\uc811\uc801\uc73c\ub85c \uc644\ud654\ub420 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc790\ub140\ub2f9 \uacf5\uc81c\ud55c\ub3c4 \uc778\uc0c1(\uc790\ub140\ub2f9 50\ub9cc\uc6d0 \uc0c1\ud5a5 \ub4f1)\uc740 \uc911\uc0b0\uce35\uc758 \uac00\ucc98\ubd84\uc18c\ub4dd\uc5d0 \uae0d\uc815\uc801 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\ub098, \ucd1d\uae09\uc5ec 7,000\ub9cc\uc6d0 \ucd08\uacfc\uc790\uc5d0 \ub300\ud55c \ucc28\ub4f1\uc801\uc6a9\uc740 \uace0\uc18c\ub4dd\uce35 \ud61c\ud0dd \ucd95\uc18c\ub97c \uc758\ub3c4\ud55c \uc124\uacc4\ub85c \ubcf4\uc778\ub2e4. \ub2e4\ub9cc \uac00\uacc4\ubd80\ub2f4 \uc644\ud654 \ud6a8\uacfc\ub294 \uc18c\ub4dd\uad6c\uac04\uacfc \uc790\ub140 \uc218\uc5d0 \ub530\ub77c \ud3b8\ucc28\uac00 \ud074 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc758 \ub3c4\uc785\uc740 \ub2e8\uae30\uc801 \uac00\uc785 \uc720\uc778\uacfc \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131 \uacbd\ub85c\ub97c \ub3d9\uc2dc\uc5d0 \ub178\ub9b0 \uc815\ucc45\uc774\ub2e4. \uc815\ubd80\uae30\uc5ec\uae08 6%\u00b712%\ub294 \uacbd\uc7c1\ub825 \uc788\ub294 \uc870\uac74\uc774\ub098, \uc2e4\uc9c8 \ud61c\ud0dd\uc740 \uac00\uc785\ub960\uacfc \uac00\uc785\uae08\uc561\u00b7\ubcf5\ub9ac\ud6a8\uacfc\uc5d0 \uc758\ud574 \uc88c\uc6b0\ub41c\ub2e4. \uac00\uc785 \uae30\uac04 3\ub144\uc758 \ub2e8\ucd95\uc740 \uc720\uc785\uc744 \ub192\uc77c \uc218 \uc788\uc73c\ub098 \uc7a5\uae30 \uc800\ucd95\uc73c\ub85c\uc758 \uc804\ud658 \uc720\ub3c4\uc5d0\ub294 \ud55c\uacc4\uac00 \uc788\uc744 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc138\uc81c \uac1c\ud3b8, \ud2b9\ud788 \ubc30\ub2f9\ubd84\ub9ac\uacfc\uc138\ub294 \uace0\uc561\ubc30\ub2f9\uc744 \ud1b5\ud55c \uc18c\ub4dd \uc7ac\ubd84\ubc30 \ubb38\uc81c\uc640 \uae30\uc5c5 \ubc30\ub2f9\uc815\ucc45\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc804\ub9dd\uc774\ub2e4. \uc99d\uad8c\uac70\ub798\uc138 \ud658\uc6d0\uc740 \uac70\ub798 \ube44\uc6a9 \uc0c1\uc2b9\uc73c\ub85c \ub2e8\uae30 \ud22c\uc790\ud589\ud0dc\uc5d0 \uc77c\ubd80 \uc81c\ub3d9\uc744 \uac78 \uc218 \uc788\uc73c\ub098, \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uae08\uc735\ud22c\uc790\uc18c\ub4dd\uc138 \ub3c4\uc785 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc2dc\uc7a5 \ubc18\uc751\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4. \ub178\ub3d9\uc815\ucc45 \ubcc0\ud654\ub294 \uae30\uc5c5\uc758 \uc778\uac74\ube44 \ubd80\ub2f4\uacfc \uace0\uc6a9 \uc870\uc815 \ubc29\uc2dd\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uba70, \ud2b9\ud788 \uc911\uc18c\uae30\uc5c5\uc758 \ub300\uc751\ub2a5\ub825\uacfc \uc815\ubd80 \ubcf4\uc870\uc758 \uc2e4\ud6a8\uc131\uc774 \uad00\uac74\uc774\ub2e4.<\/p>\n<h2>\ube44\uad50 \ubc0f \ub370\uc774\ud130<\/h2>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\uc815\ucc45<\/th>\n<th>\ubcc0\uacbd \uc804<\/th>\n<th>\ubcc0\uacbd \ud6c4<\/th>\n<th>\uc2dc\ud589 \uc2dc\uae30<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ucd08\ub4f1 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \uc138\uc561\uacf5\uc81c<\/td>\n<td>\ucde8\ud559 \uc804 \uc544\ub3d9 \ud559\uc6d0\ube44\u00b7\ucd08\ub4f1 \uc785\ud559\uae08\u00b7\uc218\uc5c5\ub8cc\ub9cc \uacf5\uc81c<\/td>\n<td>\ucd08\ub4f1 1~2\ud559\ub144(\ub9cc 9\uc138 \ubbf8\ub9cc) \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \ud3ec\ud568<\/td>\n<td>2026\ub144<\/td>\n<\/tr>\n<tr>\n<td>\uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc18c\ub4dd\uacf5\uc81c \uae30\ubcf8\ud55c\ub3c4<\/td>\n<td>\uc885\uc804 \ud55c\ub3c4<\/td>\n<td>\uc790\ub140\ub2f9 \ud55c\ub3c4 50\ub9cc\uc6d0 \uc0c1\ud5a5(\ucd1d\uae09\uc5ec 7,000\ub9cc\uc6d0 \ucd08\uacfc\ub294 \uc790\ub140\ub2f9 25\ub9cc\uc6d0 \uc0c1\ud5a5)<\/td>\n<td>2026\ub144<\/td>\n<\/tr>\n<tr>\n<td>\uccad\ub144\ubbf8\ub798\uc801\uae08<\/td>\n<td>\uc2e0\uaddc \uc81c\ub3c4<\/td>\n<td>\uac00\uc785\uae30\uac04 3\ub144, \uc815\ubd80\uae30\uc5ec\uae08 \uc77c\ubc18\ud615 6%\u00b7\uc6b0\ub300\ud615 12%<\/td>\n<td>2026\ub144<\/td>\n<\/tr>\n<tr>\n<td>\ucd5c\uc800\uc784\uae08<\/td>\n<td>\uc2dc\uac04\ub2f9 9,810\uc6d0(2025\ub144 \uae30\uc900)<\/td>\n<td>\uc2dc\uac04\ub2f9 10,320\uc6d0(2.9%\u2191), \uc6d4 215\ub9cc6,880\uc6d0<\/td>\n<td>2026\ub144<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>\uc704 \ud45c\ub294 \uc8fc\uc694 \ud56d\ubaa9\uc758 \uc804\ud6c4 \ube44\uad50\ub85c, \uac00\uad6c\u00b7\uae30\uc5c5\uc5d0 \ubbf8\uce60 \uc7ac\uc815\uc801 \uc601\ud5a5\uc744 \uc9c1\uad00\uc801\uc73c\ub85c \ubcf4\uc5ec\uc900\ub2e4. \ub2e4\ub9cc \uc815\ucc45\ubcc4 \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc2dd\uacfc \uc608\uc0b0 \ud3b8\uc131\uc740 \ubcc4\ub3c4 \ubd84\uc11d\uc774 \ud544\uc694\ud558\uba70, \uc9c0\uc5ed\ubcc4\u00b7\uc5c5\uc885\ubcc4 \uc601\ud5a5\uc740 \ucd94\uac00 \ub370\uc774\ud130\ub85c \uc0c1\uc138\ud788 \ud3c9\uac00\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<blockquote>\n<p>&#8220;\uc2dc\ubbfc\ub4e4\uc774 \uccb4\uac10\ud560 \uc218 \uc788\ub294 \ubcc0\ud654\uc5d0 \uc911\uc810\uc744 \ub450\uc5b4 \uc5f0\uacc4\ub41c \uc815\ucc45\uc744 \uc815\ub9ac\ud588\ub2e4.&#8221;<\/p>\n<p><cite>\uae30\ud68d\uc7ac\uc815\ubd80 \uad00\uacc4\uc790(\uacf5\uc2dd \ubc1c\ud45c)<\/cite><\/p><\/blockquote>\n<p>\uae30\ud68d\uc7ac\uc815\ubd80\ub294 \uc548\ub0b4 \ucc45\uc790\ub97c \ud1b5\ud574 \uc815\ucc45\uc758 \uc2dc\ud589 \uc2dc\uae30\uc640 \ub300\uc0c1\u00b7\ud6a8\uacfc\ub97c \uba85\ud655\ud788 \uc54c\ub9ac\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud588\ub2e4\uace0 \uc124\uba85\ud588\ub2e4. \ubc30\ud3ec\ub97c \ud1b5\ud574 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\uc640 \ub3c4\uc11c\uad00 \ub4f1\uc5d0\uc11c \uc27d\uac8c \uc811\uadfc\ud558\ub3c4\ub85d \ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\ud559\uc6d0\ube44 \uacf5\uc81c \ud655\ub300\ub294 \ub2e8\uae30\uc801 \ubd80\ub2f4 \uc644\ud654\uc5d0 \uae30\uc5ec\ud558\uc9c0\ub9cc, \uc2e4\uc81c \ud61c\ud0dd \uaddc\ubaa8\ub294 \uc18c\ub4dd\uacfc \uc790\ub140 \uc218\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uac83&#8221;<\/p>\n<p><cite>\ub178\ub3d9\u00b7\uc0ac\ud68c\uc815\ucc45 \uc5f0\uad6c\uc6d0 \uc5f0\uad6c\uc6d0(\uc804\ubb38\uac00 \uacac\ud574)<\/cite><\/p><\/blockquote>\n<p>\uc804\ubb38\uac00\ub294 \uc138\uc81c \ud61c\ud0dd\uc758 \uccb4\uac10\ub3c4\uac00 \ub0ae\uc744 \uc218 \uc788\uc74c\uc744 \uc9c0\uc801\ud558\uba70, \ubcf4\uc644\uc801 \ud604\uae08\uc9c0\uc6d0 \ub610\ub294 \uc11c\ube44\uc2a4 \ud655\ucda9\uc758 \ud544\uc694\uc131\uc744 \uc81c\uae30\ud588\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\uccad\ub144\uc801\uae08\uc740 \ud658\uc601\ud558\uc9c0\ub9cc \uac00\uc785\uc870\uac74\uacfc \uc548\ub0b4\uac00 \uad00\uac74&#8221;<\/p>\n<p><cite>\uccad\ub144\uce35 \uc628\ub77c\uc778 \ucee4\ubba4\ub2c8\ud2f0 \ucc38\uac00\uc790(\ub300\uc911\ubc18\uc751)<\/cite><\/p><\/blockquote>\n<p>\ub300\uc911\uc740 \uc81c\ub3c4 \ucde8\uc9c0\uc5d0\ub294 \uacf5\uac10\ud558\uba74\uc11c\ub3c4 \uac00\uc785 \uc808\ucc28\uc640 \uc2e4\ud6a8\uc131\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \ub354 \uc6d0\ud558\uace0 \uc788\ub2e4.<\/p>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc740 \uc815\ubd80\uac00 \uc77c\uc815 \ube44\uc728\uc744 \ubcf4\uc870\ud558\ub294 \uc870\uac74\ubd80 \uc801\uae08\uc73c\ub85c, \uac00\uc785 \uae30\uac04\u00b7\uc815\ubd80\uae30\uc5ec\uc728\u00b7\uc6b0\ub300 \uc870\uac74\uc5d0 \ub530\ub77c \uc218\ub839\uc561\uc774 \ub2ec\ub77c\uc9c4\ub2e4. \ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138\ub294 \uace0\ubc30\ub2f9 \uae30\uc5c5\uc5d0\uc11c \ubc1c\uc0dd\ud55c \ubc30\ub2f9\uc744 \uc885\ud569\uc18c\ub4dd\uacfc \ubd84\ub9ac\ud574 \ubcc4\ub3c4 \uc138\uc728\ub85c \uacfc\uc138\ud558\ub294 \uc81c\ub3c4\ub2e4. \uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c \ud658\uae09\uc740 \uc9c0\uc5ed \uc18c\ube44\ub97c \ucd09\uc9c4\ud574 \uc18c\uba78\uc704\ud5d8 \uc9c0\uc5ed\uc758 \uacbd\uc81c\ud65c\uc131\ud654\ub97c \ub178\ub9ac\ub294 \uc815\ucc45 \uc218\ub2e8\uc774\ub2e4. \ucd5c\uc800\uc784\uae08 \uace0\uc2dc\ub294 \uc2dc\uac04\ub2f9\u00b7\uc6d4\ubcc4 \ud658\uc0b0\uc561\uc744 \ubaa8\ub450 \uacf5\uc9c0\ud574 \uace0\uc6a9\uc8fc\uc640 \uadfc\ub85c\uc790 \uc774\ud574\ub97c \ub3d5\ub294\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84<\/h2>\n<ul>\n<li>\uc815\ucc45\ubcc4 \uc815\ud655\ud55c \uc7ac\uc815 \ubd80\ub2f4(\uc608\uc0b0 \uc601\ud5a5) \uc218\uce58\ub294 \ucc45\uc790\uc5d0 \uc694\uc57d\ub3fc \uc788\uc73c\ub098 \uc815\ubd80\uc758 \ucd94\uac00 \ucd94\uacc4\u00b7\uc138\ubd80 \uc2dc\ud589\uc9c0\uce68\uc774 \ubc1c\ud45c\ub418\uc5b4\uc57c \ucd5c\uc885 \ube44\uc6a9\uc744 \ud655\uc815\ud560 \uc218 \uc788\ub2e4.<\/li>\n<li>\uccad\ub144\ubbf8\ub798\uc801\uae08\uc758 \uc2e4\uc81c \uac00\uc785\ub960\uacfc \ud3c9\uade0 \ub0a9\uc785\uc561, \uc7a5\uae30\uc801 \uc790\uc0b0 \ud615\uc131 \ud6a8\uacfc\ub294 \ucd08\uae30 \uac00\uc785\uc790 \ub3d9\ud5a5\uacfc \ucd94\uac00 \uc778\uc13c\ud2f0\ube0c\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>\uc774\ubc88 \uc815\ucc45 \ud328\ud0a4\uc9c0\ub294 \uad50\uc721\ube44 \ubd80\ub2f4 \uacbd\uac10, \uccad\ub144 \uc790\uc0b0 \ud615\uc131, \uc9c0\uc5ed \ud65c\uc131\ud654, \ub178\ub3d9\ud658\uacbd \uac1c\uc120\uc744 \ub3d9\uc2dc\uc5d0 \uaca8\ub0e5\ud55c \uc885\ud569\uc801 \uc870\uce58\ub2e4. \uc5ec\ub7ec \ubd84\uc57c\uc5d0\uc11c \ub3d9\uc2dc\uc5d0 \ubcc0\ud654\ub97c \ucd94\uc9c4\ud568\uc73c\ub85c\uc368 \ub2e8\uae30\uc801 \uccb4\uac10 \ud6a8\uacfc\ub97c \ub178\ub9ac\uba74\uc11c\ub3c4 \uc911\uc7a5\uae30 \uad6c\uc870 \uac1c\uc120\uc744 \uc2dc\ub3c4\ud55c \uc810\uc774 \ud2b9\uc9d5\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc815\ucc45\uc758 \uc2e4\ud6a8\uc131\uc740 \uc138\ubd80 \uc2dc\ud589 \uc9c0\uce68, \uc608\uc0b0 \ubc30\ubd84, \ud604\uc7a5 \uc548\ub0b4\uc758 \ucda9\uc2e4\uc131\uc5d0 \ub2ec\ub824 \uc788\ub2e4. \uc815\ubd80\uc640 \uc9c0\uc790\uccb4, \ubbfc\uac04\uc758 \ud611\ub825\uc774 \uc5bc\ub9c8\ub098 \uc6d0\ud65c\ud788 \uc774\ub904\uc9c0\ub290\ub0d0\uc5d0 \ub530\ub77c \uac00\uacc4\uc640 \uc9c0\uc5ed, \ub178\ub3d9\uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc758 \ubc29\ud5a5\uc131\uacfc \uac15\ub3c4\uac00 \ub2ec\ub77c\uc9c8 \uac83\uc774\ub2e4.<\/p>\n<p>\ub3c5\uc790\ub294 \uad50\uc721\ube44 \uacf5\uc81c \ub300\uc0c1 \ud655\ub300\u00b7\uccad\ub144\uc801\uae08 \uc870\uac74\u00b7\ucd5c\uc800\uc784\uae08 \uc778\uc0c1 \ub4f1 \ubcf8\uc778\uc5d0\uac8c \uc9c1\uc811 \uc601\ud5a5\uc744 \uc8fc\ub294 \ud56d\ubaa9\uc758 \uc2dc\ud589\uc2dc\uc810\uacfc \uc790\uaca9 \uc694\uac74\uc744 \uc6b0\uc120\uc801\uc73c\ub85c \ud655\uc778\ud574\uc57c \ud55c\ub2e4. \ud5a5\ud6c4 \uc2dc\ud589 \uc138\ubd80\uc9c0\uce68\uacfc \uc608\uc0b0 \ubc30\uc815 \uc790\ub8cc\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uba74 \uc815\ucc45\uc758 \uc2e4\uc81c \ud6a8\uacfc\ub97c \ubcf4\ub2e4 \uc815\ud655\ud788 \ud310\ub2e8\ud560 \uc218 \uc788\ub2e4.<\/p>\n<h2>\ucd9c\ucc98<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.joongang.co.kr\/article\/25394159\" target=\"_blank\" rel=\"noopener\">\uc911\uc559\uc77c\ubcf4<\/a> (\uc5b8\ub860 \ubcf4\ub3c4)<\/li>\n<li><a href=\"https:\/\/www.moef.go.kr\/\" target=\"_blank\" rel=\"noopener\">\uae30\ud68d\uc7ac\uc815\ubd80<\/a> (\uacf5\uc2dd \ubc1c\ud45c\u00b7\uc815\ucc45 \uc548\ub0b4)<\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d 2026\ub144\ubd80\ud130 \uad50\uc721\u00b7\uccad\ub144\u00b7\ub178\ub3d9\u00b7\uc9c0\ubc29 \uc815\ucc45\uc758 \ubcc0\ud654\uac00 \ubcf8\uaca9 \uc2dc\ud589\ub41c\ub2e4. \ucd08\ub4f1\ud559\uad50 1~2\ud559\ub144(\ub9cc 9\uc138 \ubbf8\ub9cc)\uc758 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uac00 \uad50\uc721\ube44 \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc5d0 \uc0c8\ub85c \ud3ec\ud568\ub418\uace0, \uac00\uc785\uae30\uac04 3\ub144\u00b7\uc815\ubd80\uae30\uc5ec\uae08 \uc77c\ubc18\ud615 6%\u00b7\uc6b0\ub300\ud615 12%\uc758 &#8216;\uccad\ub144\ubbf8\ub798\uc801\uae08&#8217;\uc774 \uc2e0\uc124\ub41c\ub2e4. \ucd5c\uc800\uc784\uae08\uc740 \uc2dc\uac04\ub2f9 1\ub9cc320\uc6d0(\uc6d4 215\ub9cc6,880\uc6d0)\uc73c\ub85c 2.9% \uc778\uc0c1\ub418\uba70, \ubc30\ub2f9\uc18c\ub4dd \ubd84\ub9ac\uacfc\uc138 \ub4f1 \uc138\uc81c \uac1c\ud3b8\ub3c4 \uc801\uc6a9\ub41c\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 \uae30\ud68d\uc7ac\uc815\ubd80\ub294 2026\ub144 \uc2dc\ud589\u00b7\ubcc0\uacbd \uc815\ucc45 280\uac74\uc744 \uc815\ub9ac\ud55c \uc548\ub0b4 \ucc45\uc790\ub97c 12\uc6d4 31\uc77c \ubc1c\uac04\ud588\ub2e4. \ucd08\ub4f1\ud559\uad50 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uac00 &#8230; <a title=\"\uc0c8\ud574\ubd80\ud130 \ucd08\ub4f1 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \uc138\uc561\uacf5\uc81c\u00b7\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2dc\ud589\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/arts-tuition-tax-credit-youth-savings\/\" aria-label=\"\uc0c8\ud574\ubd80\ud130 \ucd08\ub4f1 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \uc138\uc561\uacf5\uc81c\u00b7\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2dc\ud589\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":5810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\uc0c8\ud574 \ucd08\ub4f1 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44 \uc138\uc561\uacf5\uc81c\u00b7\uccad\ub144\ubbf8\ub798\uc801\uae08 \uc2dc\ud589 - \ube0c\ub77c\uc774\ud2b8\ub274\uc2a4","rank_math_description":"2026\ub144 \uc2dc\ud589\ub418\ub294 \uad50\uc721\u00b7\uccad\ub144\u00b7\ub178\ub3d9 \uc815\ucc45\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4. \ucd08\ub4f1 1~2\ud559\ub144 \uc608\uccb4\ub2a5 \ud559\uc6d0\ube44\uac00 \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub418\uace0 '\uccad\ub144\ubbf8\ub798\uc801\uae08'\uc774 \ub3c4\uc785\ub429\ub2c8\ub2e4. \uc8fc\uc694 \uc218\uce58\uc640 \ud30c\uae09\ud6a8\uacfc\ub97c \ubd84\uc11d\ud569\ub2c8\ub2e4.","rank_math_focus_keyword":"\uc608\uccb4\ub2a5,\ud559\uc6d0\ube44,\uc138\uc561\uacf5\uc81c,\uccad\ub144\ubbf8\ub798\uc801\uae08,\ucd5c\uc800\uc784\uae08,\ub18d\uc5b4\ucd0c\uae30\ubcf8\uc18c\ub4dd","footnotes":""},"categories":[2],"tags":[],"class_list":["post-5815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/5815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=5815"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/5815\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/5810"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=5815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=5815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=5815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}