{"id":8272,"date":"2026-02-10T19:07:56","date_gmt":"2026-02-10T10:07:56","guid":{"rendered":"https:\/\/readtrends.com\/ko\/youth-financial-counseling-tf\/"},"modified":"2026-02-10T19:07:56","modified_gmt":"2026-02-10T10:07:56","slug":"youth-financial-counseling-tf","status":"publish","type":"post","link":"https:\/\/readtrends.com\/ko\/youth-financial-counseling-tf\/","title":{"rendered":"\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4 TF \ucd9c\ubc94 \ud68c\uc758 \uac1c\ucd5c"},"content":{"rendered":"<article>\n<h2>\ud575\uc2ec \uc694\uc57d<\/h2>\n<p>\uad8c\ub300\uc601 \uae08\uc735\uc704\uc6d0\ud68c \ubd80\uc704\uc6d0\uc7a5\uc774 2026\ub144 2\uc6d4 10\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c &#8216;\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4&#8217; TF \ucd9c\ubc94 \ud68c\uc758\ub97c \uc8fc\uc7ac\ud588\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0, \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0, \uc740\ud589\u00b7\ubcf4\ud5d8\u00b7\uae08\uc735\ud22c\uc790\ud611\ud68c, \uc0ac\uc5c5 \uc6b4\uc601\uae30\uad00 \ubc0f \uad00\ub828 \uc804\ubb38\uac00\ub4e4\uc774 \ucc38\uc11d\ud574 \uad6d\uc815\uacfc\uc81c\uc778 \ud574\ub2f9 \uc0ac\uc5c5\uc758 \ucd94\uc9c4 \ubc29\ud5a5\uacfc \uc5c5\uad8c\ubcc4 \ud65c\uc131\ud654 \ubc29\uc548\uc744 \ub17c\uc758\ud588\ub2e4. \ud68c\uc758\ub294 \uc815\ubd80 \uc8fc\ub3c4\uc758 \uc815\ucc45 \uc870\uc728\uacfc \ubbfc\uad00 \ud611\ub825 \uae30\ubc18\uc758 \uc2e4\ud589\uacc4\ud68d \uc218\ub9bd \ud544\uc694\uc131\uc744 \uc7ac\ud655\uc778\ud558\ub294 \uc790\ub9ac\uc600\ub2e4.<\/p>\n<h2>\ud575\uc2ec \uc0ac\uc2e4<\/h2>\n<ul>\n<li>\ud68c\uc758 \uc77c\uc2dc: 2026\ub144 2\uc6d4 10\uc77c. \ud68c\uc758 \uc7a5\uc18c: \uc11c\uc6b8 \uc885\ub85c\uad6c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac.<\/li>\n<li>\uc8fc\ucd5c: \uae08\uc735\uc704\uc6d0\ud68c(\uad8c\ub300\uc601 \ubd80\uc704\uc6d0\uc7a5 \uc8fc\uc7ac). \ucc38\uc11d\uae30\uad00: \uae08\uc735\uac10\ub3c5\uc6d0, \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0, \uc740\ud589\u00b7\ubcf4\ud5d8\u00b7\uae08\uc735\ud22c\uc790\ud611\ud68c \ub4f1 \uae08\uc735\uc5c5\uad8c \ub300\ud45c\uc640 \uccad\ub144 \uc7ac\ubb34\uc0c1\ub2f4 \uc0ac\uc5c5 \uc6b4\uc601\uae30\uad00\u00b7\uc804\ubb38\uac00.<\/li>\n<li>\uc758\uc81c: \uad6d\uc815\uacfc\uc81c &#8216;\ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4&#8217;\uc758 \uc815\ucc45 \ubc29\ud5a5 \uc124\uc815 \ubc0f \uae08\uc735\uc5c5\uad8c\ubcc4 \uccad\ub144 \ub300\uc0c1 \uc7ac\ubb34\uc0c1\ub2f4 \ud65c\uc131\ud654 \ubc29\uc548 \ub17c\uc758.<\/li>\n<li>\ubaa9\ud45c: \uccad\ub144\uce35 \uc811\uadfc\uc131 \uc81c\uace0\uc640 \uc5c5\uad8c \ud611\uc5c5\uc744 \ud1b5\ud55c \uc0c1\ub2f4 \uc778\ud504\ub77c \ud655\ucda9 \ubc29\uc548 \ubaa8\uc0c9(\ud68c\uc758\uc5d0\uc11c \ub17c\uc758\ub41c \uc0ac\uc548\uc784).<\/li>\n<li>\uacf5\uac1c\uc790\ub8cc: \ud589\uc0ac\ub294 \ud3ec\ud1a0 \uc790\ub8cc\ub85c \uacf5\uac1c\ub418\uc5c8\uc73c\uba70 \ucd2c\uc601\uc77c\uacfc \uc7a5\uc18c\uac00 \uba85\uc2dc\ub428(\ucd2c\uc601\uc77c: 2026.02.10, \ucd2c\uc601\uc7a5\uc18c: \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac).<\/li>\n<\/ul>\n<h2>\uc0ac\uac74 \ubc30\uacbd<\/h2>\n<p>\uc815\ubd80\ub294 \uccad\ub144\uce35\uc758 \uae08\uc735\ubd88\uc548\uacfc \uc7ac\ubb34\uc5ed\ub7c9 \ubd80\uc871\uc744 \uc815\ucc45 \uacfc\uc81c\uc758 \ud558\ub098\ub85c \uaddc\uc815\ud558\uace0, \ub9de\ucda4\ud615 \uc7ac\ubb34\uc0c1\ub2f4\uc744 \ud1b5\ud574 \uc608\ubc29\uc801\u00b7\uad50\uc721\uc801 \uc811\uadfc\uc744 \uac15\ud654\ud558\ub824\ub294 \ubc29\ud5a5\uc744 \uc124\uc815\ud574 \uc654\ub2e4. &#8216;\ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4&#8217;\uc740 \uad6d\uc815\uacfc\uc81c \uba85\uce6d\uc73c\ub85c \uacf5\uc801 \uc9c0\uc6d0\uacfc \ubbfc\uac04\uc758 \uc0c1\ub2f4 \uc5ed\ub7c9\uc744 \uacb0\ud569\ud574 \uc11c\ube44\uc2a4\uc758 \ubcf4\ud3b8\uc801 \uc81c\uacf5\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4. \uae30\uc874\uc5d0 \uc740\ud589\u00b7\uc11c\ubbfc\uae08\uc735\uae30\uad00\u00b7\ubbfc\uac04 \uc0c1\ub2f4\uc13c\ud130 \ub4f1\uc5d0\uc11c \ubd84\uc0b0\uc801\uc73c\ub85c \uc6b4\uc601\ub418\ub358 \uc7ac\ubb34\uc0c1\ub2f4\uc744 TF\ub97c \ud1b5\ud574 \uc81c\ub3c4\uc801 \uc5f0\uacc4\uc640 \ud45c\uc900\ud654 \uacfc\uc81c\ub85c \uc815\ube44\ud558\ub824\ub294 \uc2dc\ub3c4\uac00 \uc774\ubc88 \ud68c\uc758\uc758 \ucd9c\ubc1c\uc810\uc774\ub2e4. \uad00\ub828 \uc774\ud574\uad00\uacc4\uc790\ub85c\ub294 \uac10\ub3c5\u00b7\uc815\ucc45\ub2f9\uad6d, \uae08\uc735\uc5c5\uad8c \ud611\ud68c, \uc11c\ubbfc\uae08\uc735 \uc870\uc9c1, \ubbfc\uac04 \uc6b4\uc601\uae30\uad00\uacfc \uccad\ub144 \ub2f9\uc0ac\uc790 \uadf8\ub8f9\uc774 \ud3ec\ud568\ub418\uba70 \uc774\ub4e4 \uac04 \uc5ed\ud560 \ubd84\ub2f4\uc774 \ub17c\uc758 \ub300\uc0c1\uc774\ub2e4.<\/p>\n<p>\uacfc\uac70 \uc0ac\ub840\ub97c \ubcf4\uba74 \uae08\uc735\uc11c\ube44\uc2a4 \uc811\uadfc\uc131 \uc81c\uace0\ub294 \uac10\ub3c5\ub2f9\uad6d\uc758 \uaddc\uc81c\uc815\ucc45\uacfc \uae08\uc735\ud68c\uc0ac\ub4e4\uc758 \uc790\ubc1c\uc801 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c \ub3d9\uc2dc\uc5d0 \ucd94\uc9c4\ub420 \ub54c \uc2e4\ud6a8\uc131\uc744 \uac16\ucd98 \ubc14 \uc788\ub2e4. \uc774\ubc88 TF\ub294 \uad6d\uc815\uacfc\uc81c \ucc28\uc6d0\uc5d0\uc11c \ubbfc\uad00 \ud611\uc5c5 \ubaa8\ub378\uc744 \uc124\uacc4\ud558\uace0, \uccad\ub144 \ud2b9\uc131\uc5d0 \ub9de\ucd98 \uc0c1\ub2f4 \ubd84\ub958\u00b7\ub9e4\ub274\uc5bc\u00b7\uc5f0\uacc4 \uccb4\uacc4\ub97c \ub9cc\ub4dc\ub294 \uac83\uc774 \uacfc\uc81c\ub2e4. \ud2b9\ud788 \uc5c5\uad8c\ubcc4(\uc740\ud589\u00b7\ubcf4\ud5d8\u00b7\uae08\uc735\ud22c\uc790) \uc11c\ube44\uc2a4 \ud2b9\uc131\uc744 \uace0\ub824\ud55c \uc0c1\ub2f4 \uc5f0\uacc4\uc640 \uc628\ub77c\uc778\u00b7\uc624\ud504\ub77c\uc778 \ubcd1\ud589 \uc81c\uacf5 \ubc29\uc2dd\uc774 \ud575\uc2ec \uc7c1\uc810\uc73c\ub85c \ub5a0\uc62c\ub790\ub2e4.<\/p>\n<h2>\uc8fc\uc694 \uc0ac\uac74<\/h2>\n<p>\ud68c\uc758\ub294 \uad8c\ub300\uc601 \ubd80\uc704\uc6d0\uc7a5\uc758 \uac1c\ud68c\uc0ac\ub85c \uc2dc\uc791\ub418\uc5b4 \ucc38\uc11d \uae30\uad00\ubcc4 \ud604\ud669 \ubcf4\uace0\uc640 \uc8fc\uc694 \uc7c1\uc810 \ubc1c\uc5b8 \uc21c\uc73c\ub85c \uc9c4\ud589\ub410\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0\uacfc \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\uc740 \ud604\uc7ac \uc81c\uacf5 \uc911\uc778 \uc0c1\ub2f4 \ud504\ub85c\uadf8\ub7a8\uacfc \uc800\uc18c\ub4dd\u00b7\ucde8\uc5c5\uc900\ube44\uc0dd \ub4f1 \ub300\uc0c1\ubcc4 \uc811\uadfc\uc131 \ud604\ud669\uc744 \uc124\uba85\ud588\uace0, \uc5c5\uad8c \ud611\ud68c\ub4e4\uc740 \uc790\uc728\uc801 \ucc38\uc5ec \ubc29\uc548\uacfc \ud604\uc7a5\uc758 \uc6b4\uc601\uc0c1 \uc560\ub85c\ub97c \uacf5\uc720\ud588\ub2e4. \uc0ac\uc5c5 \uc6b4\uc601\uae30\uad00\uacfc \uc804\ubb38\uac00\ub4e4\uc740 \uc0c1\ub2f4 \ud488\uc9c8 \ud655\ubcf4\ub97c \uc704\ud55c \ud45c\uc900 \ub9e4\ub274\uc5bc, \uc0c1\ub2f4\uc0ac \uad50\uc721 \uccb4\uacc4, \uc131\uacfc \uce21\uc815 \uc9c0\ud45c \ub9c8\ub828\uc758 \ud544\uc694\uc131\uc744 \uc81c\uae30\ud588\ub2e4.<\/p>\n<p>\ucc38\uc11d\uc790\ub4e4\uc740 \ud2b9\ud788 \uccad\ub144\uce35\uc758 \uc0c1\ub2f4 \uc218\uc694\ub97c \uc815\ud655\ud788 \ud30c\uc545\ud558\uace0 \ucc44\ub110\ubcc4 \uc811\uadfc\uc131\uc744 \ub192\uc774\uae30 \uc704\ud55c \uc2dc\ubc94\uc0ac\uc5c5\uacfc \ub370\uc774\ud130 \uae30\ubc18\uc758 \ud6a8\uacfc \uce21\uc815 \ubc29\uc548\uc744 \uac80\ud1a0\ud560 \uac83\uc744 \uc81c\uc548\ud588\ub2e4. \ud68c\uc758 \ub9d0\ubbf8\uc5d0\ub294 TF\uc758 \ud5a5\ud6c4 \uc77c\uc815(\uc2e4\ubb34 \ubd84\uacfc \uad6c\uc131, \uc2dc\ubc94\uc0ac\uc5c5 \uacc4\ud68d \uc218\ub9bd \ub4f1)\uacfc \ud6c4\uc18d \ud68c\uc758 \uac1c\ucd5c \uc6d0\uce59\uc744 \ud655\uc778\ud558\uba70 \ub17c\uc758\ub97c \ub9c8\ubb34\ub9ac\ud588\ub2e4. \uad6c\uccb4\uc801 \uc608\uc0b0 \uaddc\ubaa8\ub098 \ud655\uc815\ub41c \uc2dc\ud589 \uc2dc\uc810 \ub4f1\uc740 \ud5a5\ud6c4 \uc2ec\ub3c4 \uc788\ub294 \uac80\ud1a0\uc640 \ucd94\uac00 \uacb0\uc815\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc815\ub9ac\ub410\ub2e4.<\/p>\n<h2>\ubd84\uc11d \ubc0f \uc758\ubbf8<\/h2>\n<p>\uc774\ubc88 TF \ucd9c\ubc94 \ud68c\uc758\ub294 \uc7ac\ubb34\uc0c1\ub2f4 \uc815\ucc45\uc744 \ub2e8\uc21c\ud55c \ubcf5\uc9c0\uc131 \uc9c0\uc6d0\uc5d0\uc11c \uad50\uc721\u00b7\uc608\ubc29 \uc911\uc2ec\uc758 &#8216;\uccb4\uacc4\uc801 \uacf5\uacf5\uc11c\ube44\uc2a4&#8217;\ub85c \uc804\ud658\ud558\ub824\ub294 \uc758\uc9c0\ub97c \ub4dc\ub7ec\ub0b8\ub2e4. \uac10\ub3c5\ub2f9\uad6d\uc774 \uc8fc\ub3c4\ud574 \uc5c5\uad8c\uacfc \uc6b4\uc601\uae30\uad00\uc744 \ud55c\ub370 \ubaa8\uc740 \uc810\uc740 \uc815\ucc45 \uc77c\uad00\uc131 \ud655\ubcf4\uc640 \uc11c\ube44\uc2a4 \ud45c\uc900\ud654 \uce21\uba74\uc5d0\uc11c \uae0d\uc815\uc801\uc774\ub2e4. \ub2e4\ub9cc \uc2e4\ud6a8\uc131\uc744 \ub2f4\ubcf4\ud558\ub824\uba74 \ub2e8\uae30\uc801 \ud64d\ubcf4\u00b7\uc0c1\ub2f4 \ud69f\uc218 \ud655\ub300\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0 \uc0c1\ub2f4 \ud488\uc9c8\uacfc \uc0ac\ud6c4 \uc5f0\uacc4(\ubd80\ucc44 \uad6c\uc870 \uac1c\uc120, \uc77c\uc790\ub9ac\u00b7\ubcf5\uc9c0 \uc5f0\uacc4 \ub4f1)\ub97c \uc5b4\ub5bb\uac8c \uc5f0\uacb0\ud560\uc9c0 \uc124\uacc4\ud558\ub294 \uac83\uc774 \uad00\uac74\uc774\ub2e4.<\/p>\n<p>\ubbfc\uac04 \uc5c5\uad8c\uc758 \uc790\ubc1c\uc801 \ucc38\uc5ec\uc640 \uacf5\uc801 \uc7ac\uc6d0 \ubc30\ubd84\uc758 \uade0\ud615\ub3c4 \uc911\uc694\ud55c \ubcc0\uc218\ub2e4. \uae08\uc735\ud68c\uc0ac\uc758 \ucc38\uc5ec \uc778\uc13c\ud2f0\ube0c\uc640 \uac10\ub3c5\uc758 \uc5ed\ud560 \ubc94\uc704, \uac1c\uc778\uc815\ubcf4\u00b7\ub370\uc774\ud130 \ud65c\uc6a9\uc758 \ubc95\uc801\u00b7\uc724\ub9ac\uc801 \uae30\uc900 \uc124\uc815\uc774 \ubcd1\ud589\ub418\uc5b4\uc57c \ud55c\ub2e4. \ub610\ud55c \uc131\uacfc \uc9c0\ud45c\ub294 \ub2e8\uc21c \uc774\uc6a9 \uac74\uc218\uc5d0\uc11c \ud0c8\ud53c\ud574 \uc0c1\ub2f4 \ud6c4 \uc2e4\uc81c \uae08\uc735\ud589\ub3d9 \ubcc0\ud654(\uc608: \uc608\uc0b0 \uc218\ub9bd, \ubd80\ucc44 \uc0c1\ud658 \uacc4\ud68d \uc774\ud589 \ub4f1)\ub97c \ucd94\uc801\ud560 \uc218 \uc788\ub294 \uccb4\uacc4\ub85c \uc124\uacc4\ud574\uc57c \uc815\ucc45\uc758 \ud6a8\uacfc\ub97c \uc785\uc99d\ud560 \uc218 \uc788\ub2e4.<\/p>\n<p>\uad6d\uc81c\uc801 \uad00\uc810\uc5d0\uc11c\ub294 \uccad\ub144 \uae08\uc735\uc5ed\ub7c9 \uac15\ud654\ub294 \uc120\uc9c4\uad6d\uc5d0\uc11c\ub3c4 \uacf5\ud1b5 \uacfc\uc81c\ub85c \ub2e4\ub904\uc9c4\ub2e4. \ub2e4\ub9cc \uac01\uad6d\uc758 \uc81c\ub3c4\uc801 \ub9e5\ub77d\uacfc \uae08\uc735\uc2dc\uc7a5 \uad6c\uc870\uac00 \ub2e4\ub974\ubbc0\ub85c \uad6d\ub0b4 \uc0c1\ud669\uc5d0 \ub9de\ucd98 \uc138\ubd80 \uc124\uacc4\uac00 \ud544\uc694\ud558\ub2e4. TF \uacfc\uc815\uc5d0\uc11c \uc2dc\ubc94\uc0ac\uc5c5\uc744 \ud1b5\ud574 \uadfc\uac70\ub97c \ucd95\uc801\ud558\uace0 \uc810\uc9c4\uc801\uc73c\ub85c \ud655\uc7a5\ud558\ub294 \uc804\ub7b5\uc774 \ud604\uc2e4\uc801\uc774\ub2e4.<\/p>\n<h2>\ube44\uad50 \ubc0f \ub370\uc774\ud130<\/h2>\n<figure>\n<table>\n<thead>\n<tr>\n<th>\ucc38\uc5ec \uc8fc\uccb4<\/th>\n<th>\uc8fc\uc694 \uc5ed\ud560(\uc608\uc0c1)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uae08\uc735\uc704\uc6d0\ud68c<\/td>\n<td>\uc815\ucc45 \ubc29\ud5a5 \uc124\uc815\u00b7TF \uc8fc\uad00<\/td>\n<\/tr>\n<tr>\n<td>\uae08\uc735\uac10\ub3c5\uc6d0<\/td>\n<td>\uc5c5\uad8c \uac10\ub3c5\u00b7\uc0c1\ub2f4 \ud45c\uc900\ud654 \uad8c\uace0<\/td>\n<\/tr>\n<tr>\n<td>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0<\/td>\n<td>\ub300\uc0c1\uc790 \uc811\uadfc\u00b7\ud604\uc7a5 \uc6b4\uc601 \ub178\ud558\uc6b0 \uc81c\uacf5<\/td>\n<\/tr>\n<tr>\n<td>\uc740\ud589\u00b7\ubcf4\ud5d8\u00b7\ud22c\uc790\ud611\ud68c<\/td>\n<td>\uc5c5\uad8c\ubcc4 \ucc38\uc5ec\u00b7\uc790\uc6d0 \ub3d9\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\uc6b4\uc601\uae30\uad00\u00b7\uc804\ubb38\uac00<\/td>\n<td>\uc0c1\ub2f4 \ub9e4\ub274\uc5bc\u00b7\uad50\uc721\u00b7\uc131\uacfc\ud3c9\uac00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p>\uc704 \ud45c\ub294 \ud68c\uc758\uc5d0\uc11c \ub17c\uc758\ub41c \uc8fc\uccb4\ubcc4 \uae30\ub2a5\uc744 \uc815\ub9ac\ud55c \uac83\uc73c\ub85c, \uc2e4\uc81c \uc5ed\ud560 \ubd84\ub2f4\uacfc \ucc45\uc784 \ubc94\uc704\ub294 TF \uc2e4\ubb34 \ub17c\uc758 \uacfc\uc815\uc5d0\uc11c \uad6c\uccb4\ud654\ub420 \uc608\uc815\uc774\ub2e4. \ud5a5\ud6c4 \uc2dc\ubc94\uc0ac\uc5c5 \uacb0\uacfc\uc5d0 \ub530\ub77c \uc5ed\ud560\uacfc \uc608\uc0b0 \ubc30\ubd84\uc774 \uc870\uc815\ub420 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4.<\/p>\n<h2>\ubc18\uc751 \ubc0f \uc778\uc6a9<\/h2>\n<blockquote>\n<p>\ud68c\uc758\ub294 \uccad\ub144\uce35 \ub300\uc0c1 \uc7ac\ubb34\uc0c1\ub2f4\uc758 \uccb4\uacc4\uc801 \ud655\ub9bd \ud544\uc694\uc131\uc744 \ud655\uc778\ud558\ub294 \uc790\ub9ac\uc600\ub2e4\uace0 \uc815\ub9ac\ub410\ub2e4.<\/p>\n<p><cite>\uad8c\ub300\uc601 \uae08\uc735\uc704\uc6d0\ud68c \ubd80\uc704\uc6d0\uc7a5(\ud68c\uc758 \uc815\ub9ac)<\/cite><\/p><\/blockquote>\n<blockquote>\n<p>\uae08\uc735\uc5c5\uad8c\uc740 \ud611\ub825\uc744 \ud1b5\ud574 \uc0c1\ub2f4 \uc811\uadfc\uc131\uc744 \ub192\uc774\ub294 \ubc29\uc548\uc744 \uac80\ud1a0\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p><cite>\uae08\uc735\uac10\ub3c5\uc6d0 \uad00\uacc4\uc790(\ud68c\uc758 \ucc38\uc11d)<\/cite><\/p><\/blockquote>\n<blockquote>\n<p>\uc6b4\uc601\uae30\uad00 \uce21\uc740 \uc0c1\ub2f4 \ud488\uc9c8 \ud655\ubcf4\ub97c \uc704\ud55c \ud45c\uc900\ud654\uc640 \uc804\ubb38\uc778\ub825 \uad50\uc721\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud588\ub2e4.<\/p>\n<p><cite>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0\/\uccad\ub144 \uc7ac\ubb34\uc0c1\ub2f4 \uc0ac\uc5c5 \uc6b4\uc601\uae30\uad00(\ud68c\uc758 \ubc1c\uc5b8)<\/cite><\/p><\/blockquote>\n<aside>\n<details>\n<summary>\uc6a9\uc5b4\/\ubc29\ubc95\ub860<\/summary>\n<p>&#8216;\ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4&#8217;\uc740 \uad6d\uc815\uacfc\uc81c \uba85\uce6d\uc73c\ub85c \uc815\ubd80 \uc8fc\ub3c4\uc758 \uacf5\uacf5\u00b7\ubbfc\uac04 \ud611\ub825\ud615 \uc7ac\ubb34\uc0c1\ub2f4 \uccb4\uacc4\ub97c \uc758\ubbf8\ud55c\ub2e4. \uc7ac\ubb34\uc0c1\ub2f4\uc740 \uac1c\uc778\uc758 \uc18c\ub4dd\u00b7\uc9c0\ucd9c\u00b7\ubd80\ucc44 \uad6c\uc870\ub97c \uc9c4\ub2e8\ud558\uace0 \ubaa9\ud45c \uc124\uc815, \uc608\uc0b0 \uc218\ub9bd, \ucc44\ubb34\uc870\uc815\u00b7\uae08\uc735\uc0c1\ud488 \uc548\ub0b4 \ub4f1 \uc2e4\uc9c8\uc801 \ud589\ub3d9 \ubcc0\ud654\ub97c \ub3d5\ub294 \uc11c\ube44\uc2a4\ub2e4. \uc0c1\ub2f4 \ud488\uc9c8\uc740 \uc0c1\ub2f4\uc0ac\uc758 \uc804\ubb38\uc131, \ud45c\uc900\ud654\ub41c \uc808\ucc28, \uc0ac\ud6c4\uad00\ub9ac \uc5f0\uacc4\uc758 \uc720\ubb34\ub85c \uc88c\uc6b0\ub41c\ub2e4. TF\ub294 \uc774\ub7ec\ud55c \uc694\uc18c\ub4e4\uc744 \uc81c\ub3c4\ud654\ud558\uace0 \uc2dc\ubc94\uc0ac\uc5c5\uc744 \ud1b5\ud574 \uc801\uc6a9 \uac00\ub2a5\uc131\uc744 \uac80\uc99d\ud558\ub294 \uc5ed\ud560\uc744 \ub9e1\ub294\ub2e4.<\/p>\n<\/details>\n<\/aside>\n<h2>\ubd88\ud655\uc2e4\ud55c \ubd80\ubd84<\/h2>\n<ul>\n<li>\uc608\uc0b0 \uaddc\ubaa8\uc640 \uad6c\uccb4\uc801 \uc7ac\uc6d0 \ubc30\ubd84\uc5d0 \ub300\ud55c \uacf5\uc2dd \ubc1c\ud45c\ub294 \uc544\uc9c1 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc544 \ud5a5\ud6c4 \ud655\uc815\uc774 \ud544\uc694\ud558\ub2e4.<\/li>\n<li>\uc2dc\ubc94\uc0ac\uc5c5\uc758 \ubc94\uc704(\ub300\uc0c1 \uc9c0\uc5ed\u00b7\ub300\uc0c1 \uadf8\ub8f9\u00b7\uae30\uac04)\uc640 \uc131\uacfc \uc9c0\ud45c\uc758 \uc138\ubd80 \ud56d\ubaa9\uc740 TF \uc2e4\ubb34\ud68c\uc758\uc5d0\uc11c \ucd94\uac00 \uacb0\uc815\ub420 \uc608\uc815\uc774\ub2e4.<\/li>\n<\/ul>\n<h2>\ucd1d\ud3c9<\/h2>\n<p>2\uc6d4 10\uc77c\uc758 TF \ucd9c\ubc94 \ud68c\uc758\ub294 \uccad\ub144 \uc7ac\ubb34\uc0c1\ub2f4\uc744 \uad6d\uc815\uacfc\uc81c\ub85c \ubcf8\uaca9\ud654\ud558\ub294 \uc2e0\ud638\ub85c \ud3c9\uac00\ud560 \uc218 \uc788\ub2e4. \ub2e8\uae30\uc801 \ub17c\uc758\ub294 \uc815\ucc45 \ubc29\ud5a5 \uc124\uc815\uacfc \uc5c5\uad8c \ud611\uc758\uc5d0 \uc9d1\uc911\ub418\uc5c8\uace0, \uc2e4\uc81c \uc131\uacfc\ub294 \uc2dc\ubc94\uc0ac\uc5c5 \uc124\uacc4\uc640 \uc2e4\ud589\uc5d0\uc11c \ud310\uac00\ub984 \ub0a0 \uac83\uc774\ub2e4. \uc815\ubd80\uc640 \uc5c5\uad8c, \uc6b4\uc601\uae30\uad00 \uac04 \uc5ed\ud560 \ubd84\ub2f4\uacfc \uc131\uacfc \uce21\uc815 \uae30\uc900\uc744 \uc870\uc18d\ud788 \ud655\uc815\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801 \uc815\ucc29\uc758 \ud575\uc2ec\uc774\ub2e4.<\/p>\n<p>\ub3c5\uc790\ub294 \uc774\ubc88 \ud68c\uc758\ub97c \uc815\ucc45 \uc804\ud658\uc758 \uc2dc\uc791\uc810\uc73c\ub85c \uc778\uc2dd\ud558\uace0, \ud5a5\ud6c4 \uc608\uc0b0 \ubc30\uc815\u00b7\uc2dc\ubc94\uc0ac\uc5c5 \uacf5\uc9c0\u00b7\uc131\uacfc \ubc1c\ud45c \ub4f1 \ud6c4\uc18d \uc808\ucc28\ub97c \uc8fc\uc2dc\ud560 \ud544\uc694\uac00 \uc788\ub2e4. TF\uc758 \uc2e4\ud6a8\uc131\uc744 \ub192\uc774\ub824\uba74 \uccad\ub144 \ub2f9\uc0ac\uc790\ub4e4\uc758 \uc811\uadfc\uc131\u00b7\uc2e4\ud589\ub825\u00b7\uc0ac\ud6c4\uad00\ub9ac \uccb4\uacc4\uac00 \ubaa8\ub450 \ubcd1\ud589\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<h2>\ucd9c\ucc98<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.korea.kr\/multi\/policyPhotoView.do?bbsKey=69381&#038;pageIndex=1\" target=\"_blank\" rel=\"noopener\">\ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551 \uc0ac\uc9c4 \ubcf4\ub3c4<\/a> (\uacf5\uc2dd \uc815\ubd80 \ub204\ub9ac\uc9d1)<\/li>\n<\/ul>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\ud575\uc2ec \uc694\uc57d \uad8c\ub300\uc601 \uae08\uc735\uc704\uc6d0\ud68c \ubd80\uc704\uc6d0\uc7a5\uc774 2026\ub144 2\uc6d4 10\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c &#8216;\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4&#8217; TF \ucd9c\ubc94 \ud68c\uc758\ub97c \uc8fc\uc7ac\ud588\ub2e4. \uae08\uc735\uac10\ub3c5\uc6d0, \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0, \uc740\ud589\u00b7\ubcf4\ud5d8\u00b7\uae08\uc735\ud22c\uc790\ud611\ud68c, \uc0ac\uc5c5 \uc6b4\uc601\uae30\uad00 \ubc0f \uad00\ub828 \uc804\ubb38\uac00\ub4e4\uc774 \ucc38\uc11d\ud574 \uad6d\uc815\uacfc\uc81c\uc778 \ud574\ub2f9 \uc0ac\uc5c5\uc758 \ucd94\uc9c4 \ubc29\ud5a5\uacfc \uc5c5\uad8c\ubcc4 \ud65c\uc131\ud654 \ubc29\uc548\uc744 \ub17c\uc758\ud588\ub2e4. \ud68c\uc758\ub294 \uc815\ubd80 \uc8fc\ub3c4\uc758 \uc815\ucc45 \uc870\uc728\uacfc \ubbfc\uad00 \ud611\ub825 \uae30\ubc18\uc758 \uc2e4\ud589\uacc4\ud68d \uc218\ub9bd \ud544\uc694\uc131\uc744 \uc7ac\ud655\uc778\ud558\ub294 \uc790\ub9ac\uc600\ub2e4. \ud575\uc2ec \uc0ac\uc2e4 \ud68c\uc758 \uc77c\uc2dc: 2026\ub144 2\uc6d4 10\uc77c. &#8230; <a title=\"\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4 TF \ucd9c\ubc94 \ud68c\uc758 \uac1c\ucd5c\" class=\"read-more\" href=\"https:\/\/readtrends.com\/ko\/youth-financial-counseling-tf\/\" aria-label=\"\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4 TF \ucd9c\ubc94 \ud68c\uc758 \uac1c\ucd5c\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":8265,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_title":"\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4 TF \ucd9c\ubc94 \ud68c\uc758 \uac1c\ucd5c \u2014 \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551","rank_math_description":"\uad8c\ub300\uc601 \uae08\uc735\uc704\uc6d0\uc7a5\ub300\ud589(\ubd80\uc704\uc6d0\uc7a5)\uc774 2026\ub144 2\uc6d4 10\uc77c \uc815\ubd80\uc11c\uc6b8\uccad\uc0ac\uc5d0\uc11c '\uccad\ub144 \ubaa8\ub450\ub97c \uc704\ud55c \uc7ac\ubb34\uc0c1\ub2f4' TF \ucd9c\ubc94 \ud68c\uc758\ub97c \uc8fc\uc7ac\ud588\ub2e4. \uad6d\uc815\uacfc\uc81c \ucd94\uc9c4 \ubc29\ud5a5\uacfc \uc5c5\uad8c\ubcc4 \ud65c\uc131\ud654 \ubc29\uc548 \ub17c\uc758 \ub0b4\uc6a9\uc744 \uc694\uc57d\ud569\ub2c8\ub2e4.","rank_math_focus_keyword":"\uccad\ub144,\uc7ac\ubb34\uc0c1\ub2f4,\uae08\uc735\uc704\uc6d0\ud68c,TF,\uc815\ubd80\uc11c\uc6b8\uccad\uc0ac","footnotes":""},"categories":[2],"tags":[],"class_list":["post-8272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"_links":{"self":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/8272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/comments?post=8272"}],"version-history":[{"count":0,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/posts\/8272\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media\/8265"}],"wp:attachment":[{"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/media?parent=8272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/categories?post=8272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/readtrends.com\/ko\/wp-json\/wp\/v2\/tags?post=8272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}