{"id":7706,"date":"2026-02-02T03:05:26","date_gmt":"2026-02-01T18:05:26","guid":{"rendered":"https:\/\/readtrends.com\/ko\/korean-banks-2400-retire\/"},"modified":"2026-02-02T03:05:26","modified_gmt":"2026-02-01T18:05:26","slug":"korean-banks-2400-retire","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/korean-banks-2400-retire\/","title":{"rendered":"\u201c5\uc5b5 \ubc1b\uace0 \ud1f4\uc0ac\ud569\ub2c8\ub2e4\u201d\u2026\uc740\ud589\uc6d0 &#8216;2400\uba85&#8217; \uc77c\ud130 \ub5a0\ub0ac\ub2e4, \uc65c?"},"content":{"rendered":"<article>\n<p><strong>\ud575\uc2ec \uc694\uc57d<\/strong><\/p>\n<p>\uc5f0\ub9d0\u00b7\uc5f0\ucd08 \uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\u00b7\ub18d\ud611 \ub4f1 5\ub300 \uc740\ud589\uc5d0\uc11c \uc57d 2,364\uba85(\uc57d 2,400\uba85)\uc5d0 \ub2ec\ud558\ub294 \uc9c1\uc6d0\uc774 \ud76c\ub9dd\ud1f4\uc9c1\uc73c\ub85c \ud68c\uc0ac\ub97c \ub5a0\ub0ac\ub2e4. \uc8fc\uc694 \uc740\ud589\ub4e4\uc740 \uadfc\uc18d\uae30\uac04\uc5d0 \ub530\ub77c \ucd5c\ub300 28~31\uac1c\uc6d4\uce58\uc758 \ud2b9\ubcc4\ud1f4\uc9c1\uae08\uc744 \uc9c0\uae09\ud588\uace0, \ud3c9\uade0 \uc218\ub839\uc561\uc740 \uae30\ubcf8\ud1f4\uc9c1\uae08 \ud3ec\ud568\ud574 4\uc5b5~5\uc5b5\uc6d0 \uc218\uc900\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4. \uc740\ud589\uad8c\uc740 \ub300\ucd9c \uaddc\uc81c\uc640 \uc601\uc5c5 \ubd88\ud655\uc2e4\uc131, \ube44\uc6a9 \uad00\ub9ac \ud544\uc694\uc131 \ub4f1\uc744 \uc774\uc720\ub85c \ud76c\ub9dd\ud1f4\uc9c1 \uaddc\ubaa8 \ubc0f \ud1f4\uc9c1\uae08 \uc870\uac74\uc744 \uc870\uc815\ud558\uace0 \uc788\ub2e4.<\/p>\n<p><strong>\ud575\uc2ec \uc0ac\uc2e4<\/strong><\/p>\n<ul>\n<li>5\ub300 \uc740\ud589\uc758 \ud76c\ub9dd\ud1f4\uc9c1\uc790 \uc218\ub294 2025\ub144 \ub9d0~2026\ub144 \ucd08 \uc0ac\uc774\uc5d0 \ucd1d 2,364\uba85\uc73c\ub85c \uc9d1\uacc4\ub410\ub2e4; \uc774\ub294 2024\ub144 \uac19\uc740 \uae30\uac04\uc758 2,324\uba85\uacfc \uc720\uc0ac\ud55c \uaddc\ubaa8\ub2e4.<\/li>\n<li>\uc2e0\ud55c\uc740\ud589\uc758 \ud76c\ub9dd\ud1f4\uc9c1\uc790\ub294 \uc62c\ud574 669\uba85\uc73c\ub85c 2025\ub144 1\uc6d4(541\uba85)\ubcf4\ub2e4 100\uba85 \uc774\uc0c1 \uc99d\uac00\ud588\ub2e4.<\/li>\n<li>\ub18d\ud611\uc740\ud589\uc740 2025\ub144 12\uc6d4 \uc2e0\uccad\uc744 \ubc1b\uc740 \uacb0\uacfc 443\uba85\uc774 \ud1f4\uc0ac\ud574 \uc804\ub144(391\uba85)\ubcf4\ub2e4 \ub298\uc5b4\ub0ac\ub2e4.<\/li>\n<li>\uad6d\ubbfc\uc740\ud589 549\uba85, \ud558\ub098\uc740\ud589 283\uba85, \uc6b0\ub9ac\uc740\ud589 420\uba85\uc740 \uc804\ub144 \ub3d9\uae30(647\u00b7316\u00b7429\uba85) \ub300\ube44 \uac10\uc18c\ud588\ub2e4.<\/li>\n<li>\ud1f4\uc9c1\uae08 \uc0b0\uc815 \uae30\uc900\uc740 \uc608\uc804\uc5d0 \ube44\ud574 \ucd95\uc18c\ub3fc 2025\ub144 \uae30\uc900 \uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\uc740\ud589\uc740 \ucd5c\ub300 31\uac1c\uc6d4\uce58, \ub18d\ud611\uc740\ud589\uc740 \ucd5c\ub300 28\uac1c\uc6d4\uce58\ub97c \ud2b9\ubcc4\ud1f4\uc9c1\uae08\uc73c\ub85c \uc81c\uc2dc\ud588\ub2e4.<\/li>\n<li>\uae08\uc735\uad8c \uc790\ub8cc\uc640 \ubc18\uae30\ubcf4\uace0\uc11c\ub97c \uc885\ud569\ud558\uba74 5\ub300 \uc740\ud589\uc758 1\uc778\ub2f9 \ud3c9\uade0 \ud76c\ub9dd\ud1f4\uc9c1\uae08\uc740 3\uc5b5 \uc6d0\ub300 \ucd08\uc911\ubc18\uc73c\ub85c, \uae30\ubcf8\ud1f4\uc9c1\uae08\uc744 \ud569\uce58\uba74 \ud3c9\uade0 4\uc5b5~5\uc5b5\uc6d0\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4.<\/li>\n<li>\uc77c\ubd80 \uace0\uc561 \uc0ac\ub840\ub294 10\uc5b5\uc6d0\uc744 \ub118\uc5b4, \ud558\ub098\uc740\ud589\uc758 \uc0c1\uc704 \ud1f4\uc9c1\uc790 \uac00\uc6b4\ub370 10\uc5b56,000\ub9cc\uc6d0\uc744 \ubc1b\uc740 \uc0ac\ub840\uac00 \ubcf4\uace0\ub410\ub2e4.<\/li>\n<li>\ucd5c\uadfc \uc218\ub144\uac04 5\ub300 \uc740\ud589\uc758 \uc5f0\uac04 \ud76c\ub9dd\ud1f4\uc9c1 \uaddc\ubaa8\ub294 2,000\uba85 \uc548\ud30e\uc73c\ub85c \uc815\ucc29\ub410\ub2e4(2022~2023\ub144 \uc57d 2,200\uba85, 2024\ub144 \uc57d 1,800\uba85, 2025\ub144 \ub2e4\uc2dc 2,000\uba85\ub300).<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\uc740\ud589\uad8c\uc758 \ud76c\ub9dd\ud1f4\uc9c1\uc740 \uad6c\uc870\uc870\uc815\uacfc \ube44\uc6a9 \ud6a8\uc728\ud654\uc758 \uc77c\ud658\uc73c\ub85c \uc218\ub144\uc9f8 \ubc18\ubcf5\ub3fc \uc654\ub2e4. 2020\ub144\ub300 \ucd08\ubc18 \uc774\ud6c4 \uc800\uae08\ub9ac\u00b7\uacbd\uae30 \ub454\ud654\uc640 \ub514\uc9c0\ud138\ud654 \uc9c4\uc804\uc740 \uc9c0\uc810 \ucd95\uc18c\uc640 \uc778\ub825 \uc7ac\ud3b8 \uc555\ub825\uc744 \ud0a4\uc6e0\ub2e4. \uc601\uc5c5\ud658\uacbd \uce21\uba74\uc5d0\uc11c\ub294 \ub300\ucd9c \uaddc\uc81c\uc640 \uae08\uc735\ub2f9\uad6d\uc758 \uac00\uc774\ub4dc\ub77c\uc778\uc774 \uc9c0\uc810 \ucd95\uc18c\ub97c \uc81c\ud55c\ud558\uba74\uc11c \uc778\ub825 \uac10\ucd95 \ubc29\uc2dd\uc5d0 \uc81c\uc57d\uc744 \uc8fc\uace0 \uc788\ub2e4. \ub3d9\uc2dc\uc5d0 \uc774\uc790 \ub9c8\uc9c4 \uac1c\uc120\uc740 \uc740\ud589 \uc218\uc775 \uad6c\uc870\ub97c \uc77c\uc815 \ubd80\ubd84 \ud68c\ubcf5\uc2dc\ud0a4\uc9c0\ub9cc, \ub300\ub0b4\uc678 \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc778\ud574 \uc77c\ud68c\uc131 \ub192\uc740 \ud1f4\uc9c1\uae08\uc744 \uc9c0\uc18d \uc9c0\uae09\ud558\uae34 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \uc0c1\ud669\uc774\ub2e4.<\/p>\n<p>\ub610\ud55c \uc740\ud589\ubcc4\ub85c \ub0b4\ubd80 \uc5ed\ub7c9\uc744 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc601\uc5ed(\ubc95\uc778\u00b7\uc790\uc0b0\uad00\ub9ac\u00b7\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc \ub4f1)\uacfc \uc790\ub3d9\ud654\ub85c \ub300\uccb4 \uac00\ub2a5\ud55c \uc5c5\ubb34\uc758 \uacbd\uacc4\uac00 \uba85\ud655\ud574\uc9c0\uba74\uc11c \ud76c\ub9dd\ud1f4\uc9c1 \ub300\uc0c1 \uc120\uc815 \uae30\uc900\ub3c4 \uc815\uad50\ud654\ub410\ub2e4. \uacfc\uac70\uc5d0\ub294 \ub300\uaddc\ubaa8 \uc77c\uad04 \ud1f4\uc9c1\uc774 \ube48\ubc88\ud588\uc73c\ub098 \ucd5c\uadfc\uc5d0\ub294 \uc9c1\ubb34\u00b7\uc5f0\ub839\u00b7\uc9c0\uc5ed\ubcc4\ub85c \uc138\ubd84\ud654\ub41c \uc870\uce58\uac00 \ub298\uace0 \uc788\ub2e4. \ub178\ub3d9\uc2dc\uc7a5 \uce21\uba74\uc5d0\uc120 \uc740\ud589\uad8c \ud1f4\uc9c1\uc790\uc758 \uc7ac\ucde8\uc5c5 \uae30\ud68c\uc640 \uc911\uc7a5\uae30 \uacbd\ub825 \uc804\ud658 \ubb38\uc81c\uac00 \uc0ac\ud68c\uc801 \uad00\uc2ec\uc0ac\ub85c \ubd80\uac01\ub418\uace0 \uc788\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74 \uc804\uac1c<\/h2>\n<p>\uae08\uc735\uad8c \uc9d1\uacc4\uc5d0 \ub530\ub974\uba74 2025\ub144 \ub9d0\ubd80\ud130 2026\ub144 \ucd08\uae4c\uc9c0 5\ub300 \uc740\ud589\uc5d0\uc11c \ucd1d 2,364\uba85\uc774 \ud76c\ub9dd\ud1f4\uc9c1\uc744 \uacb0\uc815\ud588\ub2e4. \uc2e0\ud55c\uc740\ud589\uc758 \uc774\ubc88 \ud76c\ub9dd\ud1f4\uc9c1\uc740 2020\ub144 \uc774\ud6c4 \ucd5c\ub300 \uaddc\ubaa8\ub85c, \uc62c\ud574 669\uba85\uc774 \uc2e0\uccad\u00b7\ud1f4\uc0ac\ud588\ub2e4. \ub18d\ud611\uc740\ud589\uc740 \uc9c0\ub09c\ud574 12\uc6d4 \uc2e0\uccad \uc811\uc218 \uacb0\uacfc 443\uba85\uc774 \ud1f4\uc0ac\ud574 \uc804\ub144\ubcf4\ub2e4 \ub298\uc5b4\ub0ac\ub2e4. \ubc18\uba74 \uad6d\ubbfc\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\uc740\ud589\uc740 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 \uc18c\ud3ed \uac10\uc18c\ud588\ub2e4.<\/p>\n<p>\ud1f4\uc9c1\uae08 \uc870\uac74\uc740 2023\ub144\uc758 \ucd5c\ub300 35~36\uac1c\uc6d4\uce58\uc5d0\uc11c 2024\ub144 \uc774\ud6c4 \ub300\ubd80\ubd84 \uc740\ud589\uc774 \ucd5c\ub300 31\uac1c\uc6d4\uce58\ub85c \ucd95\uc18c\ub410\ub2e4. 2025\ub144\uc5d0\ub3c4 \uc774 \uc218\uc900\uc774 \uc720\uc9c0\ub41c \uac00\uc6b4\ub370, \uc740\ud589\ub4e4\uc740 \uadfc\uc18d\uc5f0\uc218\uc5d0 \ub530\ub77c \ucc28\ub4f1 \uc9c0\uae09\ud558\uba74\uc11c\ub3c4 \uc804\uccb4 \ube44\uc6a9\uc744 \ub0ae\ucd94\ub824\ub294 \uae30\uc870\ub97c \uc774\uc5b4\uac14\ub2e4. \uc740\ud589 \ub0b4\ubd80 \uad00\uacc4\uc790\ub294 \uc601\uc5c5\ub825 \uc720\uc9c0\uc640 \ube44\uc6a9 \uad00\ub9ac\ub97c \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud574\uc57c \ud558\ub294 \ud604\uc2e4\uc744 \uc774\uc720\ub85c \ub4e4\uc5c8\ub2e4.<\/p>\n<p>\ud1f4\uc9c1\uae08 \uaddc\ubaa8\ub294 \uacf5\uac1c\ub41c \ubc18\uae30\ubcf4\uace0\uc11c\uc640 \uc740\ud589 \uacf5\uc2dc\ub97c \ud1b5\ud574 \uc77c\ubd80 \ud655\uc778\ub41c\ub2e4. 2024\ub144 \ud68c\uacc4\uc5f0\ub3c4 \uae30\uc900 \uc740\ud589\ubcc4 1\uc778\ub2f9 \ud3c9\uade0 \ud2b9\ubcc4\ud1f4\uc9c1\uae08\uc740 \uad6d\ubbfc\u00b7\ud558\ub098\uc740\ud589\uc774 \uc57d 3\uc5b57,000\ub9cc\uc6d0\uc73c\ub85c \uac00\uc7a5 \ub192\uc558\uace0, \uc6b0\ub9ac\uc740\ud589 3\uc5b54,918\ub9cc\uc6d0, \ub18d\ud611\uc740\ud589 3\uc5b52,240\ub9cc\uc6d0, \uc2e0\ud55c\uc740\ud589 3\uc5b51,286\ub9cc\uc6d0 \uc21c\uc774\uc5c8\ub2e4. \uc5ec\uae30\uc5d0 \uae30\ubcf8\ud1f4\uc9c1\uae08\uc744 \ub354\ud558\uba74 \ud3c9\uade0 \uc218\ub839\uc561\uc740 4\uc5b5~5\uc5b5\uc6d0\ub300\ub85c \uacc4\uc0b0\ub41c\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uccab\uc9f8, \uc774\ubc88 \ud76c\ub9dd\ud1f4\uc9c1\uc740 \ub2e8\uc21c\ud55c \uc778\ub825 \uac10\ucd95\uc744 \ub118\uc5b4 \uc740\ud589\uc758 \ube44\uc6a9\uad6c\uc870 \uc7ac\ud3b8 \uc2e0\ud638\ub85c \uc77d\ud78c\ub2e4. \uc601\uc5c5\uc810 \uc6b4\uc601\ube44\u00b7\uc778\uac74\ube44\ub97c \uc904\uc774\ub294 \ub3d9\uc2dc\uc5d0 \ub514\uc9c0\ud138 \uc804\ud658\uacfc \uace0\uc218\uc775 \ubd84\uc57c\ub85c\uc758 \uc5ed\ub7c9 \uc9d1\uc911\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801 \uc218\uc775\uc131 \uac1c\uc120\uc744 \ub3c4\ubaa8\ud558\ub824\ub294 \uc804\ub7b5\uc774\ub2e4. \ub2e4\ub9cc \uc774\ub7ec\ud55c \uc804\ud658\uc774 \ub2e8\uae30\uac04 \ub0b4\uc5d0 \uac00\uc2dc\uc801 \uc131\uacfc\ub97c \ub0b4\uae30\ub294 \uc27d\uc9c0 \uc54a\ub2e4.<\/p>\n<p>\ub458\uc9f8, \ud1f4\uc9c1\uae08 \ucd95\uc18c\ub294 \uc740\ud589\uc758 \ube44\uc6a9 \ubd80\ub2f4 \uc644\ud654\ub97c \uc704\ud55c \ud604\uc2e4\uc801 \uc120\ud0dd\uc774\uc9c0\ub9cc \uc9c1\uc6d0\u00b7\ub178\ub3d9\uc2dc\uc7a5\uc5d0\ub294 \ucda9\uaca9\uc744 \ub0a8\uae34\ub2e4. \ud3c9\uade0 \ud1f4\uc9c1\uae08\uc774 \uc5ec\uc804\ud788 \uc218\uc5b5\uc6d0\ub300\uc5d0 \ub2ec\ud558\uc9c0\ub9cc, \uacfc\uac70\ubcf4\ub2e4 \uc870\uac74\uc774 \uc545\ud654\ub41c \uc810\uc740 \ud3c9\uc0dd\uc9c1\uc7a5 \uac1c\ub150\uc774 \uc57d\ud654\ub418\ub294 \ub178\ub3d9\ud658\uacbd \ubcc0\ud654\ub97c \uc0c1\uc9d5\ud55c\ub2e4. \uc7ac\ucde8\uc5c5 \uc9c0\uc6d0\u00b7\uc9c1\ubb34 \uc804\ud658 \uad50\uc721 \ub4f1\uacfc \uac19\uc740 \uc0ac\ud6c4 \uc870\uce58\uc758 \uc911\uc694\uc131\uc774 \ucee4\uc9c4\ub2e4.<\/p>\n<p>\uc14b\uc9f8, \uae08\uc735\uc2dc\uc2a4\ud15c \ucc28\uc6d0\uc5d0\uc11c\ub294 \ub300\uaddc\ubaa8 \ud1f4\uc9c1 \ud504\ub85c\uadf8\ub7a8\uc774 \uc740\ud589\uc758 \ub2e8\uae30 \uc7ac\ubb34\uc9c0\ud45c\uc5d0\ub294 \uae0d\uc815\uc801 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\ub098, \uc911\uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ud575\uc2ec \uc778\ub825 \uc720\ucd9c\uacfc \uace0\uac1d\uc11c\ube44\uc2a4 \ud488\uc9c8 \uc800\ud558 \ub9ac\uc2a4\ud06c\ub97c \ub3d9\ubc18\ud560 \uc218 \uc788\ub2e4. \ud2b9\ud788 \uc9c0\uc5ed \uc601\uc5c5 \uae30\ubc18 \ucd95\uc18c\ub294 \uc9c0\uc5ed \uacbd\uc81c\uc640\uc758 \uc5f0\uacc4\uc131 \uc57d\ud654\ub97c \ucd08\ub798\ud560 \uc6b0\ub824\uac00 \uc788\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uad6d\uc81c\uc801 \uad00\uc810\uc5d0\uc11c \ubcf4\uba74 \uae00\ub85c\ubc8c \uc740\ud589\ub4e4\ub3c4 \uc720\uc0ac\ud55c \ub514\uc9c0\ud138 \uc804\ud658\uacfc \uc778\ub825 \uc7ac\ud3b8\uc744 \uacaa\uace0 \uc788\uc5b4 \ud55c\uad6d \uc740\ud589\uad8c\uc758 \uc870\uc815\uc740 \uc138\uacc4\uc801 \ud750\ub984\uacfc \ub9e5\uc744 \uac19\uc774\ud55c\ub2e4. \ud558\uc9c0\ub9cc \uaddc\uc81c\u00b7\uc2dc\uc7a5 \uad6c\uc870\uc758 \ucc28\uc774\ub85c \uc778\ud574 \ud55c\uad6d\ub9cc\uc758 \ud2b9\uc218\uc131(\uc608: \uc601\uc5c5\uc810 \uc720\uc9c0 \uaddc\uc81c)\uc774 \uac1c\uc785\ud558\uba74\uc11c \uc870\uc815 \uc18d\ub3c4\uc640 \ubc29\uc2dd\uc740 \ucc28\ubcc4\ud654\ub41c\ub2e4.<\/p>\n<figure><figcaption>\uc5f0\ub3c4\ubcc4 5\ub300 \uc740\ud589 \ud76c\ub9dd\ud1f4\uc9c1\uc790 \uaddc\ubaa8(\uc608\uc2dc)<\/figcaption><table>\n<thead>\n<tr>\n<th>\uc5f0\ub3c4<\/th>\n<th>\ud76c\ub9dd\ud1f4\uc9c1\uc790 \uc218(5\ub300)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2022<\/td>\n<td>\uc57d 2,200\uba85<\/td>\n<\/tr>\n<tr>\n<td>2023<\/td>\n<td>\uc57d 2,200\uba85<\/td>\n<\/tr>\n<tr>\n<td>2024<\/td>\n<td>\uc57d 1,800\uba85<\/td>\n<\/tr>\n<tr>\n<td>2025~2026(\uc5f0\ub9d0\u00b7\uc5f0\ucd08)<\/td>\n<td>2,364\uba85<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>\uc704 \uc218\uce58\ub294 \uacf5\uc2dc\uc640 \ubcf4\ub3c4\uc790\ub8cc, \uae08\uc735\uad8c \uc9d1\uacc4\ub97c \uc885\ud569\ud55c \uac1c\uad04\uc801 \ube44\uad50\ub2e4. \uc5f0\ub3c4\ubcc4 \ubcc0\ub3d9\uc740 \uc740\ud589\ubcc4 \uc815\ucc45, \uacbd\uae30 \uc0c1\ud669, \uaddc\uc81c \ud658\uacbd\uc758 \ubcc0\ud654\uc5d0 \ub530\ub77c \uc124\uba85\ub41c\ub2e4. \ud45c\uc758 \uc218\uce58\ub294 \uc18c\uc218\uc810 \ub4f1 \uc138\ubd80 \ud56d\ubaa9\uc744 \ub2e8\uc21c\ud654\ud55c \uc694\uc57d\uce58\uc784\uc744 \uc720\uc758\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<p>\uc740\ud589 \uce21\uc740 \ube44\uc6a9 \uad00\ub9ac\uc640 \ud575\uc2ec \uc5ed\ub7c9 \uc720\uc9c0\ub97c \uc704\ud574 \ubd88\uac00\ud53c\ud55c \uc120\ud0dd\uc774\uc5c8\ub2e4\uace0 \uc124\uba85\ud55c\ub2e4. \ub2e4\uc74c\uc740 \uc740\ud589 \uad00\uacc4\uc790 \ubc1c\uc5b8\uc758 \uc694\uc9c0\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\uc0dd\uc0b0\uc801 \uae08\uc735 \uc5ed\ub7c9\uc744 \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \ub300\ub0b4\uc678 \ubd88\ud655\uc2e4\uc131 \ub54c\ubb38\uc5d0 \ud76c\ub9dd\ud1f4\uc9c1\uc5d0 \uacfc\ub3c4\ud55c \ube44\uc6a9\uc744 \uc4f0\uae30 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc785\ub2c8\ub2e4.&#8221;<\/p>\n<p><cite>\uc740\ud589 \uad00\uacc4\uc790(\uae08\uc735\uad8c, \uc775\uba85)<\/cite><\/p><\/blockquote>\n<p>\ud55c \uacbd\uc81c \ubd84\uc11d\uac00\ub294 \uc774\ubc88 \uc870\uce58\ub97c \ub178\ub3d9\uc2dc\uc7a5 \uad6c\uc870 \ubcc0\ud654\uc640 \uc5f0\uacc4\ud574 \ud574\uc11d\ud588\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\ub514\uc9c0\ud138\ud654\uc640 \uc601\uc5c5 \uad6c\uc870 \ubcc0\ud654\uac00 \uc778\ub825 \uc218\uc694\ub97c \uc7ac\ud3b8\ud558\uace0 \uc788\uc73c\uba70, \uc740\ud589\uad8c\uc740 \ube44\uc6a9\uacfc \uc11c\ube44\uc2a4 \ud488\uc9c8 \uc0ac\uc774\uc758 \uade0\ud615\uc744 \ucc3e\uace0 \uc788\ub2e4.&#8221;<\/p>\n<p><cite>\uae08\uc735\u00b7\uacbd\uc81c \uc804\ubb38\uac00<\/cite><\/p><\/blockquote>\n<p>\ud604\uc7a5\uc5d0\uc120 \ud1f4\uc9c1\uc790\ub4e4\uc758 \uc7ac\ucde8\uc5c5\uacfc \uc0dd\ud65c \uc548\uc815\uc5d0 \ub300\ud55c \uc6b0\ub824\ub3c4 \ub098\uc628\ub2e4.<\/p>\n<blockquote>\n<p>&#8220;\ud1f4\uc9c1\uae08\uc774 \uc218\uc5b5 \uc6d0\uc774\ub77c\ub3c4 \uacbd\ub825 \uc804\ud658 \uacfc\uc815\uc5d0\uc11c \uc18c\ub4dd \uacf5\ubc31\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc5b4 \uc9c0\uc6d0 \uc815\ucc45\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.&#8221;<\/p>\n<p><cite>\ub178\ub3d9\uc2dc\uc7a5 \uc804\ubb38\uac00<\/cite><\/p><\/blockquote>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>\ud76c\ub9dd\ud1f4\uc9c1(\ud2b9\ubcc4\ud1f4\uc9c1)\uc740 \ud68c\uc0ac\uac00 \uc790\ubc1c\uc801\uc73c\ub85c \uc77c\uc815 \uc870\uac74\uc744 \uc81c\uc2dc\ud574 \uadfc\ub85c\uc790\uac00 \ud1f4\uc9c1\uc744 \uc120\ud0dd\ud558\ub3c4\ub85d \ud558\ub294 \uc778\ub825 \uc815\ub9ac \ubc29\uc2dd\uc774\ub2e4. \ud2b9\ubcc4\ud1f4\uc9c1\uae08\uc740 \uadfc\uc18d\uc5f0\uc218\u00b7\uc9c1\uae09\u00b7\ud68c\uc0ac \uaddc\uc815\uc5d0 \ub530\ub77c \uc0b0\uc815\ub418\uba70, \uae30\ubcf8\ud1f4\uc9c1\uae08\uacfc \ubcc4\ub3c4\ub85c \uc9c0\uae09\ub418\ub294 \uc77c\ud68c\uc131 \ubcf4\uc0c1\uc774\ub2e4. \uc774\ubc88 \uae30\uc0ac\uc5d0\uc11c \uc0ac\uc6a9\ud55c \uc218\uce58\ub294 \uc740\ud589 \uacf5\uc2dc\uc640 \ubcf4\ub3c4\uc790\ub8cc, \uae08\uc735\uad8c \uc9d1\uacc4\ub97c \uc885\ud569\ud55c \uac83\uc774\ub2e4. \ud3c9\uade0\uac12\uc740 \uacf5\uac1c\ub41c \ubc18\uae30\ubcf4\uace0\uc11c\uc758 \ud45c\ubcf8\uc744 \uae30\ubc18\uc73c\ub85c \uacc4\uc0b0\ud588\uc73c\uba70, \uc740\ud589\ubcc4 \uc0b0\uc815 \ubc29\uc2dd\uacfc \ud45c\ubcf8 \ucc28\uc774\ub85c \uc624\ucc28\uac00 \uc788\uc744 \uc218 \uc788\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84<\/h2>\n<ul>\n<li>\uc77c\ubd80 \uace0\uc561 \uc9c0\uae09 \uc0ac\ub840\uc758 \uc815\ud655\ud55c \uc0b0\ucd9c\ub0b4\uc5ed(\uc131\uacfc\uae09 \ud3ec\ud568 \uc5ec\ubd80 \ub4f1)\uc740 \uc740\ud589 \uacf5\uc2dc \uc678\uc5d0 \uac1c\ubcc4 \ud655\uc778\uc774 \ud544\uc694\ud558\ub2e4.<\/li>\n<li>\ud1f4\uc9c1\uc790\ub4e4\uc758 \uc2e4\uc81c \uc7ac\ucde8\uc5c5\ub960\u00b7\uc18c\ub4dd \ubcc0\ud654\ub294 \uc7a5\uae30 \ucd94\uc801\uc774 \ud544\uc694\ud558\uba70, \ud604\uc7ac \uc790\ub8cc\ub85c\ub294 \ub2e8\uae30\uac04 \ub0b4 \uacb0\ub860\uc744 \ub0b4\ub9ac\uae30 \uc5b4\ub835\ub2e4.<\/li>\n<li>\uc740\ud589\ubcc4 \ub0b4\ubd80 \uc778\uc6d0 \uc7ac\ubc30\uce58 \uacc4\ud68d\uacfc \uc601\uc5c5\uc810 \ucd95\uc18c\uc758 \uad6c\uccb4 \uc77c\uc815\uc740 \uacf5\uac1c\ub418\uc9c0 \uc54a\uc544 \ud5a5\ud6c4 \ubcc0\ub3d9 \uac00\ub2a5\uc131\uc774 \uc874\uc7ac\ud55c\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>\uc774\ubc88 5\ub300 \uc740\ud589\uc758 \ud76c\ub9dd\ud1f4\uc9c1\uc740 \ube44\uc6a9\ud1b5\uc81c\uc640 \uad6c\uc870\uc801 \uc804\ud658 \uc694\uad6c\uac00 \ub9de\ubb3c\ub9b0 \uacb0\uacfc\ub2e4. \ud3c9\uade0 \ud1f4\uc9c1\uae08\uc774 \uc5ec\uc804\ud788 \ub192\uc740 \uc218\uc900\uc784\uc5d0\ub3c4 \uc9c0\uae09 \uc870\uac74\uc774 \uacfc\uac70\ubcf4\ub2e4 \uc5c4\uaca9\ud574\uc9c4 \uc810\uc740 \uc740\ud589\uad8c\uc758 \ubd80\ub2f4 \uacbd\uac10 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc900\ub2e4. \uadf8\ub7ec\ub098 \ub2e8\uae30\uc801 \ube44\uc6a9 \uc808\uac10\uc774 \uc7a5\uae30\uc801 \uacbd\uc7c1\ub825 \uac15\ud654\ub85c \uc774\uc5b4\uc9c0\ub824\uba74 \uc778\ub825 \uc7ac\ubc30\uce58, \uc7ac\ucde8\uc5c5 \uc9c0\uc6d0, \uace0\uac1d\uc11c\ube44\uc2a4 \uc720\uc9c0 \ubc29\uc548\uc774 \ubcd1\ud589\ub3fc\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc815\ucc45\ub2f9\uad6d\uacfc \uc740\ud589, \ub178\ub3d9\uc2dc\uc7a5\uc774 \ud611\ub825\ud574 \ud1f4\uc9c1\uc790\ub4e4\uc758 \uc0ac\ud68c\uc801 \uc548\uc804\ub9dd\uacfc \uc9c1\ubb34 \uc7ac\ud6c8\ub828\uc744 \uac15\ud654\ud558\ub294 \uac83\uc774 \ud544\uc694\ud558\ub2e4. \ub3c5\uc790\ub294 \ud5a5\ud6c4 \uc740\ud589\ubcc4 \uacf5\uc2dc\uc640 \uae08\uc735\ub2f9\uad6d\uc758 \uac00\uc774\ub4dc\ub77c\uc778 \ubcc0\ud654\ub97c \uc8fc\uc2dc\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n<p><strong>\ucd9c\ucc98<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.hankyung.com\/article\/2026020161007\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uacbd\uc81c(\uc5b8\ub860 \ubcf4\ub3c4)<\/a><\/li>\n<li><a href=\"https:\/\/dart.fss.or.kr\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uac10\ub3c5\uc6d0 \uc804\uc790\uacf5\uc2dc\uc2dc\uc2a4\ud15c(DART, \uacf5\uc2dd \uae08\uc735\uacf5\uc2dc)<\/a><\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d \uc5f0\ub9d0\u00b7\uc5f0\ucd08 \uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\u00b7\ub18d\ud611 \ub4f1 5\ub300 \uc740\ud589\uc5d0\uc11c \uc57d 2,364\uba85(\uc57d 2,400\uba85)\uc5d0 \ub2ec\ud558\ub294 \uc9c1\uc6d0\uc774 \ud76c\ub9dd\ud1f4\uc9c1\uc73c\ub85c \ud68c\uc0ac\ub97c \ub5a0\ub0ac\ub2e4. \uc8fc\uc694 \uc740\ud589\ub4e4\uc740 \uadfc\uc18d\uae30\uac04\uc5d0 \ub530\ub77c \ucd5c\ub300 28~31\uac1c\uc6d4\uce58\uc758 \ud2b9\ubcc4\ud1f4\uc9c1\uae08\uc744 \uc9c0\uae09\ud588\uace0, \ud3c9\uade0 \uc218\ub839\uc561\uc740 \uae30\ubcf8\ud1f4\uc9c1\uae08 \ud3ec\ud568\ud574 4\uc5b5~5\uc5b5\uc6d0 \uc218\uc900\uc73c\ub85c \ucd94\uc815\ub41c\ub2e4. \uc740\ud589\uad8c\uc740 \ub300\ucd9c \uaddc\uc81c\uc640 \uc601\uc5c5 \ubd88\ud655\uc2e4\uc131, \ube44\uc6a9 \uad00\ub9ac \ud544\uc694\uc131 \ub4f1\uc744 \uc774\uc720\ub85c \ud76c\ub9dd\ud1f4\uc9c1 \uaddc\ubaa8 \ubc0f \ud1f4\uc9c1\uae08 \uc870\uac74\uc744 \uc870\uc815\ud558\uace0 \uc788\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 5\ub300 \uc740\ud589\uc758 \ud76c\ub9dd\ud1f4\uc9c1\uc790 \uc218\ub294 2025\ub144 \ub9d0~2026\ub144 &#8230; <a title=\"\u201c5\uc5b5 \ubc1b\uace0 \ud1f4\uc0ac\ud569\ub2c8\ub2e4\u201d\u2026\uc740\ud589\uc6d0 &#8216;2400\uba85&#8217; \uc77c\ud130 \ub5a0\ub0ac\ub2e4, \uc65c?\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/korean-banks-2400-retire\/\" aria-label=\"\u201c5\uc5b5 \ubc1b\uace0 \ud1f4\uc0ac\ud569\ub2c8\ub2e4\u201d\u2026\uc740\ud589\uc6d0 &#8216;2400\uba85&#8217; \uc77c\ud130 \ub5a0\ub0ac\ub2e4, \uc65c?\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":7702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\u201c5\uc5b5 \ubc1b\uace0 \ud1f4\uc0ac\ud569\ub2c8\ub2e4\u201d\u2026\uc740\ud589\uc6d0 2400\uba85, \uc65c \ub5a0\ub0ac\ub098 | \ub274\uc2a4\uc778\uc0ac\uc774\ud2b8","rank_math_description":"\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac\u00b7\ub18d\ud611 \ub4f1 5\ub300 \uc740\ud589\uc5d0\uc11c \uc57d 2,364\uba85\uc774 \ud76c\ub9dd\ud1f4\uc9c1\uc73c\ub85c \ud1f4\uc0ac\ud588\ub2e4. \ud3c9\uade0 \ud1f4\uc9c1\uae08\uc740 \uae30\ubcf8 \ud3ec\ud568 4\uc5b5~5\uc5b5\uc6d0 \uc218\uc900\uc73c\ub85c \ucd94\uc815\ub418\uba70, \ubc30\uacbd\uacfc \ud30c\uae09\ud6a8\uacfc\ub97c \ubd84\uc11d\ud55c\ub2e4.","rank_math_focus_keyword":"\ud76c\ub9dd\ud1f4\uc9c1,\uc740\ud589\uc6d0,\ud1f4\uc9c1\uae08,2400\uba85,\uad6c\uc870\uc870\uc815","footnotes":""},"categories":[2],"tags":[],"class_list":["post-7706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=7706"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/7706\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/7702"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=7706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=7706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=7706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}