{"id":7156,"date":"2026-01-22T23:05:29","date_gmt":"2026-01-22T14:05:29","guid":{"rendered":"https:\/\/readtrends.com\/ko\/bank-retirement-etf-money-move\/"},"modified":"2026-01-22T23:05:29","modified_gmt":"2026-01-22T14:05:29","slug":"bank-retirement-etf-money-move","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/bank-retirement-etf-money-move\/","title":{"rendered":"\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08\ub3c4 \uc8fc\uc2dd ETF\ub85c &#8216;\uba38\ub2c8\ubb34\ube0c&#8217;"},"content":{"rendered":"<article>\n<h2>\ud575\uc2ec \uc694\uc57d<\/h2>\n<p>4\ub300 \uc2dc\uc911\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ud22c\uc790 \ube44\uc911\uc774 \uae09\uaca9\ud788 \ub298\uc5b4\ub098\uba70 \uc5f0\ucd08 \ubcf4\ub984\uc5ec \ub9cc\uc5d0 ETF \uc794\uc561\uc774 1\uc8704000\uc5b5\uc6d0\uac00\ub7c9 \ubd88\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4. 2025\ub144 \ub9d0 \uae30\uc900 4\ub300 \uc740\ud589\uc758 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc740 10\uc8707363\uc5b5\uc6d0\uc774\uc5c8\uace0, 1\uc6d4 16\uc77c \uae30\uc900 12\uc8701324\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\uc2b5\ub2c8\ub2e4. \uc2e0\ud55c\uc740\ud589\uc740 \uc5c5\uacc4 \ucd5c\ucd08\ub85c \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561 4\uc870\uc6d0\uc744 \ub3cc\ud30c\ud588\uace0, \uc740\ud589\ub4e4\uc740 \uc0c1\ud488 \ud655\ub300\u00b7\ubcf4\uc218 \uc778\ud558\u00b7\uc0c1\ub2f4\uccb4\uacc4 \uac15\ud654\ub85c \ub9de\ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>4\ub300 \uc2dc\uc911\uc740\ud589(\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac)\uc758 2025\ub144 \ub9d0 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc740 10\uc8707363\uc5b5\uc6d0\uc774\uc5c8\ub2e4.<\/li>\n<li>2024\ub144 12\uc6d4 \ub9d0 \uc794\uc561(3\uc8702994\uc5b5\uc6d0)\uacfc \ube44\uad50\ud558\uba74 1\ub144 \uc0c8 3\ubc30 \uc774\uc0c1 \uc99d\uac00\ud588\ub2e4.<\/li>\n<li>\ubd84\uae30\ubcc4 \ud750\ub984\uc740 2025\ub144 3\uc6d4 \ub9d0 4\uc870\uc6d0, 6\uc6d4 \ub9d0 5\uc870\uc6d0, 9\uc6d4 \ub9d0 7\uc870\uc6d0\ub300, \uc5f0\ub9d0 10\uc870\uc6d0\ub300 \ub3cc\ud30c\ub85c \uac00\uc18d\ud654\ub410\ub2e4.<\/li>\n<li>2026\ub144 1\uc6d4 16\uc77c \uae30\uc900 4\ub300 \uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc740 12\uc8701324\uc5b5\uc6d0\uc73c\ub85c, \uc5f0\ucd08 \uc57d \ubcf4\ub984 \ub9cc\uc5d0 1\uc8704000\uc5b5\uc6d0\uac00\ub7c9 \uc99d\uac00\ud588\ub2e4.<\/li>\n<li>\uc2e0\ud55c\uc740\ud589\uc758 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc740 4\uc870907\uc5b5\uc6d0\uc73c\ub85c \uc740\ud589\uad8c\uc5d0\uc11c \ucc98\uc74c\uc73c\ub85c 4\uc870\uc6d0\uc744 \ub118\uc5c8\ub2e4.<\/li>\n<li>\uae08\uc735\uac10\ub3c5\uc6d0 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138 \uc9d1\uacc4\uc5d0\uc11c \uc740\ud589 12\uacf3 \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08\uc740 \uc791\ub144 \ub9d0 \uc57d 261\uc870\uc6d0(\uc804\ub144 \uc57d 224\uc870\uc6d0, +16%)\uc774\uc5c8\ub2e4.<\/li>\n<li>\uc99d\uad8c\uc0ac 14\uacf3\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08\uc740 \uac19\uc740 \uae30\uac04 \uc57d 103\uc870\uc6d0\uc5d0\uc11c \uc57d 131\uc870\uc6d0\uc73c\ub85c 27% \uc99d\uac00\ud574 \uc99d\uad8c\uc0ac\ub85c\uc758 \uc790\uae08 \uc774\ub3d9\uc774 \ub450\ub4dc\ub7ec\uc84c\ub2e4.<\/li>\n<li>KB\uad6d\ubbfc\uc740\ud589\u00b7\uc2e0\ud55c\uc740\ud589\u00b7\ud558\ub098\uc740\ud589\u00b7\uc6b0\ub9ac\uc740\ud589 \ub4f1\uc740 IRP\u00b7\ud1f4\uc9c1\uc5f0\uae08 \uad00\ub828 \uc218\uc218\ub8cc \uc778\ud558, \uc0c1\ub2f4 \ucc44\ub110 \ud655\ub300, \uc0c1\ud488 \ub77c\uc778\uc5c5 \ud655\ub300 \ub4f1 \uacbd\uc7c1\uc744 \uac15\ud654\ud588\ub2e4.<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc7a5\uc740 \uadf8\uac04 \uc608\u00b7\uc801\uae08 \uc911\uc2ec\uc758 \ubcf4\uc218\uc801 \uc6b4\uc6a9\uc774 \uc8fc\ub958\uc600\uc73c\ub098, \ucd5c\uadfc \uba87 \ub144\uac04 \uad6d\ub0b4\uc678 \uc8fc\uc2dd\uc2dc\uc7a5 \uc0c1\uc2b9\uacfc ETF \uc0c1\ud488\uc758 \ub300\uc911\ud654\ub85c \ud22c\uc790 \uc131\ud5a5\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ucf54\uc2a4\ud53c\uc758 \uac15\uc138\uc640 \uae00\ub85c\ubc8c \uc131\uc7a5\uc8fc \ub7a0\ub9ac \ub4f1\uc73c\ub85c ETF\ub97c \ud1b5\ud55c \ubd84\uc0b0\ud22c\uc790 \ub9e4\ub825\uc774 \ucee4\uc9c0\uba74\uc11c \uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c\ub3c4 \uc8fc\uc2dd\ud615\u00b7\uc139\ud130\u00b7\ud574\uc678 ETF\ub85c \uc790\uae08\uc774 \uc720\uc785\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2024\ub144 \ub3c4\uc785\ub41c \ud1f4\uc9c1\uc5f0\uae08 \ud604\ubb3c \uc774\uc804 \uc81c\ub3c4\ub294 \uac00\uc785\uc790\ub4e4\uc774 \uae30\uc874 \uc0c1\ud488\uc744 \ud574\uc9c0\ud558\uc9c0 \uc54a\uace0\ub3c4 \uae08\uc735\uc0ac \uac04 \uacc4\uc88c \uc774\uc804\uc744 \ud560 \uc218 \uc788\uac8c \ud574 \uc790\uae08 \uc774\ub3d9\uc744 \uc6a9\uc774\ud558\uac8c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uac19\uc740 \uc81c\ub3c4 \ubcc0\ud654\ub294 \uc740\ud589\uacfc \uc99d\uad8c\uc0ac \uac04\uc758 \uacbd\uc7c1\uc744 \ucd09\ubc1c\ud588\uace0, \uc99d\uad8c\uc0ac\ub294 \uc2e4\uc2dc\uac04 \uac70\ub798 \ud3b8\uc758\uc131\uacfc \ud504\ub85c\ubaa8\uc158\uc744 \uc55e\uc138\uc6cc \ud1f4\uc9c1\uc5f0\uae08 \uc790\uae08\uc744 \uc801\uadf9 \uc720\uce58\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\ud1b5\uc801\uc73c\ub85c \uc740\ud589\uc5d0 \ubcf4\uad00\ub41c \ud1f4\uc9c1\uc5f0\uae08 \uac00\uc785\uc790\ub294 \uc548\uc815\uc131\u00b7\uc6d0\uae08\ubcf4\uc804 \uc131\ud5a5\uc774 \uac15\ud588\uc73c\ub098, \ucd5c\uadfc\uc758 \uace0(\u9ad8)\uc218\uc775 \uae30\ud68c\ub294 \uc774\ub7ec\ud55c \uc131\ud5a5\uc5d0 \ubcc0\ud654\ub97c \uc720\ub3c4\ud588\uc2b5\ub2c8\ub2e4. \uc740\ud589 \ub0b4\ubd80\uc801\uc73c\ub85c\ub3c4 ETF \ub77c\uc778\uc5c5\uc744 \ud655\ub300\ud558\uac70\ub098 \ube44\ub300\uba74 IRP \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \ub4f1 \ubc29\uc5b4\uc801\u00b7\uacf5\uaca9\uc801 \uc804\ub7b5\uc744 \ubcd1\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8, \uae08\uc735\ub2f9\uad6d\uacfc \uac10\ub3c5\uae30\uad00\uc740 \uc5f0\uae08\uc0c1\ud488\uc758 \uc7a5\uae30\uc801 \uc548\uc815\uc131\uacfc \ud22c\uc790\uc790 \ubcf4\ud638\ub97c \uace0\ub824\ud574 \uc2dc\uc7a5 \ubcc0\ud654\ub97c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub9e5\ub77d\uc5d0\uc11c \ud1f4\uc9c1\uc5f0\uae08\uc758 \uc790\uc0b0\ubc30\ubd84 \ubcc0\ud654\ub294 \ub2e8\uc21c\ud55c \ub2e8\uae30 \ud604\uc0c1\uc774 \uc544\ub2c8\ub77c \uc81c\ub3c4\uc640 \uacbd\uc7c1\uad6c\uc870\uac00 \uacb0\ud569\ud55c \uacb0\uacfc\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74<\/h2>\n<p>2026\ub144 1\uc6d4 \ub4e4\uc5b4 4\ub300 \uc740\ud589\uc758 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561 \uc99d\uac00\uc138\uac00 \ub69c\ub837\ud574\uc84c\uc2b5\ub2c8\ub2e4. 1\uc6d4 16\uc77c \uae30\uc900 \uc794\uc561\uc740 12\uc8701324\uc5b5\uc6d0\uc73c\ub85c, \uc5f0\ucd08 \ubcf4\ub984 \ub9cc\uc5d0 \uc57d 1\uc8704000\uc5b5\uc6d0\uc774 \ucd94\uac00 \uc720\uc785\ub410\uc2b5\ub2c8\ub2e4. \uc774 \uc911 \uc2e0\ud55c\uc740\ud589\uc774 4\uc870907\uc5b5\uc6d0\uc73c\ub85c \uac00\uc7a5 \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uba70 \uc5c5\uacc4 \ucd5c\ucd08\ub85c 4\uc870\uc6d0\uc744 \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2e0\ud55c\uc740\ud589\uc740 &#8216;\ub098\uc758 SOL \ud1f4\uc9c1\uc5f0\uae08&#8217; \uc11c\ube44\uc2a4\ub97c \uac1c\ud3b8\ud558\uace0 ETF \uc0c1\ud488\uad70\uc744 237\uac1c\ub85c \ud655\ub300\ud55c \uc810\uc744 \uc131\uacf5 \uc694\uc778\uc73c\ub85c \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc740\ud589 \uad00\uacc4\uc790\ub4e4\uc740 \ucf54\uc2a4\ud53c\uac00 5000\uc120\uc744 \ub3cc\ud30c\ud558\ub294 \ub4f1 \uc99d\uc2dc \ud638\ud669\uc774 \uc9c0\uc18d\ub418\uba74\uc11c \uac00\uc785\uc790\ub4e4\uc774 \uc608\u00b7\uc801\uae08\ub9cc\uc73c\ub85c\ub294 \uc218\uc775\uc744 \ub2ec\uc131\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \ud310\ub2e8\ud574 ETF\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc804\ud658\ud558\uace0 \uc788\ub2e4\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc77c\ubd80 \uac00\uc785\uc790\ub4e4\uc740 \uc2e4\uc2dc\uac04 \uac70\ub798 \ub4f1 \uc6b4\uc6a9 \ud3b8\uc758\uc131\uc744 \uc774\uc720\ub85c \uc99d\uad8c\uc0ac\ub85c \uacc4\uc88c\ub97c \uc62e\uae30\ub294 \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc740\ud589\ub4e4\uc740 \ub300\uc751\ucc45\uc73c\ub85c \uc218\uc218\ub8cc \uc778\ud558, \uc804\uad6d \uc601\uc5c5\uc810 \uc0c1\ub2f4 \uac15\ud654, \uc804\ub2f4 \uc804\ubb38\uac00 \ubc30\uce58, \ube44\ub300\uba74 \uac00\uc785 \ud61c\ud0dd \ub4f1\uc744 \ub0b4\ub193\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 KB\uad6d\ubbfc\uc740\ud589\uc740 IRP \uacc4\uc88c\uc758 \uacbd\uc6b0 \uc801\ub9bd\uae08 5000\ub9cc\uc6d0 \uc774\uc0c1 \uace0\uac1d\uc5d0\uac8c \uc5f0 0.38% \uc218\uc218\ub8cc\ub97c \uc804\uc561 \uba74\uc81c\ud558\uace0, 5000\ub9cc\uc6d0 \ubbf8\ub9cc \uace0\uac1d\uc758 \uc218\uc218\ub8cc\ub97c \uae30\uc874 \uc5f0 0.45%\uc5d0\uc11c 0.20%\ud3ec\uc778\ud2b8 \uc778\ud558\ud588\uc2b5\ub2c8\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc740 \uc804\uad6d \uc601\uc5c5\uc810\uc5d0 555\uba85\uc758 \uc5f0\uae08 \uc804\ubb38\uac00\ub97c \ubc30\uce58\ud558\uace0 ELB\u00b7DLB\uc758 \ube44\ub300\uba74 \uc608\uc57d \uac70\ub798\ub97c \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uccab\uc9f8, \uc774\ubc88 \ud750\ub984\uc740 \uac00\uc785\uc790 \uc758\uc2dd \ubcc0\ud654\uc640 \uc81c\ub3c4\uc801\u00b7\uc2dc\uc7a5\uc801 \uc720\uc778\uc774 \uacb0\ud569\ub41c \uacb0\uacfc\uc785\ub2c8\ub2e4. \uace0\uc218\uc775\uae30\ub300\uac00 \ucee4\uc9c4 \uc2dc\uc7a5 \ud658\uacbd\uc5d0\uc11c ETF\ub294 \ube44\uc6a9 \ud6a8\uc728\uc131\uacfc \ubd84\uc0b0\ud22c\uc790 \uce21\uba74\uc5d0\uc11c \ub9e4\ub825\uc801\uc774\uba70, \ud604\ubb3c \uc774\uc804 \uc81c\ub3c4\ub294 \uae08\uc735\uc0ac \uac04 \uacbd\uc7c1\uc744 \ucd09\ubc1c\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc790\uae08 \uc774\ub3d9\uc740 \ub2e8\uc21c\ud55c \uc218\uce58 \uc99d\uac00\ub97c \ub118\uc5b4 \uc2dc\uc7a5 \uad6c\uc870 \ubcc0\ud654\uc758 \uc2e0\ud638\ub85c \ud574\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub458\uc9f8, \uc740\ud589\uacfc \uc99d\uad8c\uc0ac \uac04 \uacbd\uc7c1 \uc2ec\ud654\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uc785\uc790\uc5d0\uac8c \uae0d\uc815\uc801\uc77c \uac00\ub2a5\uc131\uc774 \ud07d\ub2c8\ub2e4. \uc218\uc218\ub8cc \uc778\ud558, \uc0c1\ud488 \ub2e4\uc591\ud654, \uc0c1\ub2f4 \uc11c\ube44\uc2a4 \uac15\ud654\ub294 \uacb0\uad6d \uac00\uc785\uc790\uc758 \uc120\ud0dd\uad8c\uc744 \ub113\ud788\uace0 \uc6b4\uc6a9 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc, \uacbd\uc7c1\uc774 \uacfc\uc5f4\ub418\uba74 \ub2e8\uae30\uc801 \ub9c8\ucf00\ud305\uc131 \ud504\ub85c\ubaa8\uc158\uc5d0 \uce58\uc911\ud560 \uc6b0\ub824\ub3c4 \uc788\uc5b4 \uac10\ub3c5\ub2f9\uad6d\uc758 \uade0\ud615 \uc788\ub294 \uaddc\uc728\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \uc6b4\uc6a9 \uad50\uc721\uc758 \ud544\uc694\uc131\uc774 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \ud1f4\uc9c1\uc5f0\uae08\uc740 \uc7a5\uae30\uc801 \ub178\ud6c4\uc790\uae08\uc774\ub77c\ub294 \ud2b9\uc131\uc774 \uc788\uc5b4 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ud55c \uc774\ud574 \uc5c6\uc774 ETF \ube44\uc911\uc744 \ub192\uc77c \uacbd\uc6b0 \uc218\ub839 \uc2dc\uc810\uc758 \uc190\uc2e4 \uc704\ud5d8\uc774 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uae08\uc735\uae30\uad00\uc740 \uc0c1\ud488 \uc124\uba85\u00b7\uc704\ud5d8 \uace0\uc9c0\u00b7\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc124\uacc4 \uc9c0\uc6d0\uc744 \uac15\ud654\ud574\uc57c \ud558\uba70, \uac00\uc785\uc790\ub3c4 \uc790\uc0b0\ubc30\ubd84\uacfc \ubaa9\ud45c\uc218\uc775\ub960\uc744 \uae30\ubc18\uc73c\ub85c \uc2e0\uc911\ud788 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2>\ube44\uad50 \ubc0f \ub370\uc774\ud130<\/h2>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\uad6c\ubd84<\/th>\n<th>\uc2dc\uc810<\/th>\n<th>\uc794\uc561(\uc870\uc6d0)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>4\ub300 \uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08 ETF<\/td>\n<td>2024.12 \ub9d0<\/td>\n<td>10.7363<\/td>\n<\/tr>\n<tr>\n<td>4\ub300 \uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08 ETF<\/td>\n<td>2026.01.16<\/td>\n<td>12.1324<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud589\uad8c \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08(12\uacf3)<\/td>\n<td>2025.12 \ub9d0<\/td>\n<td>261 (\uc804\ub144 224, +16%)<\/td>\n<\/tr>\n<tr>\n<td>\uc99d\uad8c\uc0ac \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08(14\uacf3)<\/td>\n<td>2025.12 \ub9d0<\/td>\n<td>131 (\uc804\ub144 103, +27%)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>\uc704 \ud45c\ub294 \uc740\ud589\uacfc \uc99d\uad8c\uc0ac \uac04 \uc801\ub9bd\uae08 \uc99d\uac10\uacfc \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc758 \uc99d\uac00 \ud750\ub984\uc744 \ube44\uad50\ud55c \uac83\uc785\ub2c8\ub2e4. \uc99d\uad8c\uc0ac \ucabd \uc99d\uac00\uc728(27%)\uc774 \uc740\ud589(16%)\ubcf4\ub2e4 \ub192\uc544 \uc790\uae08 \uc774\ub3d9\uc774 \uc99d\uad8c\uc0ac\ub85c \uc9d1\uc911\ub418\ub294 \uacbd\ud5a5\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4. \uc774 \ub370\uc774\ud130\ub294 \ud604\ubb3c \uc774\uc804 \uc81c\ub3c4\uc640 \uc0c1\ud488 \uacbd\uc7c1\uc774 \uacb0\ud569\ub3fc \uc790\uae08 \uc720\uc778\uc774 \uc99d\uad8c\uc0ac\ub85c \uc3e0\ub9ac\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<p>\uc544\ub798 \uc778\uc6a9\ubb38\uc740 \uac01 \ubc1c\uc5b8\uc758 \ub9e5\ub77d\uc744 \ucd95\uc57d\ud55c \uac83\uc73c\ub85c, \uae30\uad00\u00b7\uad00\uacc4\uc790\uac00 \ubc1d\ud78c \uc8fc\uc694 \ucde8\uc9c0\ub9cc\uc744 \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\ub97c \uc740\ud589\uc5d0 \ub450\ub294 \uac00\uc785\uc790\ub4e4\ub3c4 \ucd5c\uadfc \uc99d\uc2dc \uc0c1\uc2b9\uc744 \uacc4\uae30\ub85c ETF\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc804\ud658\ud558\ub294 \uacbd\ud5a5\uc774 \uac15\ud574\uc84c\ub2e4.&#8221;<\/p>\n<p><cite>\uc740\ud589 \uad00\uacc4\uc790<\/cite><\/p><\/blockquote>\n<p>\uc774 \ubc1c\uc5b8\uc740 \ubcf4\uc218\uc801 \uc131\ud5a5\uc758 \uc740\ud589 \uace0\uac1d\uce35\uc5d0\uc11c\ub3c4 \uc2dc\uc7a5 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \ud22c\uc790 \uc131\ud5a5\uc774 \ubc14\ub00c\uace0 \uc788\uc74c\uc744 \uc124\uba85\ud55c \uac83\uc785\ub2c8\ub2e4. \uad00\uacc4\uc790\ub294 \uc740\ud589 \ub0b4\ubd80 \ub370\uc774\ud130\uc640 \uace0\uac1d \uc0c1\ub2f4 \uacb0\uacfc\ub97c \uadfc\uac70\ub85c ETF \uc804\ud658\uc774 \ub298\uc5c8\ub2e4\uace0 \uc804\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;&#8216;\ub098\uc758 SOL \ud1f4\uc9c1\uc5f0\uae08&#8217; \uac1c\ud3b8\uacfc ETF \ub77c\uc778\uc5c5 \ud655\ub300\uac00 \uc794\uc561 \uc99d\uac00\uc5d0 \uae30\uc5ec\ud588\ub2e4.&#8221;<\/p>\n<p><cite>\uc2e0\ud55c\uc740\ud589 \uad00\uacc4\uc790<\/cite><\/p><\/blockquote>\n<p>\uc2e0\ud55c\uc740\ud589 \uce21\uc740 \uc11c\ube44\uc2a4 \uac1c\ud3b8\uacfc \uc0c1\ud488 \ud655\ub300\uac00 \uc720\uc785\uc758 \uc8fc\uc694 \uc694\uc778\uc774\ub77c\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc740\ud589 \uce21\uc758 \uc124\uba85\uc774 \uc794\uc561 \uc99d\uac00\uc758 \uc804\ubd80 \uc6d0\uc778\uc774\ub77c\uace0 \ub2e8\uc815\ud558\uae30\ubcf4\ub2e4\ub294 \uc5ec\ub7ec \uc694\uc778\uc774 \ubcf5\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud588\uc744 \uac00\ub2a5\uc131\uc744 \ud568\uaed8 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\ud1f4\uc9c1\uc5f0\uae08\uc758 \uc790\uc0b0\ubc30\ubd84 \ubcc0\ud654\ub294 \uac00\uc785\uc790 \ubcf4\ud638 \uce21\uba74\uc5d0\uc11c \uac10\ub3c5\ub2f9\uad6d\uc758 \uc9c0\uc18d\uc801 \uc810\uac80 \ub300\uc0c1\uc774\ub2e4.&#8221;<\/p>\n<p><cite>\uae08\uc735\uac10\ub3c5\uc6d0 \uad00\uacc4\uc790<\/cite><\/p><\/blockquote>\n<p>\uac10\ub3c5\ub2f9\uad6d\uc740 \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uacfc \ud22c\uc790\uc790 \ubcf4\ud638 \ubb38\uc81c\ub97c \uad00\ucc30\ud558\uace0 \uc788\uc73c\uba70 \ud544\uc694\uc2dc \uc81c\ub3c4 \ubcf4\uc644\uc744 \uac80\ud1a0\ud558\uaca0\ub2e4\ub294 \ucde8\uc9c0\uc758 \ubc1c\uc5b8\uc744 \ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud1f4\uc9c1\uc5f0\uae08\uc758 \uc7a5\uae30\uc801 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud558\ub824\ub294 \uc758\ub3c4\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4.<\/p>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>ETF\ub294 \ud2b9\uc815 \uc9c0\uc218\ub098 \uc790\uc0b0\uc744 \ucd94\uc885\ud558\ub294 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc\ub85c \uac70\ub798\uc18c\uc5d0\uc11c \uc8fc\uc2dd\ucc98\ub7fc \ub9e4\ub9e4\ub429\ub2c8\ub2e4. \ud1f4\uc9c1\uc5f0\uae08\uc758 IRP\u00b7DC\ud615 \ub4f1 \uacc4\uc88c\uc5d0\uc11c\ub294 ETF\ub97c \ud1b5\ud574 \ubd84\uc0b0\ud22c\uc790\uac00 \uac00\ub2a5\ud558\uc9c0\ub9cc, \uc6b4\uc6a9 \uacb0\uacfc\ub294 \ud22c\uc790\uc790 \ucc45\uc784\uc785\ub2c8\ub2e4. \ud604\ubb3c \uc774\uc804 \uc81c\ub3c4\ub294 \uac00\uc785\uc790\uac00 \ubcf4\uc720\ud55c \uc6b4\uc6a9\uc0c1\ud488\uc744 \ud574\uc9c0\ud558\uc9c0 \uc54a\uace0 \ub2e4\ub978 \uae08\uc735\uc0ac\ub85c \uc774\uc804\ud560 \uc218 \uc788\uac8c \ud574 \uc790\uae08 \uc774\ub3d9\uc758 \ube44\uc6a9\uacfc \uc808\ucc28 \uc7a5\ubcbd\uc744 \ub0ae\ucda5\ub2c8\ub2e4. \ub370\uc774\ud130 \ucd9c\ucc98\ub294 \uac01 \uc740\ud589\uc758 \ub0b4\ubd80 \uc9d1\uacc4\uc640 \uae08\uc735\uac10\ub3c5\uc6d0 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138 \ub4f1 \uacf5\uac1c \ud1b5\uacc4\uc785\ub2c8\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84 (Unconfirmed)<\/h2>\n<ul>\n<li>\uc794\uc561 \uc99d\uac00\uc5d0\uc11c \uc11c\ube44\uc2a4 \uac1c\ud3b8\u00b7\uc0c1\ud488 \ud655\ub300\uac00 \ucc28\uc9c0\ud55c \uc815\ud655\ud55c \uae30\uc5ec\ub3c4\ub294 \uacf5\uac1c\ub41c \uc218\uce58\ub85c \uc644\uc804\ud788 \ud655\uc778\ub418\uc9c0 \uc54a\uc558\ub2e4.<\/li>\n<li>\ub2e8\uae30 \uc720\uc785\uc774 \uc7a5\uae30\uc801 \uc6b4\uc6a9 \uc131\uacfc \uac1c\uc120\uc73c\ub85c \uc774\uc5b4\uc9c8\uc9c0 \uc5ec\ubd80\ub294 \ud5a5\ud6c4 \uc2dc\uc7a5 \ud750\ub984\uacfc \uc6b4\uc6a9 \uc131\uacfc\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c4\ub2e4.<\/li>\n<li>\uac1c\ubcc4 \uac00\uc785\uc790\uc758 \ub9ac\uc2a4\ud06c \ud5c8\uc6a9\ub825 \ubcc0\ud654\uac00 \uc804\uccb4 \uc720\uc785\uc744 \uc5bc\ub9c8\ub098 \ucd09\uc9c4\ud588\ub294\uc9c0\ub294 \uacc4\ub7c9\uc801 \ubd84\uc11d\uc774 \ucd94\uac00\ub85c \ud544\uc694\ud558\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>\uc774\ubc88 &#8216;\ud1f4\uc9c1\uc5f0\uae08\uc758 ETF \uba38\ub2c8\ubb34\ube0c&#8217;\ub294 \uc99d\uc2dc \ud638\ud669, \uc81c\ub3c4 \uac1c\uc120, \uae08\uc735\uc0ac \uacbd\uc7c1\uc774 \ub9de\ubb3c\ub824 \ub098\ud0c0\ub09c \ubcf5\ud569\uc801 \ud604\uc0c1\uc785\ub2c8\ub2e4. \ub2e8\uae30\uac04\uc758 \uc790\uae08 \uc720\uc785 \uc790\uccb4\ub294 \uac00\uc785\uc790 \uc120\ud0dd\uad8c \ud655\ub300\uc640 \uae08\uc735\uc11c\ube44\uc2a4 \uac1c\uc120\uc744 \ucd09\uc9c4\ud558\uc9c0\ub9cc, \ud1f4\uc9c1\uc5f0\uae08\uc758 \ubcf8\uc9c8\uc778 \uc7a5\uae30\uc131\uacfc \uc548\uc804\uc131 \uce21\uba74\uc5d0\uc11c\ub294 \uad00\ub9ac\uc640 \uad50\uc721\uc774 \ubcd1\ud589\ub3fc\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uc740\ud589\uacfc \uc99d\uad8c\uc0ac \uac04 \uacbd\uc7c1\uc740 \ud5a5\ud6c4 \uc218\uc218\ub8cc \uc778\ud558\uc640 \uc0c1\ud488 \ub2e4\uc591\ud654\ub85c \uc774\uc5b4\uc838 \uac00\uc785\uc790\uc5d0\uac8c \ud61c\ud0dd\uc744 \uc904 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uac10\ub3c5\ub2f9\uad6d\uacfc \uae08\uc735\uae30\uad00\uc740 \uacfc\uc5f4 \uacbd\uc7c1\uc774 \ub2e8\uae30\uc801 \ub9c8\ucf00\ud305 \uc911\uc2ec\uc73c\ub85c \ud750\ub974\uc9c0 \uc54a\ub3c4\ub85d \uc6b4\uc6a9 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc640 \ud22c\uc790\uc790 \ubcf4\ud638 \uc7a5\uce58\ub97c \uac15\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2>\ucd9c\ucc98<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.mk.co.kr\/news\/economy\/11940576\" target=\"_blank\" rel=\"noopener\">\ub9e4\uc77c\uacbd\uc81c (\uc5b8\ub860)<\/a><\/li>\n<li><a href=\"https:\/\/pension.fss.or.kr\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uac10\ub3c5\uc6d0 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138 (\uacf5\uc2dd \ud1b5\uacc4\/\uacf5\uc2dc)<\/a><\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d 4\ub300 \uc2dc\uc911\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ud22c\uc790 \ube44\uc911\uc774 \uae09\uaca9\ud788 \ub298\uc5b4\ub098\uba70 \uc5f0\ucd08 \ubcf4\ub984\uc5ec \ub9cc\uc5d0 ETF \uc794\uc561\uc774 1\uc8704000\uc5b5\uc6d0\uac00\ub7c9 \ubd88\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4. 2025\ub144 \ub9d0 \uae30\uc900 4\ub300 \uc740\ud589\uc758 \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561\uc740 10\uc8707363\uc5b5\uc6d0\uc774\uc5c8\uace0, 1\uc6d4 16\uc77c \uae30\uc900 12\uc8701324\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\uc2b5\ub2c8\ub2e4. \uc2e0\ud55c\uc740\ud589\uc740 \uc5c5\uacc4 \ucd5c\ucd08\ub85c \ud1f4\uc9c1\uc5f0\uae08 ETF \uc794\uc561 4\uc870\uc6d0\uc744 \ub3cc\ud30c\ud588\uace0, \uc740\ud589\ub4e4\uc740 \uc0c1\ud488 \ud655\ub300\u00b7\ubcf4\uc218 \uc778\ud558\u00b7\uc0c1\ub2f4\uccb4\uacc4 \uac15\ud654\ub85c \ub9de\ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 4\ub300 \uc2dc\uc911\uc740\ud589(\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac)\uc758 2025\ub144 \ub9d0 \ud1f4\uc9c1\uc5f0\uae08 ETF &#8230; <a title=\"\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08\ub3c4 \uc8fc\uc2dd ETF\ub85c &#8216;\uba38\ub2c8\ubb34\ube0c&#8217;\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/bank-retirement-etf-money-move\/\" aria-label=\"\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08\ub3c4 \uc8fc\uc2dd ETF\ub85c &#8216;\uba38\ub2c8\ubb34\ube0c&#8217;\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":7154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08, ETF\ub85c '\uba38\ub2c8\ubb34\ube0c' \uac00\uc18d\ud654 - \uc778\uc0ac\uc774\ud2b8\uacbd\uc81c","rank_math_description":"4\ub300 \uc2dc\uc911\uc740\ud589 \ud1f4\uc9c1\uc5f0\uae08\uc5d0\uc11c ETF \uc794\uc561\uc774 \uc5f0\ucd08 \ubcf4\ub984 \ub9cc\uc5d0 1\uc8704\ucc9c\uc5b5\uc6d0\uac00\ub7c9 \uae09\uc99d\ud574 12\uc870\uc6d0\uc744 \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4. \uc740\ud589\u00b7\uc99d\uad8c\uc0ac \uac04 \uacbd\uc7c1\uacfc \ud5a5\ud6c4 \uc804\ub9dd\uc744 \ubd84\uc11d\ud569\ub2c8\ub2e4.","rank_math_focus_keyword":"\ud1f4\uc9c1\uc5f0\uae08,ETF,\uba38\ub2c8\ubb34\ube0c,\uc740\ud589,\uc2e0\ud55c\uc740\ud589","footnotes":""},"categories":[2],"tags":[],"class_list":["post-7156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=7156"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7156\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/7154"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=7156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=7156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=7156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}