{"id":674,"date":"2025-09-04T00:08:04","date_gmt":"2025-09-04T00:08:04","guid":{"rendered":"https:\/\/readtrends.com\/ko\/special-fund-small-business-10trn\/"},"modified":"2025-09-04T00:08:04","modified_gmt":"2025-09-04T00:08:04","slug":"special-fund-small-business-10trn","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/special-fund-small-business-10trn\/","title":{"rendered":"\ube5a \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778 \ub300\uc0c1 \u2018\ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08\u2019 10\uc870\uc6d0 \uacf5\uae09"},"content":{"rendered":"<article>\n<p>\uae08\uc735\uc704\uc6d0\ud68c\ub294 2025\ub144 9\uc6d4 4\uc77c \uc11c\uc6b8 \uc5ec\uc758\ub3c4 \uc18c\uc0c1\uacf5\uc778\uc5f0\ud569\ud68c \uac04\ub2f4\ud68c\uc5d0\uc11c \ube5a\uc744 \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778\uc744 \ub300\uc0c1\uc73c\ub85c \uae08\ub9ac \uc6b0\ub300\uc640 \ud55c\ub3c4 \ud655\ub300\ub97c \uc801\uc6a9\ud55c &#8216;\ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08&#8217; 10\uc870\uc6d0\uc744 \uacf5\uae09\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \ucc3d\uc5c5\u00b7\uc131\uc7a5\u00b7\uacbd\uc601 \uc560\ub85c \ub4f1 \uc0c1\ud669\ubcc4\ub85c \ud2b9\ud654\ud55c \uc9c0\uc6d0\uc744 \ud1b5\ud574 \ub2e8\uae30 \uc790\uae08\ub09c \uc644\ud654\uc640 \ube44\uc6a9 \uacbd\uac10\uc744 \ub178\ub9b0\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>\ucd1d\uaddc\ubaa8 10\uc870\uc6d0: \uc911\uc18c\uae30\uc5c5\uc740\ud589\u00b7\uc2e0\uc6a9\ubcf4\uc99d\uae30\uae08\uc758 &#8216;\ub354\ub4dc\ub9bc&#8217; \ud328\ud0a4\uc9c0\ub85c \ud2b9\ubcc4 \uc2e0\uaddc\uc790\uae08 \uacf5\uae09.<\/li>\n<li>\uc6b0\ub300\uae08\ub9ac \ud655\ub300: \uae30\uc874 \ucd5c\ub300 1.3%\ud3ec\uc778\ud2b8\uc5d0\uc11c 1.5~1.8%\ud3ec\uc778\ud2b8\ub85c \uc0c1\ud5a5.<\/li>\n<li>\ubcf4\uc99d\ub8cc \ucd94\uac00 \uac10\uba74: \ucd5c\ub300 0.3%\ud3ec\uc778\ud2b8 \uac10\uba74 \uc801\uc6a9.<\/li>\n<li>\ub300\ucd9c\ud55c\ub3c4 \uc99d\uc561: \ud3c9\uade0 66% \uc774\uc0c1 \ud55c\ub3c4 \ud655\ub300(\uc608: 6\ucc9c\ub9cc\uc6d0 \u2192 1\uc5b5\uc6d0 \uc218\uc900 \uac00\ub2a5).<\/li>\n<li>\uc9c0\uc6d0 \uad6c\ubd84: \ucc3d\uc5c5 2\uc870\uc6d0, \uc131\uc7a5 3\uc8705000\uc5b5\uc6d0, \uacbd\uc601\uc560\ub85c 4\uc8705000\uc5b5\uc6d0.<\/li>\n<li>\ud2b9\ud654\uc0c1\ud488: \uac00\uce58\uc131\uc7a5\ub300\ucd9c 1\uc8705000\uc5b5\uc6d0(\ucd5c\ub300 30\uc5b5\uc6d0 \ud55c\ub3c4)\uacfc \uc704\uae30\uc9c0\uc6d0\ub300\ucd9c \ub4f1 2\uc8705000\uc5b5\uc6d0\uc744 \ub0b4\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0 \ud55c\uc2dc \uacf5\uae09.<\/li>\n<li>\uc740\ud589\uad8c \ub3d9\ucc38: \uc2dc\uc911\uc740\ud589\uc740 3\uc8703000\uc5b5\uc6d0 \uaddc\ubaa8 \ubcf4\uc99d \ucd9c\uc2dc, \uc62c\ud574\u00b7\ub0b4\ub144 \ucd1d \uacf5\uae09 \uacc4\ud68d \ud655\ub300.<\/li>\n<\/ul>\n<h2>\uac80\uc99d\ub41c \uc0ac\uc2e4 \uc0c1\uc138<\/h2>\n<p>\uae08\uc735\uc704\uc6d0\ud68c\ub294 \uc911\uae30\uc740\ud589\uacfc \uc2e0\ubcf4\uc758 &#8216;\uc18c\uc0c1\uacf5\uc778 \ub354\ub4dc\ub9bc(The Dream)&#8217; \ud328\ud0a4\uc9c0\ub97c \ud1b5\ud574 \ud2b9\ubcc4 \uc2e0\uaddc\uc790\uae08 10\uc870\uc6d0\uc744 \uacf5\uae09\ud55c\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ubc88 \ud328\ud0a4\uc9c0\ub294 \uc6b0\ub300\uae08\ub9ac \ud655\ub300\uc640 \ubcf4\uc99d\ub8cc \uac10\uba74, \ub300\ucd9c\ud55c\ub3c4 \uc0c1\ud5a5\uc744 \uacb0\ud569\ud574 \uae30\uc874 \uc9c0\uc6d0 \ub300\ube44 \uc2e4\uc9c8\uc801 \uc790\uae08 \uc5ec\ub825\uc744 \ub04c\uc5b4\uc62c\ub9ac\ub294 \ub370 \ucd08\uc810\uc744 \ub480\ub2e4.<\/p>\n<p>\uc9c0\uc6d0\uc740 \uc138 \ubd80\ubb38\uc73c\ub85c \ub098\ub25c\ub2e4. \ucc3d\uc5c5 7\ub144 \uc774\ub0b4 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c\ub294 \uc2dc\uc124\u00b7\uc6b4\uc804\uc790\uae08\uacfc \ucee8\uc124\ud305\uc744 \ud3ec\ud568\ud574 2\uc870\uc6d0\uc744 \ubc30\uc815\ud588\uace0, \uc131\uc7a5\uc774 \uc720\ub9dd\ud55c \uae30\uc5c5\uc5d0\ub294 &#8216;\uac00\uce58\uc131\uc7a5\ub300\ucd9c&#8217; \uba85\ubaa9\uc73c\ub85c 1\uc8705000\uc5b5\uc6d0\uc744 \uacf5\uae09\ud55c\ub2e4. \uac00\uce58\uc131\uc7a5\ub300\ucd9c\uc740 \uc6b4\uc804\u00b7\uc2dc\uc124\uc790\uae08\uc73c\ub85c \ucd5c\ub300 30\uc5b5\uc6d0\uae4c\uc9c0 \ube4c\ub9b4 \uc218 \uc788\ub2e4.<\/p>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\ubd84\ub958<\/th>\n<th>\uaddc\ubaa8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ucc3d\uc5c5(7\ub144 \uc774\ub0b4)<\/td>\n<td>2\uc870\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc131\uc7a5(\uac00\uce58\uc131\uc7a5\ub300\ucd9c \ud3ec\ud568)<\/td>\n<td>3\uc8705000\uc5b5\uc6d0(\uac00\uce58\uc131\uc7a5\ub300\ucd9c 1\uc8705000\uc5b5\uc6d0 \ud3ec\ud568)<\/td>\n<\/tr>\n<tr>\n<td>\uacbd\uc601 \uc560\ub85c(\uc704\uae30\uc9c0\uc6d0 \ud3ec\ud568)<\/td>\n<td>4\uc8705000\uc5b5\uc6d0(\uc704\uae30\uc9c0\uc6d0\ub300\ucd9c \ub4f1 2\uc8705000\uc5b5\uc6d0\uc740 \ub0b4\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0 \ud55c\uc2dc)<\/td>\n<\/tr>\n<\/tbody>\n<\/table><figcaption>\ud504\ub85c\uadf8\ub7a8\ubcc4 \ubc30\ubd84(\uae08\uc735\uc704\uc6d0\ud68c \ubc1c\ud45c \uae30\uc900)<\/figcaption><\/figure>\n<p>\uc6b0\ub300\uae08\ub9ac\ub294 \uae30\uc874 \ucd5c\ub300 1.3%\ud3ec\uc778\ud2b8\uc5d0\uc11c 1.5~1.8%\ud3ec\uc778\ud2b8\ub85c \ud655\ub300\ub41c\ub2e4. \ubcf4\uc99d\ub8cc\ub294 \uc0c1\ud669\uc5d0 \ub530\ub77c \ucd5c\ub300 0.3%\ud3ec\uc778\ud2b8 \ucd94\uac00 \uac10\uba74\uc774 \uc801\uc6a9\ub418\uba70, \uc77c\ubd80 \ucc28\uc8fc\ub294 \uc6b0\ub300\uae08\ub9ac \uc801\uc6a9\uc73c\ub85c \ucd5c\uc800 1%\ub300 \uae08\ub9ac \uc218\uc900\uc774 \uac00\ub2a5\ud558\ub2e4\uace0 \uae08\uc735\uc704\ub294 \uc124\uba85\ud588\ub2e4.<\/p>\n<h2>\ub9e5\ub77d\uacfc \uc601\ud5a5<\/h2>\n<p>\uc774\ubc88 \ub300\ucc45\uc740 \uc18c\uc0c1\uacf5\uc778 \ub300\ucd9c\ube44\uc6a9\uacfc \uc790\uae08\ud55c\ub3c4 \ubb38\uc81c\ub97c \ub3d9\uc2dc\uc5d0 \uaca8\ub0e5\ud55c \uc870\uce58\ub2e4. \uc740\ud589\uad8c\uc740 \ud611\uc57d \ubcf4\uc99d \ub4f1\uc744 \ud1b5\ud574 \uc62c\ud574 76\uc8704000\uc5b5\uc6d0, \ub0b4\ub144 80\uc8705000\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc18c\uc0c1\uacf5\uc778 \uc790\uae08\uc744 \uacf5\uae09\ud558\uae30\ub85c \ud588\uc73c\uba70, \ud2b9\ud788 \ub0b4\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0 1\ub144\uac04 85\uc8701000\uc5b5\uc6d0\uc744 \uc9d1\uc911 \uacf5\uae09\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p>\ub610\ud55c \uae08\uc735\uc704\uc6d0\ud68c\ub294 \uac1c\uc778\uc0ac\uc5c5\uc790 \ub300\ucd9c \uac08\uc544\ud0c0\uae30 \uc11c\ube44\uc2a4 \ub3c4\uc785, \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c \ud65c\uc131\ud654, \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uac1c\ud3b8 \ub4f1 &#8216;\uae08\ub9ac\uacbd\uac10 3\uc885 \uc138\ud2b8&#8217;\ub97c \ub9c8\ub828\ud574 \uc5f0\uac04 \ucd5c\ub300 2730\uc5b5\uc6d0\uc758 \uae08\uc735\ube44\uc6a9 \uc808\uac10 \ud6a8\uacfc\ub97c \uc804\ub9dd\ud588\ub2e4. \uc808\uac10 \ud6a8\uacfc \ub0b4\uc5ed\uc740 \ub300\ucd9c \uac08\uc544\ud0c0\uae30 650\uc5b5\uc6d0, \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c 1680\uc5b5\uc6d0, \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uc778\ud558 400\uc5b5\uc6d0\uc73c\ub85c \uc81c\uc2dc\ub418\uc5c8\ub2e4.<\/p>\n<p>\ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uc720\ub3d9\uc131 \uc555\ubc15\uc744 \uacaa\ub294 \uc790\uc601\uc5c5\uc790\uc640 \ucc3d\uc5c5 \ucd08\uae30 \uae30\uc5c5\uc758 \uc228\ud1b5\uc744 \ud2d4\uc6b8 \uac00\ub2a5\uc131\uc774 \ud06c\uc9c0\ub9cc, \uc911\uc7a5\uae30\uc801 \ud6a8\uacfc\ub294 \ub300\ucd9c \ub9cc\uae30\u00b7\uc0c1\ud658\ub2a5\ub825 \uac1c\uc120 \uc5ec\ubd80\uc640 \uacbd\uae30 \ud750\ub984\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<blockquote>\n<p>\uc774\ubc88 \uc9c0\uc6d0\uc740 \uc2e4\uc9c8\uc801 \uae08\uc735\ube44\uc6a9 \uacbd\uac10\uacfc \uc790\uae08 \uc811\uadfc\uc131 \uc81c\uace0\ub97c \ubaa9\ud45c\ub85c \uc18c\uc0c1\uacf5\uc778 \ubd80\ub2f4 \uc644\ud654\uc5d0 \uc911\uc810\uc744 \ub454 \uc870\uce58\ub2e4.<\/p>\n<p><cite>\uae08\uc735\uc704\uc6d0\ud68c<\/cite><\/p><\/blockquote>\n<aside>\n<details>\n<summary>\uc8fc\uc694 \uc6a9\uc5b4 \uc124\uba85<\/summary>\n<p>\uc6b0\ub300\uae08\ub9ac: \ud2b9\uc815 \uc694\uac74 \ucda9\uc871 \uc2dc \ub300\ucd9c \uae08\ub9ac\ub97c \ucd94\uac00\ub85c \ub0ae\ucdb0\uc8fc\ub294 \ud61c\ud0dd. \ubcf4\uc99d\ub8cc \uac10\uba74: \uc2e0\uc6a9\ubcf4\uc99d\uae30\uae08 \ubcf4\uc99d\uc5d0 \ubd80\uacfc\ub418\ub294 \uc218\uc218\ub8cc\ub97c \uc77c\uc815 \ube44\uc728 \ub0ae\ucd94\ub294 \uac83. \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c: \ucc28\uc8fc\uc758 \uc2e0\uc6a9 \uac1c\uc120\u00b7\uc0c1\ud669 \ubcc0\uacbd \uc2dc \uc740\ud589\uc5d0 \uae08\ub9ac \uc778\ud558\ub97c \uc694\uccad\ud560 \uc218 \uc788\ub294 \uad8c\ub9ac.<\/p>\n<\/details>\n<\/aside>\n<h3>\ubd88\ud655\uc2e4\ud55c \uc0ac\uc548 (Unconfirmed)<\/h3>\n<ul>\n<li>\uac1c\ubcc4 \uc18c\uc0c1\uacf5\uc778\ubcc4 \uc138\ubd80 \uc790\uaca9\uc694\uac74\uacfc \uc2ec\uc0ac \uae30\uc900\uc758 \uad6c\uccb4\uc801 \uc801\uc6a9 \ubc29\uc2dd(\ub300\uc0c1 \ubc94\uc704\uc640 \uc6b0\uc120\uc21c\uc704 \uae30\uc900 \ub4f1)\uc740 \uc77c\ubd80 \uc138\ubd80 \uc9c0\uce68\uc5d0\uc11c \ud655\uc815\ub418\uc9c0 \uc54a\uc558\uc74c.<\/li>\n<li>\uc2dc\uc911\uc740\ud589\uc774 \ub0b4\ub193\uc744 \ubcf4\uc99d\u00b7\ub300\ucd9c \uc0c1\ud488\ubcc4 \uae08\ub9ac\u00b7\uc218\uc218\ub8cc \uc870\uac74\uacfc \uc2e4\uc81c \uacf5\uae09 \uc2dc\uc810\uc740 \uae08\uc735\uae30\uad00\ubcc4\ub85c \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc74c.<\/li>\n<li>\ud55c\uc2dc \uacf5\uae09\uc73c\ub85c \uba85\uc2dc\ub41c \uc790\uae08\uc758 \uc5f0\uc7a5 \uc5ec\ubd80\uc640 \ub0b4\ub144 \uc774\ud6c4\uc758 \uc815\ucc45 \uc9c0\uc18d\uc131\uc740 \ud5a5\ud6c4 \uacbd\uc81c \uc0c1\ud669\uc5d0 \ub530\ub77c \ubcc0\ub3d9 \uac00\ub2a5.<\/li>\n<\/ul>\n<h3>\ucd1d\ud3c9<\/h3>\n<p>\uae08\uc735\ub2f9\uad6d\uc758 \uc774\ubc88 \ud328\ud0a4\uc9c0\ub294 \ube5a\uc744 \uc131\uc2e4\ud788 \uac1a\uc544\uc628 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c \uc2e4\uc9c8\uc801 \ud61c\ud0dd\uc744 \uc8fc\uae30 \uc704\ud55c \ub9de\ucda4\ud615 \uc870\uce58\ub85c, \ub2e8\uae30 \uc720\ub3d9\uc131 \uc9c0\uc6d0\uacfc \uae08\uc735\ube44\uc6a9 \uacbd\uac10\uc5d0 \uae30\uc5ec\ud560 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. \ub2e4\ub9cc \ud61c\ud0dd\uc758 \uc2e4\ud6a8\uc131\uc740 \uc138\ubd80 \uc790\uaca9\u00b7\uc2ec\uc0ac \uc808\ucc28\uc640 \uae08\uc735\uae30\uad00\uc758 \uc0c1\ud488 \uc6b4\uc6a9\uc5d0 \ub2ec\ub824 \uc788\uc5b4 \uc774\ud6c4 \uc9d1\ud589 \uacfc\uc815\uacfc \uacb0\uacfc\ub97c \uc8fc\uc2dc\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n<h3>\ucd9c\ucc98<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.khan.co.kr\" target=\"_blank\" rel=\"noopener\">\uacbd\ud5a5\uc2e0\ubb38<\/a> (\ubc1c\ud45c\uc77c: 2025-09-04)<\/li>\n<li><a href=\"https:\/\/www.fsc.go.kr\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uc704\uc6d0\ud68c<\/a><\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\uae08\uc735\uc704\uc6d0\ud68c\ub294 2025\ub144 9\uc6d4 4\uc77c \uc11c\uc6b8 \uc5ec\uc758\ub3c4 \uc18c\uc0c1\uacf5\uc778\uc5f0\ud569\ud68c \uac04\ub2f4\ud68c\uc5d0\uc11c \ube5a\uc744 \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778\uc744 \ub300\uc0c1\uc73c\ub85c \uae08\ub9ac \uc6b0\ub300\uc640 \ud55c\ub3c4 \ud655\ub300\ub97c \uc801\uc6a9\ud55c &#8216;\ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08&#8217; 10\uc870\uc6d0\uc744 \uacf5\uae09\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \ucc3d\uc5c5\u00b7\uc131\uc7a5\u00b7\uacbd\uc601 \uc560\ub85c \ub4f1 \uc0c1\ud669\ubcc4\ub85c \ud2b9\ud654\ud55c \uc9c0\uc6d0\uc744 \ud1b5\ud574 \ub2e8\uae30 \uc790\uae08\ub09c \uc644\ud654\uc640 \ube44\uc6a9 \uacbd\uac10\uc744 \ub178\ub9b0\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 \ucd1d\uaddc\ubaa8 10\uc870\uc6d0: \uc911\uc18c\uae30\uc5c5\uc740\ud589\u00b7\uc2e0\uc6a9\ubcf4\uc99d\uae30\uae08\uc758 &#8216;\ub354\ub4dc\ub9bc&#8217; \ud328\ud0a4\uc9c0\ub85c \ud2b9\ubcc4 \uc2e0\uaddc\uc790\uae08 \uacf5\uae09. \uc6b0\ub300\uae08\ub9ac \ud655\ub300: \uae30\uc874 \ucd5c\ub300 1.3%\ud3ec\uc778\ud2b8\uc5d0\uc11c 1.5~1.8%\ud3ec\uc778\ud2b8\ub85c \uc0c1\ud5a5. \ubcf4\uc99d\ub8cc \ucd94\uac00 &#8230; <a title=\"\ube5a \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778 \ub300\uc0c1 \u2018\ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08\u2019 10\uc870\uc6d0 \uacf5\uae09\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/special-fund-small-business-10trn\/\" aria-label=\"\ube5a \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778 \ub300\uc0c1 \u2018\ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08\u2019 10\uc870\uc6d0 \uacf5\uae09\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":673,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\ube5a \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778\uc5d0 \ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08 10\uc870\uc6d0 \uc9c0\uc6d0 - \uacbd\ud5a5\uc2e0\ubb38","rank_math_description":"\uae08\uc735\uc704\uc6d0\ud68c\uac00 \ube5a\uc744 \uc131\uc2e4\ud788 \uac1a\ub294 \uc18c\uc0c1\uacf5\uc778\uc5d0\uac8c \uc6b0\ub300\uae08\ub9ac\u00b7\ud55c\ub3c4 \ud655\ub300\ub97c \uc801\uc6a9\ud55c \ub9de\ucda4\ud615 \ud2b9\ubcc4\uc790\uae08 10\uc870\uc6d0\uc744 \uacf5\uae09\ud569\ub2c8\ub2e4. \ucc3d\uc5c5\u00b7\uc131\uc7a5\u00b7\uacbd\uc601\uc560\ub85c\ubcc4\ub85c \ub098\ub220 \ub0b4\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0 \ud55c\uc2dc 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