{"id":7505,"date":"2026-01-28T14:07:33","date_gmt":"2026-01-28T05:07:33","guid":{"rendered":"https:\/\/readtrends.com\/ko\/health-insurance-surplus-4996\/"},"modified":"2026-01-28T14:07:33","modified_gmt":"2026-01-28T05:07:33","slug":"health-insurance-surplus-4996","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/health-insurance-surplus-4996\/","title":{"rendered":"\uac74\uac15\ubcf4\ud5d8 5\ub144 \uc5f0\uc18d &#8216;\ud751\uc790&#8217;\u20262025\ub144 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0"},"content":{"rendered":"<article>\n<h2>\ud575\uc2ec \uc694\uc57d<\/h2>\n<p>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 2025\ub144\ub3c4 \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\uc774 \ud604\uae08\ud750\ub984 \uae30\uc900 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0 \ud751\uc790\ub85c \uc9d1\uacc4\ub410\ub2e4\uace0 2026\ub144 1\uc6d4 \ubc1c\ud45c\ud588\ub2e4. \uc774\ub85c\uc368 2021\ub144\ubd80\ud130 5\ub144 \uc5f0\uc18d \ud751\uc790 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud588\uc9c0\ub9cc \ud751\uc790 \uaddc\ubaa8\ub294 \ub9e4\ub144 \ucd95\uc18c\ub418\ub294 \ucd94\uc138\ub97c \ubcf4\uc600\ub2e4. 2025\ub144 \ucd1d\uc218\uc785\uc740 102\uc870 8,585\uc5b5\uc6d0, \ucd1d\uc9c0\ucd9c\uc740 102\uc870 3,589\uc5b5\uc6d0\uc774\uba70 \ub204\uc801 \uc900\ube44\uae08\uc740 30\uc870 2,217\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4. \uacf5\ub2e8\uc740 \uc800\uc131\uc7a5\uacfc \uc778\uad6c\uad6c\uc870 \ubcc0\ud654\ub85c \uc7ac\uc815 \ucde8\uc57d\uc131\uc774 \ucee4\uc9c0\uace0 \uc788\uc5b4 \ub300\uc751\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>2025\ub144 \ub2f9\uae30\uc218\uc9c0 \ud751\uc790: 4,996\uc5b5\uc6d0(\ud604\uae08\ud750\ub984 \uae30\uc900).<\/li>\n<li>\ucd1d\uc218\uc785: 102\uc870 8,585\uc5b5\uc6d0, \uc804\ub144 \ub300\ube44 3\uc870 7,715\uc5b5\uc6d0(3.8%) \uc99d\uac00.<\/li>\n<li>\ucd1d\uc9c0\ucd9c: 102\uc870 3,589\uc5b5\uc6d0, \uc804\ub144 \ub300\ube44 4\uc870 9,963\uc5b5\uc6d0(5.1%) \uc99d\uac00.<\/li>\n<li>\ubcf4\ud5d8\ub8cc \uc218\uc785 \uc99d\uac00\uc561: 3\uc870 3,256\uc5b5\uc6d0(4.0%) \uc99d\uac00; \uc9c1\uc7a5\ubcf4\ud5d8\ub8cc \uc99d\uac00\uc728\uc740 3.5%\ub85c \ub454\ud654.<\/li>\n<li>\uc815\ubd80\uc9c0\uc6d0\uae08: 12\uc870 5,000\uc5b5\uc6d0 \uaddc\ubaa8\ub85c \uc804\ub144 \ub300\ube44 3,255\uc5b5\uc6d0 \uc99d\uc561.<\/li>\n<li>\ud22c\uc790\uc218\uc775\ub960: \ubaa9\ud45c 3.11% \ub300\ube44 3.27% \uc2e4\ud604\uc73c\ub85c 7,088\uc5b5\uc6d0 \ud604\uae08 \uc218\uc775 \ucc3d\ucd9c.<\/li>\n<li>\ubcf4\ud5d8\uae09\uc5ec\ube44 \uc99d\uac00: \uc218\uac00 \uc778\uc0c1(1.96%) \ub4f1\uc73c\ub85c \uc804\ub144 \ub300\ube44 7\uc870 8,965\uc5b5\uc6d0(8.4%) \uc99d\uac00.<\/li>\n<li>\ub204\uc801 \uc900\ube44\uae08(\uc801\ub9bd\uae08): 30\uc870 2,217\uc5b5\uc6d0 \ubcf4\uc720.<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc740 2021\ub144 \uc774\ud6c4 \uc5f0\uc18d \ud751\uc790\ub97c \uc720\uc9c0\ud574 \uc654\uc73c\ub098, 2022\ub144(\ucd1d\uc218\uc785 \uc99d\uac00\uc728 10.3%)\uc744 \uc815\uc810\uc73c\ub85c \uc774\ud6c4 \uc99d\uac00\uc728\uc774 2023\ub144 6.9%, 2024\ub144 4.4%, 2025\ub144 3.8%\ub85c \uc810\ucc28 \ub454\ud654\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ud750\ub984\uc740 \uad6d\ub0b4 \uacbd\uc81c\uc758 \uc800\uc131\uc7a5 \uae30\uc870\uc640 \uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c \uac10\uc18c \ub4f1 \uac70\uc2dc\uc801 \uc694\uc778\uacfc \uc9c1\uacb0\ub41c\ub2e4. \ud2b9\ud788 \uc9c1\uc7a5\ubcf4\ud5d8\ub8cc\ub294 \uac00\uc785\uc790 \uc218\uc640 \ubcf4\uc218\uc6d4\uc561 \uc99d\uac00 \ub454\ud654, 2\ub144 \uc5f0\uc18d \ubcf4\ud5d8\ub8cc\uc728 \ub3d9\uacb0\uc758 \uc601\ud5a5\uc73c\ub85c \uc99d\uac00\uc138\uac00 \uc644\ub9cc\ud574\uc84c\ub2e4. \ubc18\uba74 2024\ub144 \uc9c0\uc5ed\ubcf4\ud5d8\ub8cc \ubd80\ub2f4 \uc644\ud654 \uc815\ucc45\uc758 \uc601\ud5a5\uc73c\ub85c 2025\ub144\uc5d0 \uc9c0\uc5ed\ubcf4\ud5d8\ub8cc\uac00 \ud68c\ubcf5\ud558\uba70 \uc804\uccb4 \ubcf4\ud5d8\ub8cc \uc218\uc785 \uc99d\uac00\uc5d0 \uc77c\ubd80 \uae30\uc5ec\ud588\ub2e4.<\/p>\n<p>\ub3d9\uc2dc\uc5d0 \uc815\ubd80\ub294 \uac04\ubcd1\ube44 \uac74\uac15\ubcf4\ud5d8 \uc801\uc6a9, \uc0c1\ubcd1\uc218\ub2f9 \uc81c\ub3c4\ud654 \ub4f1 \ubcf5\uc9c0 \ud655\ucda9\uc5d0 \ub530\ub978 \uc7ac\uc815 \ud22c\uc785\uc744 \uacc4\ud68d\ud558\uace0 \uc788\uc5b4 \ud5a5\ud6c4 \uc9c0\ucd9c \uc555\ub825\uc774 \ucee4\uc9c8 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4. \uacf5\ub2e8\uc740 \uc7ac\uc815\uc758 \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \uc9c0\ucd9c\uad00\ub9ac\u00b7\ud22c\uc790\uc218\uc775 \uadf9\ub300\ud654\u00b7\uc801\uc815\uc9c4\ub8cc \ubb38\ud654 \uc815\ucc29 \ub4f1 \ub2e4\uac01\uc801 \ub300\uc751\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\ub2e4. \uacfc\uac70 \uc804\ub840\ub85c\ub294 \ucf54\ub85c\ub09819 \ub300\uc751\uacfc \uc804\uacf5\uc758 \uc774\ud0c8\ub85c \uc778\ud55c \uc218\ub828\ubcd1\uc6d0 \uc120\uc9c0\uae09\u00b7\uc0c1\ud658 \uc0ac\ub840 \ub4f1\uc774 \uc7ac\uc815 \ud750\ub984\uc5d0 \ub2e8\uae30\uc801 \ubcc0\ub3d9\uc131\uc744 \ucd08\ub798\ud55c \ubc14 \uc788\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74<\/h2>\n<p>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 2025\ub144 \uc7ac\uc815\uacb0\uacfc\ub97c \ubc1c\ud45c\ud558\uba74\uc11c \ub2f9\uae30\uc218\uc9c0 \ud751\uc790 4,996\uc5b5\uc6d0\uc774\ub77c\ub294 \uc218\uce58\ub97c \uacf5\uac1c\ud588\ub2e4. \ucd1d\uc218\uc785\uc740 \ubcf4\ud5d8\ub8cc\u00b7\uc815\ubd80\uc9c0\uc6d0\uae08\u00b7\ud22c\uc790\uc218\uc775 \ub4f1\uc73c\ub85c \uad6c\uc131\ub418\uba70, \uc774 \uc911 \ubcf4\ud5d8\ub8cc \uc218\uc785\uc774 \uc804\ub144 \ub300\ube44 3\uc870 3,256\uc5b5\uc6d0 \uc99d\uac00\ud588\ub2e4. \ub2e4\ub9cc \uc9c1\uc7a5\ubcf4\ud5d8 \uac00\uc785\uc790\uc758 \ubcf4\uc218\uc6d4\uc561 \uc99d\uac00 \ub454\ud654\uc640 \ubcf4\ud5d8\ub8cc\uc728 \ub3d9\uacb0\ub85c \uc9c1\uc7a5\ubcf4\ud5d8\ub8cc \uc99d\uac00\uc728\uc740 3.5%\ub85c \uc18c\ud3ed \ud558\ub77d\ud588\ub2e4.<\/p>\n<p>\uc815\ubd80\uc9c0\uc6d0\uae08\uc740 12\uc870 5,000\uc5b5\uc6d0 \uaddc\ubaa8\ub85c \uc804\ub144 \ub300\ube44 3,255\uc5b5\uc6d0 \uc99d\uc561\ub3fc \uc7ac\uc815 \uc218\uc785 \uce21\uba74\uc5d0\uc11c \ubcf4\uc644 \uc5ed\ud560\uc744 \ud588\ub2e4. \uacf5\ub2e8\uc740 \uae08\uc735\uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub9de\ucd98 \uc804\ub7b5\uc801 \uc790\uae08\uc6b4\uc6a9\uc744 \ud1b5\ud574 \ubaa9\ud45c\uc218\uc775\ub960 3.11%\ub97c \uc0c1\ud68c\ud558\ub294 3.27% \uc218\uc775\ub960\ub85c 7,088\uc5b5\uc6d0\uc758 \ud604\uae08 \uc218\uc775\uc744 \ud655\ubcf4\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uc774\ub294 \uc7ac\uc815 \ubcf4\uac15\uc5d0 \uae30\uc5ec\ud588\uc9c0\ub9cc \uc7a5\uae30\uc801\uc73c\ub860 \ubcc0\ub3d9\uc131\uc774 \uc218\ubc18\ub41c\ub2e4.<\/p>\n<p>\ud55c\ud3b8 \ucd1d\uc9c0\ucd9c\uc740 102\uc870 3,589\uc5b5\uc6d0\uc73c\ub85c \ub298\uc5c8\ub294\ub370, \ubcf4\ud5d8\uae09\uc5ec\ube44\uac00 \uc218\uac00 \uc778\uc0c1(1.96%) \ubc0f \ube44\uc0c1\uc9c4\ub8cc\u00b7\uc0c1\uae09\uc885\ud569\ubcd1\uc6d0 \uad6c\uc870\uc804\ud658 \uc9c0\uc6d0 \uc0ac\uc5c5 \ubcf8\uaca9\ud654 \ub4f1\uc73c\ub85c \ud070 \ud3ed\uc73c\ub85c \uc99d\uac00\ud588\ub2e4. 2024\ub144 \uc218\ub828\ubcd1\uc6d0\uc5d0 \uc120\uc9c0\uae09\ub41c 1\uc870 4,844\uc5b5\uc6d0\uc774 2025\ub144 \uc804\uc561 \uc0c1\ud658\ub41c \uc810\uc740 \ucd1d\uc9c0\ucd9c \uc99d\uac00\uc728\uc744 \ub2e4\uc18c \ub454\ud654\uc2dc\ud0a4\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud588\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uccab\uc9f8, 5\ub144 \uc5f0\uc18d \ud751\uc790\ub77c\ub294 \uc131\uacfc\ub294 \ub2e8\uae30\uc801 \uc7ac\uc815 \uc548\uc815\uc131\uc744 \ubcf4\uc5ec\uc8fc\uc9c0\ub9cc \ud751\uc790 \ud3ed\uc758 \ucd95\uc18c\ub294 \uacbd\uace0 \uc2e0\ud638\ub2e4. \ucd1d\uc218\uc785 \uc99d\uac00\uc728\uc774 \ub9e4\ub144 \ub0ae\uc544\uc9c0\ub294 \uac00\uc6b4\ub370 \uc9c0\ucd9c \uc99d\uac00\uc728\uc740 \ub354 \ub192\uc740 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec \uc7ac\uc815 \uade0\ud615\uc758 \ub9c8\uc9c0\ub178\uc120\uc774 \uc881\uc544\uc9c0\uace0 \uc788\ub2e4. \ud2b9\ud788 \ubcf4\ud5d8\uae09\uc5ec\ube44 \uc99d\uac00\uc728(8.4%)\uc740 \uc218\uc785 \uc99d\uac00\ub97c \uc55e\uc11c\uac00 \uc7ac\uc815 \uc555\ubc15 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud55c\ub2e4.<\/p>\n<p>\ub458\uc9f8, \uc778\uad6c\uad6c\uc870 \ubcc0\ud654(\uc0dd\uc0b0\uc5f0\ub839\uc778\uad6c \uac10\uc18c)\uc640 \uc800\uc131\uc7a5 \ud750\ub984\uc740 \ubcf4\ud5d8\ub8cc \uae30\ubc18\uc744 \uc57d\ud654\uc2dc\ucf1c \uc911\uc7a5\uae30\uc801 \uc218\uc785 \uc804\ub9dd\uc744 \uc5b4\ub461\uac8c \ud55c\ub2e4. \uc815\ubd80\uc758 \ubcf5\uc9c0 \ud655\ub300 \uc815\ucc45(\uac04\ubcd1\ube44 \uc801\uc6a9, \uc0c1\ubcd1\uc218\ub2f9 \ub4f1)\uc740 \uc0ac\ud68c\uc801 \uc694\uad6c\ub97c \ubc18\uc601\ud55c \uac83\uc774\uc9c0\ub9cc \uc0c1\ub2f9\ud55c \uc7ac\uc815 \uc18c\uc694\ub97c \uc218\ubc18\ud558\ubbc0\ub85c \uc7ac\uc6d0 \ub9c8\ub828 \ubc29\uc548\uc774 \ubcd1\ud589\ub418\uc9c0 \uc54a\uc73c\uba74 \uc801\ub9bd\uae08 \uc18c\uc9c4\uc744 \uc57c\uae30\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \uacf5\ub2e8\uc758 \ub300\uc751 \uc804\ub7b5\uc740 \uc138 \ucd95\uc73c\ub85c \uc694\uc57d\ub41c\ub2e4. \ud22c\uc790\uc218\uc775\ub960 \uc81c\uace0\uc640 \ub2a5\ub3d9\uc801 \uc790\uae08\uc6b4\uc6a9, \uae09\uc5ec \uc9c0\ucd9c\uad00\ub9ac(\uc801\uc815\uc9c4\ub8cc \ucd94\uc9c4\ub2e8\uc744 \ud1b5\ud55c \uadfc\uac70 \uc911\uc2ec \uae09\uc5ec\ubd84\uc11d) \ubc0f \ubd88\ubc95\uae30\uad00 \ucc28\ub2e8(\ud2b9\ubcc4\uc0ac\ubc95\uacbd\ucc30\uad8c \ub3c4\uc785 \ucd94\uc9c4), \uc608\ubc29 \uc911\uc2ec\uc758 \uac74\uac15\uad00\ub9ac \uc11c\ube44\uc2a4 \ud655\ub300\uac00 \uadf8\uac83\uc774\ub2e4. \ub2e4\ub9cc \ud22c\uc790\uc804\ub7b5 \uace0\ub3c4\ud654\uc640 \uc9c0\ucd9c\uad00\ub9ac \uac15\ud654\ub294 \ub2e8\uae30 \ud6a8\uacfc\uac00 \uc81c\ud55c\uc801\uc77c \uc218 \uc788\uc5b4 \uc815\ucc45 \uacb0\uc815 \uacfc\uc815\uc5d0\uc11c \uc0ac\ud68c\uc801 \ud569\uc758\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<h2>\ube44\uad50 \ubc0f \ub370\uc774\ud130<\/h2>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\ud56d\ubaa9<\/th>\n<th>2025\ub144(\uae08\uc561)<\/th>\n<th>\uc804\ub144 \ub300\ube44 \uc99d\uac10(\uc5b5\uc6d0)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ucd1d\uc218\uc785<\/td>\n<td>102\uc870 8,585\uc5b5\uc6d0<\/td>\n<td>+37,715\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ucd1d\uc9c0\ucd9c<\/td>\n<td>102\uc870 3,589\uc5b5\uc6d0<\/td>\n<td>+49,963\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ub2f9\uae30\uc218\uc9c0(\ud751\uc790)<\/td>\n<td>4,996\uc5b5\uc6d0<\/td>\n<td>\u2014<\/td>\n<\/tr>\n<tr>\n<td>\ubcf4\ud5d8\ub8cc \uc218\uc785 \uc99d\uac00<\/td>\n<td>\u2014<\/td>\n<td>+33,256\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc815\ubd80\uc9c0\uc6d0\uae08<\/td>\n<td>12\uc870 5,000\uc5b5\uc6d0<\/td>\n<td>+3,255\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ud22c\uc790 \ud604\uae08\uc218\uc775<\/td>\n<td>\u2014<\/td>\n<td>7,088\uc5b5\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>\uc704 \ud45c\ub294 \uacf5\ub2e8\uc774 \uacf5\uac1c\ud55c 2025\ub144 \uc8fc\uc694 \uc218\uce58\uc640 \uc804\ub144 \ub300\ube44 \uc99d\uac10\uc561\uc744 \uc694\uc57d\ud55c \uac83\uc774\ub2e4. \uae08\uc561 \ud45c\uae30\ub294 \uacf5\ub2e8 \ubc1c\ud45c \ub2e8\uc704(\uc6d0\u00b7\uc5b5\uc6d0\u00b7\uc870\uc6d0)\ub97c \ub530\ub790\uc73c\uba70, \uc804\ub144 \uc218\uce58\uc758 \uc808\ub300\uac12\uc740 \uacf5\ub2e8 \uc790\ub8cc\uc758 \uc99d\uac10\uc561\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ub418\uc9c0 \uc54a\uc740 \ud56d\ubaa9\ub3c4 \uc788\ub2e4. \ud45c\uc758 \uc99d\uac10\uc561\uc740 \uacf5\ub2e8\uc774 \ubc1c\ud45c\ud55c \ube44\uad50 \uc218\uce58\ub85c \uc2e0\ub8b0 \uac00\ub2a5\ud55c \uacf5\uc2dd \ud1b5\uacc4\uc5d0 \uadfc\uac70\ud55c\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<blockquote>\n<p>&#8220;5\ub144 \uc5f0\uc18d \ud751\uc790\uc774\ub098 \ud751\uc790 \uaddc\ubaa8\uac00 \uc810\ucc28 \uac10\uc18c\ud574 \uc7ac\uc815\uc758 \uc9c0\uc18d\uac00\ub2a5\uc131 \uc81c\uace0\ub97c \uc704\ud55c \ub178\ub825\uc774 \ud544\uc694\ud558\ub2e4.&#8221;<\/p>\n<p><cite>\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8(\uacf5\uc2dd \ubc1c\ud45c)<\/cite><\/p><\/blockquote>\n<p>\uacf5\ub2e8\uc740 \ubc1c\ud45c\ubb38\uc5d0\uc11c \uc7ac\uc815 \uc9c0\ud45c\uc640 \ub354\ubd88\uc5b4 \uc800\uc131\uc7a5\u00b7\uc778\uad6c\uad6c\uc870 \ubcc0\ud654\ub97c \uc774\uc720\ub85c \ub2a5\ub3d9\uc801 \uc7ac\uc815\uad00\ub9ac\ub97c \uac15\uc870\ud588\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\uc9c0\ucd9c \uc99d\uac00 \uc18d\ub3c4\ub97c \uad00\ub9ac\ud558\uc9c0 \uc54a\uc73c\uba74 \uc911\uc7a5\uae30\uc801\uc73c\ub85c \uc801\ub9bd\uae08 \ud65c\uc6a9\uc774 \ubd88\uac00\ud53c\ud560 \uc218 \uc788\ub2e4. \uc608\ubc29\uacfc \uae09\uc5ec\uad00\ub9ac \uac15\ud654\uac00 \ubcd1\ud589\ub3fc\uc57c \ud55c\ub2e4.&#8221;<\/p>\n<p><cite>\ubcf4\uac74\uc758\ub8cc \uc7ac\uc815 \uc804\ubb38\uac00(\uc775\uba85 \uc694\uccad)<\/cite><\/p><\/blockquote>\n<p>\uc804\ubb38\uac00\ub294 \ub2e8\uae30 \ud751\uc790\uc5d0 \uc548\uc8fc\ud558\uc9c0 \ub9d0\uace0 \uad6c\uc870\uc801 \uac1c\uc120\uc744 \ubcd1\ud589\ud574\uc57c \ud55c\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\uc758\ub8cc \ud604\uc7a5\uc5d0\uc11c\ub294 \uac04\ubcd1\ube44 \uc801\uc6a9 \ub4f1 \uc0c8 \uacfc\uc81c\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc7ac\uc6d0 \ubc30\ubd84 \uacc4\ud68d\uc744 \uc694\uad6c\ud558\uace0 \uc788\ub2e4.&#8221;<\/p>\n<p><cite>\uc758\ub8cc\uacc4 \uc77c\uc120 \uad00\uacc4\uc790<\/cite><\/p><\/blockquote>\n<p>\uc758\ub8cc\uacc4 \uad00\uacc4\uc790\ub294 \uc815\ucc45 \uc2e4\ud589 \uc2dc \uc758\ub8cc\uae30\uad00\uacfc \uc774\uc6a9\uc790\uc5d0 \ubbf8\uce60 \uc601\ud5a5\uc5d0 \ub300\ud55c \uc0ac\uc804 \uac80\ud1a0\ub97c \ucd09\uad6c\ud588\ub2e4.<\/p>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>\ud604\uae08\ud750\ub984 \uae30\uc900\uc740 \ubcf4\ud5d8\ub8cc \uc218\uc785\u00b7\uc9c0\ucd9c\uacfc \ud604\uae08\uc131 \uc218\uc775\u00b7\uc9c0\ucd9c\uc744 \uc911\uc2ec\uc73c\ub85c \ud55c \ud68c\uacc4 \ucc98\ub9ac \ubc29\uc2dd\uc73c\ub85c, \ub2f9\uae30\uc218\uc9c0\ub294 \ud574\ub2f9 \uc5f0\ub3c4\uc758 \ud604\uae08 \uc720\uc785\uacfc \uc720\ucd9c \ucc28\uc561\uc744 \uc758\ubbf8\ud55c\ub2e4. \ub204\uc801 \uc900\ube44\uae08(\uc801\ub9bd\uae08)\uc740 \uacfc\uac70 \ud751\uc790 \ub204\uc801\uc73c\ub85c \uc313\uc778 \uc7ac\uc6d0\uc73c\ub85c \ube44\uc0c1\uc2dc \uc7ac\uc815 \uc644\ucda9 \uc5ed\ud560\uc744 \ud55c\ub2e4. \ud22c\uc790\uc218\uc775\ub960 \ud45c\uae30\ub294 \uacf5\ub2e8\uc774 \uc790\uae08\uc6b4\uc6a9\uc5d0\uc11c \uc5bb\uc740 \ud604\uae08\uc218\uc775\uc744 \uc5f0 \ud658\uc0b0\ud55c \uc218\uce58\uc774\uba70, \ubaa9\ud45c\uc218\uc775\ub960 \ub300\ube44 \ucd08\uacfc \ud639\uc740 \ubbf8\ub2ec \uc5ec\ubd80\uac00 \uc7ac\uc815 \uc131\uacfc\uc5d0 \uc601\ud5a5\uc744 \uc900\ub2e4. \ud2b9\ubcc4\uc0ac\ubc95\uacbd\ucc30\uad8c\uc740 \ubd88\ubc95\uac1c\uc124\uae30\uad00 \ub2e8\uc18d \ub4f1 \ubc95 \uc9d1\ud589 \uad8c\ud55c\uc744 \uac15\ud654\ud558\ub294 \uc81c\ub3c4\ub85c \uc7ac\uc815 \ub204\uc218 \ubc29\uc9c0\ub97c \ubaa9\ud45c\ub85c \ud55c\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84<\/h2>\n<ul>\n<li>\uac04\ubcd1\ube44 \uac74\uac15\ubcf4\ud5d8 \uc801\uc6a9\uacfc \uc0c1\ubcd1\uc218\ub2f9 \uc81c\ub3c4\ud654\uc758 \uc815\ud655\ud55c \uc7ac\uc815 \uc18c\uc694 \ucd94\uc815\uce58\ub294 \uc544\uc9c1 \uacf5\uac1c\ub418\uc9c0 \uc54a\uc544 \uc7a5\uae30\uc801 \uc601\ud5a5\uc774 \ubd88\ud655\uc2e4\ud558\ub2e4.<\/li>\n<li>\ud22c\uc790\uc218\uc775\ub960\uc758 \ud5a5\ud6c4 \uc9c0\uc18d\uc131\uacfc \uae08\uc735\uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \ub530\ub978 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \uc2e4\uc81c \uc131\uacfc\uc640 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>2025\ub144 \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\uc740 \ub2f9\uc7a5\uc5d0\ub294 \ud751\uc790\ub97c \uae30\ub85d\ud588\uc9c0\ub9cc \uad6c\uc870\uc801 \uc694\uc778\uc73c\ub85c \ud751\uc790 \ud3ed\uc774 \ucd95\uc18c\ub418\ub294 \ucd94\uc138\uac00 \uba85\ud655\ud558\ub2e4. \uc778\uad6c\uad6c\uc870 \ubcc0\ud654\uc640 \uc800\uc131\uc7a5 \uae30\uc870, \ubcf5\uc9c0 \ud655\ub300\uc5d0 \ub530\ub978 \uc9c0\ucd9c \uc555\ub825\uc740 \ud5a5\ud6c4 \uc7ac\uc815 \uc9c0\uc18d\uac00\ub2a5\uc131\uc5d0 \uc2e4\uc9c8\uc801 \uc704\ud611\uc774 \ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\uacf5\ub2e8\uc758 \ub300\uc751(\ud22c\uc790\uc6b4\uc6a9 \uace0\ub3c4\ud654\u00b7\uae09\uc5ec\uc9c0\ucd9c \uad00\ub9ac\u00b7\ubd88\ubc95\uae30\uad00 \ub2e8\uc18d \uac15\ud654\u00b7\uc608\ubc29 \uc911\uc2ec \uc815\ucc45 \ud655\ub300)\uc740 \ud544\uc694\ud55c \ubc29\ud5a5\uc774\ub098, \uc0ac\ud68c\uc801 \ud569\uc758\uc640 \ud568\uaed8 \uc7ac\uc6d0 \uc870\ub2ec \ubc29\uc548\uc774 \ubcd1\ud589\ub3fc\uc57c \uc2e4\ud6a8\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4. \ub3c5\uc790\ub294 \ud5a5\ud6c4 \uc815\ubd80\uc758 \uad6d\uc815\uacfc\uc81c \uc608\uc0b0 \ubc30\ubd84\uacfc \uacf5\ub2e8\uc758 \uc911\uc7a5\uae30 \uc7ac\uc815 \uc804\ub9dd \uc790\ub8cc\ub97c \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\uc57c \ud55c\ub2e4.<\/p>\n<h2>\ucd9c\ucc98<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.kpanews.co.kr\/news\/articleView.html?idxno=528252\" target=\"_blank\" rel=\"noopener\">\uc57d\uc0ac\uacf5\ub860 (\uc5b8\ub860)<\/a><\/li>\n<li><a href=\"https:\/\/www.nhis.or.kr\" target=\"_blank\" rel=\"noopener\">\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uacf5\uc2dd \ud648\ud398\uc774\uc9c0 (\uacf5\uc2dd)<\/a><\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 2025\ub144\ub3c4 \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\uc774 \ud604\uae08\ud750\ub984 \uae30\uc900 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0 \ud751\uc790\ub85c \uc9d1\uacc4\ub410\ub2e4\uace0 2026\ub144 1\uc6d4 \ubc1c\ud45c\ud588\ub2e4. \uc774\ub85c\uc368 2021\ub144\ubd80\ud130 5\ub144 \uc5f0\uc18d \ud751\uc790 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud588\uc9c0\ub9cc \ud751\uc790 \uaddc\ubaa8\ub294 \ub9e4\ub144 \ucd95\uc18c\ub418\ub294 \ucd94\uc138\ub97c \ubcf4\uc600\ub2e4. 2025\ub144 \ucd1d\uc218\uc785\uc740 102\uc870 8,585\uc5b5\uc6d0, \ucd1d\uc9c0\ucd9c\uc740 102\uc870 3,589\uc5b5\uc6d0\uc774\uba70 \ub204\uc801 \uc900\ube44\uae08\uc740 30\uc870 2,217\uc5b5\uc6d0\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4. \uacf5\ub2e8\uc740 \uc800\uc131\uc7a5\uacfc \uc778\uad6c\uad6c\uc870 \ubcc0\ud654\ub85c \uc7ac\uc815 \ucde8\uc57d\uc131\uc774 \ucee4\uc9c0\uace0 \uc788\uc5b4 \ub300\uc751\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 2025\ub144 \ub2f9\uae30\uc218\uc9c0 &#8230; <a title=\"\uac74\uac15\ubcf4\ud5d8 5\ub144 \uc5f0\uc18d &#8216;\ud751\uc790&#8217;\u20262025\ub144 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/health-insurance-surplus-4996\/\" aria-label=\"\uac74\uac15\ubcf4\ud5d8 5\ub144 \uc5f0\uc18d &#8216;\ud751\uc790&#8217;\u20262025\ub144 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":7502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\uac74\uac15\ubcf4\ud5d8 5\ub144 \uc5f0\uc18d \ud751\uc790, 2025\ub144 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5 \u2014 \uac74\uac15\ub9ac\ud3ec\ud2b8","rank_math_description":"\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ubc1c\ud45c\ud55c 2025\ub144 \uc7ac\uc815\uc740 \ub2f9\uae30\uc218\uc9c0 4,996\uc5b5\uc6d0 \ud751\uc790\ub85c 5\ub144 \uc5f0\uc18d \ud751\uc790\ub97c \uae30\ub85d\ud588\uc73c\ub098 \ud751\uc790 \ud3ed\uc740 \ucd95\uc18c\ub410\ub2e4. \ud5a5\ud6c4 \uc7ac\uc815 \uc9c0\uc18d\uac00\ub2a5\uc131 \ud655\ubcf4 \ubc29\uc548\uc774 \uad00\uac74\uc774\ub2e4.","rank_math_focus_keyword":"\uac74\uac15\ubcf4\ud5d8,\ud751\uc790,4996\uc5b5\uc6d0,\uc7ac\uc815,\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8","footnotes":""},"categories":[2],"tags":[],"class_list":["post-7505","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7505","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=7505"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7505\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/7502"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=7505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=7505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=7505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}